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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[UniCredit](https://123offerte.it/en/banking/providers/unicredit)

# UniCredit Ad Honorem

APR (TAEG)

**—**

### **Who can apply**

For university students resident in Italy, including EU and non-EU citizens.

**All of these conditions**

- For university students
- EU and non-EU citizens resident in Italy

### **General offer terms**

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

#### **UniCredit Ad Honorem**

- **Amount**: up to €27,700
- **Term**: 12–180 months
- **Annual interest rate (TAN)**: Not available
- **APR range (TAEG)**: Not available

Lender: UniCredit S.p.A.

Linked account: UniCredit Current Account

- **Origination fee**: —
- **Installment collection**: —
- **Statement delivery**: —
- **Statement stamp duty**: —
- **Early repayment**: —
- **Contract stamp duty**: —
- **Registration tax**: —
- **Substitute tax**: —

### **Repayment flexibility**

**Skip an installment: —**

**Reduce an installment: —**

**Change payment day: —**

**Additional borrowing: —**

Lender: UniCredit S.p.A.

Distributor: UniCredit S.p.A.

### **Features**

- **Fixed rate available**: —
- **Variable rate available**: —
- **Debt consolidation**: —
- **Skip an installment**: —
- **Joint borrower**: —
- **Guarantor accepted**: —
- **Education**: Yes
- **Home**: —
- **Mobility**: —
- **Health**: —
- **Family**: —
- **Sustainability**: —
- **Starting a career**: —

#### **Documents and sources**

- [Source 1 · www.unicredit.it](https://www.unicredit.it/it/privati/prestiti/tutti-i-prestiti/altri-prestiti/unicredit-ad-honorem.html)

## Similar offers

- **UniCredit** · [Prestito Fondo per lo Studio di](https://123offerte.it/en/banking/personal-loans/unicredit/fondo-per-lo-studio-id-865c028ccdcb7516)

  APR (TAEG)

  **—**
- **UniCredit** · [Prestito](https://123offerte.it/en/banking/personal-loans/unicredit/prestito-unicredit-id-9655f32f2a0979f1)

  APR (TAEG)

  **8.84%**

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Source: 123offerte.it — https://123offerte.it/en/banking/personal-loans/unicredit/unicredit-ad-honorem-id-ddc8808a4b460a6f (accessed 2026-11-01)

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