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Banca Etica

Conto In Rete Under 35

€1.00 / month

Quoted fee: €3.00 / 3 months

Who can apply

All of these conditions

  • Reserved for consumer customers aged between 18 and 35. Upon turning 36, the account is automatically converted into Conto In Rete Soci or Conto In Rete.

  • Residents of Italy.

  • Intended for opening a new current account for purposes unrelated to entrepreneurial, commercial, artisanal, or professional activities.

  • Can be registered to one or at most two people, both under 35 years of age, with separate signature operations. Third-party powers of attorney are not permitted. Politically Exposed Persons (PEPs) and members of local administrations (PILs) cannot open the account online but must visit a branch.

All ISC / ICC profiles

Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.

Youth (164 annual operations) · Branch
€90.75 · Stamp duty excluded
Youth (164 annual operations) · Online
€59.25 · Stamp duty excluded
Low-activity households (201 annual operations) · Branch
Not applicable · Stamp duty excluded
Low-activity households (201 annual operations) · Online
Not applicable · Stamp duty excluded
Medium-activity households (228 annual operations) · Branch
Not applicable · Stamp duty excluded
Medium-activity households (228 annual operations) · Online
Not applicable · Stamp duty excluded
High-activity households (253 annual operations) · Branch
Not applicable · Stamp duty excluded
High-activity households (253 annual operations) · Online
Not applicable · Stamp duty excluded
Pensioners low activity (124 annual transactions) · Branch
Not applicable · Stamp duty excluded
Pensioners low activity (124 annual transactions) · Online
Not applicable · Stamp duty excluded
Average activity pensioners (189 annual transactions) · Branch
Not applicable · Stamp duty excluded
Average activity pensioners (189 annual transactions) · Online
Not applicable · Stamp duty excluded

Tax and other charges

Stamp duty
€34.20 / year
Separate from the fee; applicability is conditional.
Tax paid by the bank
No
Account opening fee
Free
Online SEPA transfers
€0.25
Other-bank ATM withdrawals
€1.00
Own-bank withdrawals
Free · Unlimited free transactions
Foreign-currency withdrawals
€4.65

Account-linked cards

Debit card
Free / year
Card issue fee: Free
Card replacement: €5.00
Credit card
—
Card issue fee: €28.99
Prepaid card
—
Other financial terms

Stamp duty

Payable amount: Free / year

All of these conditions

  • Stamp duty is not due when the combined average annual balance shown on account statements and passbooks does not exceed €5,000.

Features

Free without conditions
No
Free with conditions
—
Free for an initial period
—
Joint account
Yes
Branch banking
Yes
Cash deposits
Yes
Italian IBAN
Yes
F24 tax payments
Yes
Debit card available
Yes
Apple Pay
—
Google Pay
—
App available in English
—
Account opening in English
—
Customer support in English
—

Bank apps

Provider apps: check that your product is supported. Store availability does not establish English support.

  • Banca Etica

Documents and sources

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