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Banco BPM

Conto Corrente 4You

€4.00 / month

Standard fee: €4.00 / month

Free / year

€2.00 / month

Free / month

New current-account customers: you must not hold an account with the bank, including as a joint holder, either when applying or at any point in the current calendar year. Conto 4You requires employment with a participating organization. Apply by 31 January 2027; the account fee is waived through 31 December 2028, then €2/month. It remains waived with salary/pension credits above €500/month OR while under 35. Online transfers are free through 31 December 2028, then €0.50.

Who can apply

Reserved for private customers who are employed by partner companies, institutions, or associations.

All of these conditions

  • Intended for private customers bound by an employment relationship with companies/institutions/associations partnered with Banco BPM.

All ISC / ICC profiles

Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.

YOUTH (164) · Branch
€40.59 · Stamp duty excluded
YOUTH (164) · Online
€19.99 · Stamp duty excluded
HOUSEHOLDS WITH LOW ACTIVITY (201) · Branch
€86.19 · Stamp duty excluded
HOUSEHOLDS WITH LOW ACTIVITY (201) · Online
€59.59 · Stamp duty excluded
HOUSEHOLDS WITH MEDIUM ACTIVITY (228) · Branch
€95.83 · Stamp duty excluded
HOUSEHOLDS WITH MEDIUM ACTIVITY (228) · Online
€67.23 · Stamp duty excluded
HOUSEHOLDS WITH HIGH ACTIVITY (253) · Branch
€100.57 · Stamp duty excluded
HOUSEHOLDS WITH HIGH ACTIVITY (253) · Online
€66.97 · Stamp duty excluded
PENSIONERS WITH LOW ACTIVITY (124) · Branch
€58.95 · Stamp duty excluded
PENSIONERS WITH LOW ACTIVITY (124) · Online
€33.35 · Stamp duty excluded
PENSIONERS WITH MEDIUM ACTIVITY (189) · Branch
€94.95 · Stamp duty excluded
PENSIONERS WITH MEDIUM ACTIVITY (189) · Online
€63.35 · Stamp duty excluded

Tax and other charges

Stamp duty
€34.20 / year
Separate from the fee; applicability is conditional.
Tax paid by the bank
No
Account opening fee
Free
Online SEPA transfers
€0.50
Other-bank ATM withdrawals
€2.10
Own-bank withdrawals
Free · Unlimited free transactions
Foreign-currency withdrawals
—

Account-linked cards

Debit card
€5.00 / year
Card issue fee: €5.00
Credit card
€15.00 / year
Card issue fee: €15.00
Prepaid card
—
Card issue fee: Free

Fees and discounts

Choose one fee per product, only if all its conditions apply to you. Your choice updates the list, sorting, fee filters and comparison. Discounts are not added together.

Free / year Conditional

All of these conditions

  • Until the account holder turns 35, only stamp duty is payable.

€2.00 / month Conditional

All of these conditions

  • At least monthly salary or pension credit of more than €500.00 per payment.

Free / month Introductory

Account fee shown applies through Dec 31, 2028

After the promotion: €2.00 / month

Afterwards, the fee is waived with: Salary/pension credits above €500/month OR age under 35

Sign up by Jan 31, 2027

Online transfers: Free through Dec 31, 2028, then €0.50

New current-account customers: you must not hold an account with the bank, including as a joint holder, either when applying or at any point in the current calendar year. Conto 4You requires employment with a participating organization. Apply by 31 January 2027; the account fee is waived through 31 December 2028, then €2/month. It remains waived with salary/pension credits above €500/month OR while under 35. Online transfers are free through 31 December 2028, then €0.50.

Features

Free without conditions
No
Free with conditions
Yes
Free for an initial period
Yes
Joint account
Yes
Branch banking
Yes
Cash deposits
Yes
Italian IBAN
Yes
F24 tax payments
Yes
Debit card available
Yes
Apple Pay
—
Google Pay
—
App available in English
—
Account opening in English
—
Customer support in English
—

Bank apps

Provider apps: check that your product is supported. Store availability does not establish English support.

See the bank’s apps
Documents and sources

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