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BancoPosta

Conto BancoPosta - Opzione Plus

€10.00 / month

Standard fee: €10.00 / month

€8.00 / month

For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. The greater of the sum of salaries/pensions and the maximum single SEPA transfer, instant, extra-SEPA, or postagiro is considered; the postagiro must come from a different account holder. Qualifying amount 600,00–€1,500.00.

€7.00 / month

For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. The greater of the sum of salaries/pensions and the maximum single SEPA transfer, instant, extra-SEPA, or postagiro is considered; the postagiro must come from a different account holder. Qualifying amount 1.500,01–€2,500.00.

€6.00 / month

For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. The greater of the sum of salaries/pensions and the maximum single SEPA transfer, instant, extra-SEPA, or postagiro is considered; the postagiro must come from a different account holder. Qualifying amount at least €2,500.01.

Other fee options (5)

Fees and discounts

Select a fee only if all its conditions apply; discounts do not stack.

€8.00 / month Conditional

For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. The greater of the sum of salaries/pensions and the maximum single SEPA transfer, instant, extra-SEPA, or postagiro is considered; the postagiro must come from a different account holder. Qualifying amount 600,00–€1,500.00.

All of these conditions

  • Qualifying amount 600,00–€1,500.00.

Reductions A (credits), B (assets) and C (VAT number and Business Link account) can be combined up to total elimination; only one tier for each group.

€7.00 / month Conditional

For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. The greater of the sum of salaries/pensions and the maximum single SEPA transfer, instant, extra-SEPA, or postagiro is considered; the postagiro must come from a different account holder. Qualifying amount 1.500,01–€2,500.00.

All of these conditions

  • Qualifying amount 1.500,01–€2,500.00.

Reductions A (credits), B (assets) and C (VAT number and Business Link account) can be combined up to total elimination; only one tier for each group.

€6.00 / month Conditional

For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. The greater of the sum of salaries/pensions and the maximum single SEPA transfer, instant, extra-SEPA, or postagiro is considered; the postagiro must come from a different account holder. Qualifying amount at least €2,500.01.

All of these conditions

  • Qualifying amount at least €2,500.01.

Reductions A (credits), B (assets) and C (VAT number and Business Link account) can be combined up to total elimination; only one tier for each group.

€8.00 / month Conditional

For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. Effective MiFID contract and valid questionnaire on the assessment date. Assets of the products listed in the FI with the same account title, recorded on the last day of the month (or previous business day when necessary). Assets 10.000,01–€25,000.00.

All of these conditions

  • Assets 10.000,01–€25,000.00.

Reductions A (credits), B (assets) and C (VAT number and Business Link account) can be combined up to total elimination; only one tier for each group.

€7.00 / month Conditional

For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. Effective MiFID contract and valid questionnaire on the assessment date. Assets of the products listed in the FI with the same account title, recorded on the last day of the month (or previous business day when necessary). Assets 25.000,01–€50,000.00.

All of these conditions

  • Assets 25.000,01–€50,000.00.

Reductions A (credits), B (assets) and C (VAT number and Business Link account) can be combined up to total elimination; only one tier for each group.

€6.00 / month Conditional

For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. Effective MiFID contract and valid questionnaire on the assessment date. Assets of the products listed in the FI with the same account title, recorded on the last day of the month (or previous business day when necessary). Assets 50.000,01–€100,000.00.

All of these conditions

  • Assets 50.000,01–€100,000.00.

Reductions A (credits), B (assets) and C (VAT number and Business Link account) can be combined up to total elimination; only one tier for each group.

€4.00 / month Conditional

For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. Effective MiFID contract and valid questionnaire on the assessment date. Assets of the products listed in the FI with the same account title, recorded on the last day of the month (or previous business day when necessary). Assets at least €100,000.01.

All of these conditions

  • Assets at least €100,000.01.

Reductions A (credits), B (assets) and C (VAT number and Business Link account) can be combined up to total elimination; only one tier for each group.

€7.00 / month Conditional

For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. VAT number holder and BancoPosta Business Link account holder.

All of these conditions

  • VAT number holder and BancoPosta Business Link account holder

Reductions A (credits), B (assets) and C (VAT number and Business Link account) can be combined up to total elimination; only one tier for each group.

Who can apply

Account dedicated to natural persons, which can only be opened at a Post Office.

Full conditions

All of these conditions

  • Reserved for individuals. Opening can be done exclusively at a Post Office.

All ISC / ICC profiles

Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.

ProfileOnlineBranch
Youth (164)

€142.25

€118.25 In the presence of a reduction in the fee of the Conto BancoPosta - Opzione Plus

€152.25

€128.25 In the presence of a reduction in the fee of the Conto BancoPosta - Opzione Plus

Low-activity households (201)

€133.55

€85.55 In the presence of a reduction in the fee of the Conto BancoPosta - Opzione Plus

€148.55

€100.55 In the presence of a reduction in the fee of the Conto BancoPosta - Opzione Plus

Medium-activity households (228)

€150.15

€66.15 In the presence of a reduction in the fee of the Conto BancoPosta - Opzione Plus

€170.15

€86.15 In the presence of a reduction in the fee of the Conto BancoPosta - Opzione Plus

High-activity households (253)

€146.65

€50.65 In the presence of a reduction in the fee of the Conto BancoPosta - Opzione Plus

€171.65

€75.65 In the presence of a reduction in the fee of the Conto BancoPosta - Opzione Plus

Pensioners with low activity (124)

€125.25

€41.25 In the presence of a reduction in the fee of the Conto BancoPosta - Opzione Plus

€140.25

€56.25 In the presence of a reduction in the fee of the Conto BancoPosta - Opzione Plus

Pensioners with medium activity (189)

€143.15

€47.15 In the presence of a reduction in the fee of the Conto BancoPosta - Opzione Plus

€163.15

€67.15 In the presence of a reduction in the fee of the Conto BancoPosta - Opzione Plus

Stamp duty excluded

Tax and other charges

Stamp duty
€34.20 / year
Separate from the fee; applicability is conditional.
Tax paid by the bank
No
Account opening fee
Free
Online SEPA transfers
Free
Other-bank ATM withdrawals
€1.75
Own-bank withdrawals
Free · Unlimited free transactions
Foreign-currency withdrawals
€2.58 + 1.3%

Account-linked cards

Debit card
Free / year
Credit card
Free / year

Features

Free without conditions
No
Free with conditions
—
Free for an initial period
—
Joint account
Yes
Branch banking
Yes
Cash deposits
Yes
Italian IBAN
Yes
F24 tax payments
—
Debit card available
Yes
Apple Pay
—
Google Pay
—
App available in English
—
Account opening in English
—
Customer support in English
—

Bank apps

Provider apps: check that your product is supported. Store availability does not establish English support.

  • Poste Italiane

Documents and sources

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