Skip to content
Banco di Sardegna

BDS On Demand

€7.30 / month

Standard fee: €7.30 / month

€2.00 / month · For 3 months

Pro Plan for new customers who open online: €2/month for the first three months, then €7.30/month barring reduction requirements. New customer means not already a holder or co-holder of an account.

€2.00 / month

Pro Plan at €2/month for account holders under 35; in case of joint account, all holders must be under 35. Age recorded at the end of the month, discount applied to the current month until the 35th birthday.

€2.00 / month

Pro Plan at €2/month with salary/pension credit or at least one incoming transfer equal to or greater than €1,000/month, excluding internal transfers. Reduction applied to the month following the assessment.

Who can apply

All of these conditions

  • Aged between 18 and 75

  • Residence and tax residence in Italy.

  • Reserved for new customers (who are not account holders or co-holders).

All ISC / ICC profiles

Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.

YOUTH (164 annual operations) · Branch
€85.25 · Stamp duty excluded
Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices.
YOUTH (164 annual operations) · Online
€48.75 · Stamp duty excluded
Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices.
HOUSEHOLDS WITH LOW ACTIVITY (201 annual transactions) · Branch
€103.85 · Stamp duty excluded
Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices.
HOUSEHOLDS WITH LOW ACTIVITY (201 annual transactions) · Online
€51.60 · Stamp duty excluded
Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices.
HOUSEHOLDS WITH MEDIUM ACTIVITY (228 annual transactions) · Branch
€190.18 · Stamp duty excluded
Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices.
HOUSEHOLDS WITH MEDIUM ACTIVITY (228 annual transactions) · Online
€142.18 · Stamp duty excluded
Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices.
HOUSEHOLDS WITH HIGH ACTIVITY (253 annual transactions) · Branch
€200.53 · Stamp duty excluded
Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices.
HOUSEHOLDS WITH HIGH ACTIVITY (253 annual transactions) · Online
€141.78 · Stamp duty excluded
Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices.
PENSIONERS WITH LOW ACTIVITY (124 annual transactions) · Branch
€93.20 · Stamp duty excluded
Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices.
PENSIONERS WITH LOW ACTIVITY (124 annual transactions) · Online
€45.95 · Stamp duty excluded
Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices.
PENSIONERS WITH MEDIUM ACTIVITY (189 annual transactions) · Branch
€132.38 · Stamp duty excluded
Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices.
PENSIONERS WITH MEDIUM ACTIVITY (189 annual transactions) · Online
€69.38 · Stamp duty excluded
Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices.

Tax and other charges

Stamp duty
€34.20 / year
Separate from the fee; applicability is conditional.
Tax paid by the bank
No
Account opening fee
Free
Online SEPA transfers
Free
Other-bank ATM withdrawals
€2.70
Own-bank withdrawals
Free · Unlimited free transactions
Foreign-currency withdrawals
—

Account-linked cards

Debit card
Free / month
Card issue fee: Free
Credit card
€3.00 / month

Fees and discounts

Choose one fee per product, only if all its conditions apply to you. Your choice updates the list, sorting, fee filters and comparison. Discounts are not added together.

€2.00 / month Conditional

For 3 months

Pro Plan for new customers who open online: €2/month for the first three months, then €7.30/month barring reduction requirements. New customer means not already a holder or co-holder of an account.

All of these conditions

  • New customers without an account held or co-held at the bank.

Alternative prices for the same plan; reductions cannot be combined.

€2.00 / month Conditional

Pro Plan at €2/month for account holders under 35; in case of joint account, all holders must be under 35. Age recorded at the end of the month, discount applied to the current month until the 35th birthday.

All of these conditions

  • All under 35 account holders, verified monthly at the end of the month.

Alternative prices for the same plan; reductions cannot be combined.

€2.00 / month Conditional

Pro Plan at €2/month with salary/pension credit or at least one incoming transfer equal to or greater than €1,000/month, excluding internal transfers. Reduction applied to the month following the assessment.

Any of these conditions

  • Salary or pension credit

  • At least one incoming bank transfer of an amount equal to or greater than €1,000/month, excluding account transfers.

Alternative prices for the same plan; reductions cannot be combined.

Features

Free without conditions
No
Free with conditions
—
Free for an initial period
—
Joint account
Yes
Branch banking
Yes
Cash deposits
Yes
Italian IBAN
Yes
F24 tax payments
Yes
Debit card available
Yes
Apple Pay
Yes
Google Pay
Yes
App available in English
—
Account opening in English
—
Customer support in English
—

Bank apps

Provider apps: check that your product is supported. Store availability does not establish English support.

  • BPER

Documents and sources

Similar offers