--- title: "Prestito UniCredit – UniCredit | 123offerte" description: "Prestito UniCredit from UniCredit: prices, conditions and documents. Explore the details and compare alternatives in Personal loans on 123offerte." canonical_url: "https://123offerte.it/en/banking/personal-loans/unicredit/prestito-unicredit-id-9655f32f2a0979f1" locale: en meta: "og:description": "Prestito UniCredit from UniCredit: prices, conditions and documents. Explore the details and compare alternatives in Personal loans on 123offerte." "og:image": "https://123offerte.it/share/en/banking.png" "og:image:alt": "123offerte: illustration of 123offerte" "og:image:height": "630" "og:image:type": image/png "og:image:width": "1200" "og:title": "Prestito UniCredit – UniCredit" "twitter:description": "Prestito UniCredit from UniCredit: prices, conditions and documents. Explore the details and compare alternatives in Personal loans on 123offerte." "twitter:image": "https://123offerte.it/share/en/banking.png" "twitter:image:alt": "123offerte: illustration of 123offerte" "twitter:title": "Prestito UniCredit – UniCredit" --- > Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt) [UniCredit](https://123offerte.it/en/banking/providers/unicredit) # Prestito UniCredit APR (TAEG) **8.84–11.04%** ### **Who can apply** **All of these conditions** - At least 18 years old and no older than 80 when the loan matures. ### **General offer terms** TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application. #### **Prestito UniCredit - Liquidità Generica** For amounts from €3,001 to €75,000 and terms from 36 to 84 months - **Amount**: €3,001–€75,000 - **Term**: 36–84 months - **Annual interest rate (TAN)**: 8.5–13% - **APR range (TAEG)**: Not available Lender: UniCredit S.p.A. - **Origination fee**: 2% · max. €750 - **Installment collection**: — - **Statement delivery**: €0.60 / year - **Statement stamp duty**: €2.00 / year - **Early repayment**: 1% If more than one year remains on the agreement · 0.5% If one year or less remains on the agreement - **Contract stamp duty**: €16.00 Waived when serviced through a UniCredit current account - **Registration tax**: — - **Substitute tax**: — - **Cost conditions**: The compensation for early repayment is not due if the repayment is made in execution of an insurance contract or if the amount corresponds to the entire residual debt and is equal to or less than €10,000.00. #### **Representative examples** Published lender examples; these are not personal quotes. €8,000 · 60 months Installment €171.38 · APR (TAEG) 11.04 % Total repayable €10,311.80 Representative example for general cash-flow needs #### **Prestito UniCredit - Finalità Green** For green projects covered by ESG regulations - **Amount**: €3,001–€75,000 - **Term**: 36–84 months - **Annual interest rate (TAN)**: 7.5–11% - **APR range (TAEG)**: Not available Lender: UniCredit S.p.A. - **Origination fee**: 2% · max. €750 - **Installment collection**: — - **Statement delivery**: €0.60 / year - **Statement stamp duty**: €2.00 / year - **Early repayment**: — - **Contract stamp duty**: €16.00 Waived when serviced through a UniCredit current account - **Registration tax**: — - **Substitute tax**: — - **Cost conditions**: A discount on the APR equal to 2,00 percentage points is provided upon presentation of documentation certifying the implementation of green interventions. #### **Representative examples** Published lender examples; these are not personal quotes. €8,000 · 60 months Installment €163.51 · APR (TAEG) 8.84 % Total repayable €9,839.60 Representative example for an environmental purpose with a two-percentage-point discount on the nominal rate #### **Prestito UniCredit - Estinzione Altri Prestiti** To repay other loans and obtain additional cash, for amounts from €3,001 to €75,000 - **Amount**: €3,001–€75,000 - **Term**: 36–120 months - **Annual interest rate (TAN)**: 8.5–13% - **APR range (TAEG)**: Not available Lender: UniCredit S.p.A. - **Origination fee**: 2% · max. €750 - **Installment collection**: — - **Statement delivery**: €0.60 / year - **Statement stamp duty**: €2.00 / year - **Early repayment**: — - **Contract stamp duty**: €16.00 Waived when serviced through a UniCredit current account - **Registration tax**: — - **Substitute tax**: — - **Cost conditions**: A minimum additional liquidity request of €1,000 is required in addition to the amount necessary to extinguish existing loans. #### **Prestito UniCredit - Ristrutturazione Immobile** For property renovation, for amounts from €3,001 to €100,000 - **Amount**: €3,001–€100,000 - **Term**: 36–120 months - **Annual interest rate (TAN)**: 8.5–13% - **APR range (TAEG)**: Not available Lender: UniCredit S.p.A. - **Origination fee**: 2% · max. €750 - **Installment collection**: — - **Statement delivery**: €0.60 / year - **Statement stamp duty**: €2.00 / year - **Early repayment**: — - **Contract stamp duty**: €16.00 Waived when serviced through a UniCredit current account - **Registration tax**: — - **Substitute tax**: — - **Cost conditions**: Amounts exceeding €75,000 are only allowed for property renovation purposes and only for requests made at a branch, through off-site sales representatives, or customer service. ### **Repayment flexibility** **Skip an installment: Yes** Applies to loans from €3,001.00 to €30,000.00 with terms from 36 to 84 months - **Paid installments before first use:**: 9 - **Minimum months between uses:**: 6 - **Maximum uses:**: 1 · Applies to loans from €3,001.00 to €30,000.00 with terms from 36 to 84 months - **Option fee:**: Free **Reduce an installment: Yes** Applies to loans from €3,001.00 to €30,000.00 with terms from 36 to 84 months - **Paid installments before first use:**: 9 - **Minimum months between uses:**: — - **Maximum uses:**: — · Applies to loans from €3,001.00 to €30,000.00 with terms from 36 to 84 months - **Option fee:**: €10.00 **Change payment day: —** **Additional borrowing: Yes** Loan Recharge Option applicable to loans ranging from 3.001,00 to 30.000,00 Euros and durations from 36 to 84 months - **Paid installments before first use:**: 12 - **Minimum months between uses:**: — - **Maximum uses:**: 3 · Loan Recharge Option applicable to loans ranging from 3.001,00 to 30.000,00 Euros and durations from 36 to 84 months - **Option fee:**: €10.00 Lender: UniCredit S.p.A. ### **Features** - **Fixed rate available**: Yes - **Variable rate available**: No - **Debt consolidation**: Yes - **Skip an installment**: Yes - **Joint borrower**: Yes - **Guarantor accepted**: — - **Education**: — - **Home**: Yes - **Mobility**: — - **Health**: — - **Family**: — - **Sustainability**: Yes - **Starting a career**: — #### **Documents and sources** - [Source 1 · trasparenza.unicredit.it](https://trasparenza.unicredit.it/pdfprod/PP28_PRESTITO%2BUNICREDIT.pdf) - [Source 2 · www.unicredit.it](https://www.unicredit.it/content/dam/ucpublic/it/privati/doc/prestiti/PrestitoUniCredit-SP.pdf) - [Source 3 · www.unicredit.it](https://www.unicredit.it/it/privati/prestiti/tutti-i-prestiti/per-le-esigenze-di-tutti-i-giorni/prestito-unicredit.html) ## Similar offers - **UniCredit** · [Prestito Fondo per lo Studio di](https://123offerte.it/en/banking/personal-loans/unicredit/fondo-per-lo-studio-id-865c028ccdcb7516) APR (TAEG) **—** - **UniCredit** · [Ad Honorem](https://123offerte.it/en/banking/personal-loans/unicredit/unicredit-ad-honorem-id-ddc8808a4b460a6f) APR (TAEG) **—** ```json {"@context":"https://schema.org","@graph":[{"@type":"Organization","@id":"https://123offerte.it/#organization","name":"123offerte","url":"https://123offerte.it/","logo":"https://123offerte.it/icon-512.png"},{"@type":"WebSite","@id":"https://123offerte.it/#website","name":"123offerte","url":"https://123offerte.it/","inLanguage":["it-IT","en"],"publisher":{"@id":"https://123offerte.it/#organization"}}]} ``` ```json {"@context":"https://schema.org","@type":"LoanOrCredit","name":"Prestito UniCredit","brand":{"@type":"Brand","name":"UniCredit"},"url":"https://123offerte.it/en/banking/personal-loans/unicredit/prestito-unicredit-id-9655f32f2a0979f1"} ``` ```json {"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://123offerte.it/en"},{"@type":"ListItem","position":2,"name":"Personal loans","item":"https://123offerte.it/en/banking/personal-loans"},{"@type":"ListItem","position":3,"name":"UniCredit","item":"https://123offerte.it/en/banking/providers/unicredit"},{"@type":"ListItem","position":4,"name":"Prestito UniCredit – UniCredit","item":"https://123offerte.it/en/banking/personal-loans/unicredit/prestito-unicredit-id-9655f32f2a0979f1"}]} ``` Source: 123offerte.it — https://123offerte.it/en/banking/personal-loans/unicredit/prestito-unicredit-id-9655f32f2a0979f1 (accessed 2026-11-01) ## Sitemap See the full [sitemap](https://123offerte.it/sitemap.md) for all pages.