---
title: "Prestito Fondo per lo Studio di UniCredit – UniCredit | 123offerte"
description: "Prestito Fondo per lo Studio di UniCredit from UniCredit: prices, conditions and documents. Explore the details and compare alternatives in Personal loans on 123offerte."
canonical_url: "https://123offerte.it/en/banking/personal-loans/unicredit/fondo-per-lo-studio-id-865c028ccdcb7516"
locale: en
meta:
  "og:description": "Prestito Fondo per lo Studio di UniCredit from UniCredit: prices, conditions and documents. Explore the details and compare alternatives in Personal loans on 123offerte."
  "og:image": "https://123offerte.it/share/en/banking.png"
  "og:image:alt": "123offerte: illustration of 123offerte"
  "og:image:height": "630"
  "og:image:type": image/png
  "og:image:width": "1200"
  "og:title": "Prestito Fondo per lo Studio di UniCredit – UniCredit"
  "twitter:description": "Prestito Fondo per lo Studio di UniCredit from UniCredit: prices, conditions and documents. Explore the details and compare alternatives in Personal loans on 123offerte."
  "twitter:image": "https://123offerte.it/share/en/banking.png"
  "twitter:image:alt": "123offerte: illustration of 123offerte"
  "twitter:title": "Prestito Fondo per lo Studio di UniCredit – UniCredit"
---

> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[UniCredit](https://123offerte.it/en/banking/providers/unicredit)

# Prestito Fondo per lo Studio di UniCredit

APR (TAEG)

**—**

### **Who can apply**

For students aged 18 to 40 who meet the admission requirements verified by Habacus srl.

**All of these conditions**

- The loan is for students aged 18 to 40.
- Meet the admission requirements for a degree, master’s, specialist or doctoral programme, language course or ITS Academy, as verified in advance by the certification company Habacus srl.

### **General offer terms**

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

#### **Prestito Fondo per lo Studio**

Loan for study programmes in Italy or abroad, guaranteed by the Study Fund (Consap)

- **Amount**: up to €70,000
- **Term**: 36–84 months
- **Annual interest rate (TAN)**: Not available
- **APR range (TAEG)**: Not available

Lender: UniCredit S.p.A.

Linked account: UniCredit current account, prepaid card with IBAN (for amounts up to €30,000), or an account with another bank

- **Origination fee**: Free
- **Installment collection**: —
- **Statement delivery**: —
- **Statement stamp duty**: —
- **Early repayment**: —
- **Contract stamp duty**: —
- **Registration tax**: —
- **Substitute tax**: —
- **Cost conditions**: No processing fees provided.

### **Repayment flexibility**

**Skip an installment: Yes**

Temporary suspension of installment payments up to a maximum of 12 months

- **Paid installments before first use:**: —
- **Minimum months between uses:**: —
- **Maximum uses:**: — · Temporary suspension of installment payments up to a maximum of 12 months
- **Option fee:**: —

**All of these conditions**

- When serious, documented personal circumstances arise (such as death or loss of self-sufficiency), supported by appropriate documentation.

**Reduce an installment: —**

**Change payment day: —**

**Additional borrowing: —**

Lender: UniCredit S.p.A.

Distributor: UniCredit S.p.A.

### **Features**

- **Fixed rate available**: Yes
- **Variable rate available**: No
- **Debt consolidation**: —
- **Skip an installment**: Yes
- **Joint borrower**: —
- **Guarantor accepted**: —
- **Education**: Yes
- **Home**: —
- **Mobility**: —
- **Health**: —
- **Family**: —
- **Sustainability**: —
- **Starting a career**: —

#### **Documents and sources**

- [Source 1 · www.unicredit.it](https://www.unicredit.it/content/dam/ucpublic/it/privati/doc/prestiti/Prestito_fondo_per_lo_studio_SP.pdf)
- [Source 2 · www.unicredit.it](https://www.unicredit.it/it/privati/prestiti/tutti-i-prestiti/altri-prestiti/fondo-per-lo-studio.html)

## Similar offers

- **UniCredit** · [Prestito](https://123offerte.it/en/banking/personal-loans/unicredit/prestito-unicredit-id-9655f32f2a0979f1)

  APR (TAEG)

  **8.84%**
- **UniCredit** · [Ad Honorem](https://123offerte.it/en/banking/personal-loans/unicredit/unicredit-ad-honorem-id-ddc8808a4b460a6f)

  APR (TAEG)

  **—**

```json
{"@context":"https://schema.org","@graph":[{"@type":"Organization","@id":"https://123offerte.it/#organization","name":"123offerte","url":"https://123offerte.it/","logo":"https://123offerte.it/icon-512.png"},{"@type":"WebSite","@id":"https://123offerte.it/#website","name":"123offerte","url":"https://123offerte.it/","inLanguage":["it-IT","en"],"publisher":{"@id":"https://123offerte.it/#organization"}}]}
```

```json
{"@context":"https://schema.org","@type":"LoanOrCredit","name":"Prestito Fondo per lo Studio di UniCredit","brand":{"@type":"Brand","name":"UniCredit"},"url":"https://123offerte.it/en/banking/personal-loans/unicredit/fondo-per-lo-studio-id-865c028ccdcb7516"}
```

```json
{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://123offerte.it/en"},{"@type":"ListItem","position":2,"name":"Personal loans","item":"https://123offerte.it/en/banking/personal-loans"},{"@type":"ListItem","position":3,"name":"UniCredit","item":"https://123offerte.it/en/banking/providers/unicredit"},{"@type":"ListItem","position":4,"name":"Prestito Fondo per lo Studio di UniCredit – UniCredit","item":"https://123offerte.it/en/banking/personal-loans/unicredit/fondo-per-lo-studio-id-865c028ccdcb7516"}]}
```

Source: 123offerte.it — https://123offerte.it/en/banking/personal-loans/unicredit/fondo-per-lo-studio-id-865c028ccdcb7516 (accessed 2026-11-01)

## Sitemap

See the full [sitemap](https://123offerte.it/sitemap.md) for all pages.