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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Younited Credit](https://123offerte.it/en/banking/providers/younited-credit)

# Prestito Personale

APR (TAEG)

**6.99%**

### **General offer terms**

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

#### **Personal loan**

- **Amount**: €1,000–€60,000
- **Term**: 6–96 months
- **Annual interest rate (TAN)**: Not stated
- **APR range (TAEG)**: Not stated

Lender: Younited SA

- **Origination fee**: —
- **Installment collection**: —
- **Statement delivery**: —
- **Statement stamp duty**: —
- **Early repayment**: —
- **Contract stamp duty**: —
- **Registration tax**: —
- **Substitute tax**: —

#### **Personal loan**

- **Amount**: Not stated
- **Term**: Not stated
- **Annual interest rate (TAN)**: Not stated
- **APR range (TAEG)**: Not stated

Lender: Younited SA

- **Origination fee**: —
- **Installment collection**: —
- **Statement delivery**: —
- **Statement stamp duty**: —
- **Early repayment**: —
- **Contract stamp duty**: —
- **Registration tax**: —
- **Substitute tax**: —

#### **Representative examples**

Published lender examples; these are not personal quotes.

€10,000 · 96 months

Installment €135.22 · APR (TAEG) 6.99%

Total repayable €12,981.12

Under certain conditions

### **Who can apply**

All of these conditions

- Age

  Minimum age: 18 · Under age: 81
- Residence

  Residence: Italian resident
- Other conditions

### **Repayment flexibility**

- **Skip an installment**: —
- **Reduce an installment**: —
- **Change payment day**: —
- **Additional borrowing**: —

Lender: Younited SA

### **Features**

- **Fixed rate available**: Yes
- **Variable rate available**: —
- **Debt consolidation**: Yes
- **Skip an installment**: —
- **Joint borrower**: —
- **Guarantor accepted**: —
- **Education**: —
- **Home**: Yes
- **Mobility**: Yes
- **Health**: Yes
- **Family**: Yes
- **Sustainability**: —
- **Starting a career**: —

Data updated Nov 11, 2026

#### **Documents and sources**

- [Source 1 · younited.com](https://younited.com/app/uploads/sites/2/2026/08/it-secci.personal.loan-.pdf)
- [Source 2 · younited.com](https://younited.com/it/)
- [Source 3 · younited.com](https://younited.com/it/prestito-personale/)

## Similar offers

- **Banca Sella** · [Fondo per lo Studio](https://123offerte.it/en/banking/personal-loans/banca-sella/sella-fondo-per-lo-studio)

  APR (TAEG)

  **6.58%**
- **FinecoBank** · [Prestito Personale Fineco](https://123offerte.it/en/banking/personal-loans/fineco/prestito-personale)

  APR (TAEG)

  **8.25%**
- **ConTe.it Prestiti** · [Prestito Personale](https://123offerte.it/en/banking/personal-loans/conte-prestiti/prestito-personale)

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  **6.91%**
- **Cofidis** · [Prestito Personale](https://123offerte.it/en/banking/personal-loans/cofidis/prestito-personale)

  APR (TAEG)

  **6.5%**
- **Banca Sella** · [Prestito Sella Smart](https://123offerte.it/en/banking/personal-loans/banca-sella/sella-prestito-sella-smart)

  APR (TAEG)

  **7.57%**
- **Banca Mediolanum** · [SelfyCredit Instant](https://123offerte.it/en/banking/personal-loans/banca-mediolanum/selfy-credit-instant)

  APR (TAEG)

  **7.78%**

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```json
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Source: 123offerte.it — https://123offerte.it/en/banking/personal-loans/younited-credit/prestito-personale (accessed 2026-11-13)

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