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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Banca Monte dei Paschi di Siena](https://123offerte.it/en/banking/providers/monte-dei-paschi-di-siena)

# Mps Prestito Uniamo

APR (TAEG)

**—**

### **Who can apply**

For customers with the Advanced Electronic Signature and Document Dematerialisation services or Remote Digital Signature.

### **General offer terms**

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

#### **Mps Prestito Uniamo**

Loan for cash needs and debt consolidation (cash + repayment of other loans)

- **Amount**: up to €60,000
- **Term**: up to 120 months
- **Annual interest rate (TAN)**: Not available
- **APR range (TAEG)**: Not available

Lender: Banca Monte dei Paschi di Siena S.p.A.

- **Origination fee**: —
- **Installment collection**: €1.50 / —
- **Statement delivery**: Free
- **Statement stamp duty**: —
- **Early repayment**: 1% If more than one year remains on the agreement · 0.5% If one year or less remains on the agreement
- **Contract stamp duty**: —
- **Registration tax**: —
- **Substitute tax**: —
- **Cost conditions**: Installment collection and management fees: bank account direct debit €1.50, postal slip payments €2.00. Periodic communications shipping fees: electronic format €0.00, paper format €0.56.

### **Repayment flexibility**

**Skip an installment: Yes**

Starting from the 13th installment, it is possible to exercise the option for a maximum of 3 time(s) in the life of the loan with intervals of 12 months between one exercise and the next, with a notice of at least 15 days.

- **Paid installments before first use:**: 13
- **Minimum months between uses:**: 12
- **Maximum uses:**: 3 · Starting from the 13th installment, it is possible to exercise the option for a maximum of 3 time(s) in the life of the loan with intervals of 12 months between one exercise and the next, with a notice of at least 15 days.
- **Option fee:**: —

**Reduce an installment: —**

**Change payment day: —**

**Additional borrowing: —**

Lender: Banca Monte dei Paschi di Siena S.p.A.

### **Features**

- **Fixed rate available**: Yes
- **Variable rate available**: No
- **Debt consolidation**: Yes
- **Skip an installment**: Yes
- **Joint borrower**: Yes
- **Guarantor accepted**: —
- **Education**: —
- **Home**: —
- **Mobility**: —
- **Health**: —
- **Family**: —
- **Sustainability**: —
- **Starting a career**: —

#### **Documents and sources**

- [Source 1 · www.gruppo.mps.it](https://www.gruppo.mps.it/ap_trasparenzaweb/Documenti%5C103055037.pdf)
- [Source 2 · www.gruppo.mps.it](https://www.gruppo.mps.it/ap_trasparenzaweb/Documenti%5C103055040.pdf)
- [Source 3 · www.mps.it](https://www.mps.it/persone/credito-al-consumo/prestiti-personali.html)

## Similar offers

- **Banca Monte dei Paschi di Siena** · [Prestito Personale](https://123offerte.it/en/banking/personal-loans/monte-dei-paschi-di-siena/mps-prestito-personale-id-226894940454f47e)

  APR (TAEG)

  **—**

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Source: 123offerte.it — https://123offerte.it/en/banking/personal-loans/monte-dei-paschi-di-siena/mps-prestito-uniamo-id-b7fbfa1e45d78c02 (accessed 2026-11-01)

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