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Banco Desio

Conto Corrente D.One

€2.50 / month

Standard fee: €2.50 / month

Free / month · For 6 months

Who can apply

All of these conditions

  • They must not be the holder or a joint holder of a current account with the Bank.

  • Reside in regions where there is at least one branch of the Banco; Italian citizenship and residence.

  • They are of legal age.

  • Subscription through the website www.bancodesio.it, possession of SPID or CIE credentials, Italian mobile number, valid identity document.

All ISC / ICC profiles

Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.

Youth · Branch
€85.30 · Stamp duty excluded
Youth · Online
€55.30 · Stamp duty excluded
Low activity household · Branch
€59.80 · Stamp duty excluded
Low activity household · Online
€20.30 · Stamp duty excluded
Medium activity household · Branch
€90.90 · Stamp duty excluded
Medium activity household · Online
€45.90 · Stamp duty excluded
High activity household · Branch
€100.60 · Stamp duty excluded
High activity household · Online
€47.10 · Stamp duty excluded
Pensioners with low activity · Branch
€57.90 · Stamp duty excluded
Pensioners with low activity · Online
€19.40 · Stamp duty excluded
Pensioners with medium activity · Branch
€93.60 · Stamp duty excluded
Pensioners with medium activity · Online
€45.60 · Stamp duty excluded

Tax and other charges

Stamp duty
€34.20 / year
Separate from the fee; applicability is conditional.
Tax paid by the bank
No
Account opening fee
Free
Online SEPA transfers
€0.30
Other-bank ATM withdrawals
€1.00 · 18 free transactions
Own-bank withdrawals
Free · Unlimited free transactions
Foreign-currency withdrawals
€3.50

Account-linked cards

Debit card
Free / year
Card issue fee: Free
Card replacement: Free
Foreign-currency payments: 2%
Credit card
—
Prepaid card
—

Fees and discounts

Choose one fee per product, only if all its conditions apply to you. Your choice updates the list, sorting, fee filters and comparison. Discounts are not added together.

Free / month Conditional

For 6 months

Features

Free without conditions
No
Free with conditions
Yes
Free for an initial period
Yes
Joint account
Yes
Branch banking
Yes
Cash deposits
Yes
Italian IBAN
Yes
F24 tax payments
Yes
Debit card available
Yes
Apple Pay
—
Google Pay
—
App available in English
—
Account opening in English
—
Customer support in English
—

Bank apps

Provider apps: check that your product is supported. Store availability does not establish English support.

See the bank’s apps
Documents and sources