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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Revolut Italia](https://123offerte.it/en/banking/providers/revolut)

# Prestito Personale Revolut

APR (TAEG)

**12.91%**

### **Who can apply**

For consumer customers with an active Revolut payment account.

**All of these conditions**

- You must already hold a Revolut payment account.
- You must keep a Revolut payment account open until the loan has been repaid in full.

### **General offer terms**

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

#### **Prestito Personale Standard**

Fixed-term consumer loan or refinancing

- **Amount**: Not available
- **Term**: Not available
- **Annual interest rate (TAN)**: Not available
- **APR range (TAEG)**: Not available

Lender: Revolut Bank UAB

Linked account: Revolut Payment Account

- **Origination fee**: —
- **Installment collection**: —
- **Statement delivery**: €2.00 / year
- **Statement stamp duty**: €2.00 / year
- **Early repayment**: Free Free full or partial early repayment through the Revolut app
- **Contract stamp duty**: €16.00 For loans with a term under 18 months linked to an account with a Lithuanian IBAN · 0.25% For loans with a term of 18 months or longer linked to an account with a Lithuanian IBAN · Free For a loan linked to an Italian account with an Italian IBAN (no stamp duty)
- **Registration tax**: —
- **Substitute tax**: 0.25% For medium- or long-term loans with a term longer than 18 months
- **Cost conditions**: Late payment fee equal to 10% on each overdue amount.

#### **Representative examples**

Published lender examples; these are not personal quotes.

€2,000 · 24 months

Installment €94.18 · APR (TAEG) 12.91 %

Typical SECCI example

### **Repayment flexibility**

**Skip an installment: —**

**Reduce an installment: —**

**Change payment day: —**

**Additional borrowing: —**

Lender: Revolut Bank UAB

### **Features**

- **Fixed rate available**: Yes
- **Variable rate available**: No
- **Debt consolidation**: Yes
- **Skip an installment**: —
- **Joint borrower**: —
- **Guarantor accepted**: —
- **Education**: —
- **Home**: —
- **Mobility**: —
- **Health**: —
- **Family**: —
- **Sustainability**: —
- **Starting a career**: —

#### **Documents and sources**

- [Source 1 · cdn.revolut.com](https://cdn.revolut.com/terms_and_conditions/pdf/condizioni_del_prestito_personale_b46b073b_1.3.1_1774878352_it.pdf)
- [Source 2 · cdn.revolut.com](https://cdn.revolut.com/terms_and_conditions/pdf/prestito_personale_informazioni_europee_di_base_sul_credito_ai_consumatori_secci_f46562a0_1.2.2_1776094843_it.pdf)

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Source: 123offerte.it — https://123offerte.it/en/banking/personal-loans/revolut/prestito-personale-id-66f4c0bd37189661 (accessed 2026-11-01)

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