---
title: "Finanziamento Mamma@work – Intesa Sanpaolo | 123offerte"
description: "Finanziamento Mamma@work from Intesa Sanpaolo: prices, conditions and documents. Explore the details and compare alternatives in Personal loans on 123offerte."
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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Intesa Sanpaolo](https://123offerte.it/en/banking/providers/intesa-sanpaolo)

# Finanziamento Mamma@work

APR (TAEG)

**2.5–3.17%**

### **Who can apply**

Eligibility requirements for working mothers.

**All of these conditions**

- Minimum age of 18 when signing the credit facility.
- You must be a woman who has been working for at least 6 months (whether self-employed or an employee, including part-time).
- Resident in Italy.
- You must have a child no older than 36 months, and no older than 6 years when the credit facility ends.

### **General offer terms**

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

#### **Apertura di credito in conto corrente mamma@work**

Fixed-term current account credit facility (APC), with funds made available in semi-annual tranches.

- **Amount**: €300–€30,000
- **Term**: 36–60 months
- **Annual interest rate (TAN)**: 2.5%
- **APR range (TAEG)**: Not available

Lender: Intesa Sanpaolo S.p.A.

Linked account: mamma@work Current Account

- **Origination fee**: Free
- **Installment collection**: —
- **Statement delivery**: —
- **Statement stamp duty**: —
- **Early repayment**: —
- **Contract stamp duty**: —
- **Registration tax**: —
- **Substitute tax**: —
- **Cost conditions**: Disbursement operation cost and refund operation cost equal to zero.

#### **Representative examples**

Published lender examples; these are not personal quotes.

€10,800 · 36 months

Installment — · APR (TAEG) 2.5 %

Total repayable €11,272.50

Example for total credit of €10,800 over 36 months, in semi-annual tranches, fully drawn.

#### **Prestito Personale mamma@work**

Personal loan used to repay the credit facility (APC) and begin the repayment period.

- **Amount**: €300–€30,000
- **Term**: 24–240 months
- **Annual interest rate (TAN)**: 3.1%
- **APR range (TAEG)**: Not available

Lender: Intesa Sanpaolo S.p.A.

- **Origination fee**: Free
- **Installment collection**: Free
- **Statement delivery**: —
- **Statement stamp duty**: —
- **Early repayment**: —
- **Contract stamp duty**: €16.00 Due when the loan is paid out and instalments are debited through another bank; waived (included in the higher stamp duty) for an Intesa Sanpaolo account.
- **Registration tax**: —
- **Substitute tax**: —
- **Cost conditions**: Processing fees exempt, installment collection fees exempt.

#### **Representative examples**

Published lender examples; these are not personal quotes.

€10,800 · 120 months

Installment €104.78 · APR (TAEG) 3.17 %

Total repayable €12,602.64

Loan cost example for €10,800 over 120 months, with funds paid out and instalments debited to an account held with a bank other than Intesa Sanpaolo.

### **Repayment flexibility**

**Skip an installment: Yes**

During the loan repayment period. Duration of each suspension not exceeding 12 months.

- **Paid installments before first use:**: 1
- **Minimum months between uses:**: 12
- **Maximum uses:**: 3 · During the loan repayment period. Duration of each suspension not exceeding 12 months.
- **Option fee:**: —

**Reduce an installment: Yes**

During the loan repayment period, right to request modification of the amortization plan by reducing or increasing the duration.

- **Paid installments before first use:**: —
- **Minimum months between uses:**: —
- **Maximum uses:**: 1 · During the loan repayment period, right to request modification of the amortization plan by reducing or increasing the duration.
- **Option fee:**: —

**Change payment day: —**

**Additional borrowing: —**

Lender: Intesa Sanpaolo S.p.A.

### **Features**

- **Fixed rate available**: Yes
- **Variable rate available**: No
- **Debt consolidation**: —
- **Skip an installment**: Yes
- **Joint borrower**: —
- **Guarantor accepted**: Yes
- **Education**: —
- **Home**: —
- **Mobility**: —
- **Health**: —
- **Family**: Yes
- **Sustainability**: —
- **Starting a career**: —

#### **Documents and sources**

- [Source 1 · www.intesasanpaolo.com](https://www.intesasanpaolo.com/content/dam/vetrina/trasparenza/it/Documenti/Doc/Pdf/FI/FI-Other/FI-1248.pdf)
- [Source 2 · www.intesasanpaolo.com](https://www.intesasanpaolo.com/content/dam/vetrina/trasparenza/it/Documenti/Doc/Pdf/Other/Dichiarazione%20valutazione%20d'impatto%20sociale.pdf)
- [Source 3 · www.intesasanpaolo.com](https://www.intesasanpaolo.com/it/persone-e-famiglie/prodotti/prestiti/prestito-mamme.html)

## Similar offers

- **Intesa Sanpaolo** · [Finanziamento “per avere Cura”](https://123offerte.it/en/banking/personal-loans/intesa-sanpaolo/intesa-finanziamenti-per-persone-disabili-id-63c56c8bea9d0798)

  APR (TAEG)

  **2.5%**
- **Intesa Sanpaolo** · [per Merito](https://123offerte.it/en/banking/personal-loans/intesa-sanpaolo/intesa-prestito-onore-per-merito-id-719dd70b594a4f95)

  APR (TAEG)

  **2.5%**
- **Intesa Sanpaolo** · [Obiettivo Pensione](https://123offerte.it/en/banking/personal-loans/intesa-sanpaolo/intesa-prestito-disoccupati-obiettivo-pensione-id-994d3ed3a57d60cf)

  APR (TAEG)

  **2.5%**
- **Intesa Sanpaolo** · [per Esempio](https://123offerte.it/en/banking/personal-loans/intesa-sanpaolo/intesa-prestito-servizio-civile-id-1b9f5661b397b461)

  APR (TAEG)

  **—**
- **Intesa Sanpaolo** · [XME Prestito](https://123offerte.it/en/banking/personal-loans/intesa-sanpaolo/intesa-xme-prestito-id-5ceb7532eb0d169d)

  APR (TAEG)

  **9.05%**
- **Intesa Sanpaolo** · [PerTe Prestito Exclusive](https://123offerte.it/en/banking/personal-loans/intesa-sanpaolo/intesa-perte-prestito-exclusive-id-bcefbac8cdbe9062)

  APR (TAEG)

  **14.4%**

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Source: 123offerte.it — https://123offerte.it/en/banking/personal-loans/intesa-sanpaolo/intesa-prestito-mamme-id-0c86cd84f9e52eda (accessed 2026-11-01)

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