---
title: "PerTe Prestito Exclusive – Intesa Sanpaolo | 123offerte"
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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Intesa Sanpaolo](https://123offerte.it/en/banking/providers/intesa-sanpaolo)

# PerTe Prestito Exclusive

APR (TAEG)

**14.4–15.8%**

### **Who can apply**

Consumer customers aged 18 to under 80 at maturity who provide financial instruments or certificates of deposit as collateral.

**All of these conditions**

- Consumer customers aged 18 to under 80 when the loan matures.
- They provide financial instruments and certificates of deposit as collateral in support of the creditworthiness assessment.

### **General offer terms**

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

#### **PerTe Prestito Exclusive - Tasso Fisso (Fino a 75.000 €)**

Amount from €10,000 to €75,000, fixed rate

- **Amount**: €10,000–€75,000
- **Term**: 24–180 months
- **Annual interest rate (TAN)**: 9.9%
- **APR range (TAEG)**: Not available

Lender: Intesa Sanpaolo S.p.A.

- **Origination fee**: 2% · max. €750
- **Installment collection**: €2.00 / month
- **Statement delivery**: €0.70 / year
- **Statement stamp duty**: —
- **Early repayment**: 1% More than one year remaining · 0.5% One year or less remaining
- **Contract stamp duty**: €16.00 Loan not serviced through a current account · Free Loan serviced through a current account
- **Registration tax**: —
- **Substitute tax**: —

#### **Representative examples**

Published lender examples; these are not personal quotes.

€49,234 · 120 months

Installment €657.99 · APR (TAEG) 15.8 %

Total repayable €95,030.53

Example for a fixed-rate loan of €50,000 over 120 months

#### **PerTe Prestito Exclusive - Tasso Variabile (Fino a 75.000 €)**

Amount from €10,000 to €75,000, variable rate

- **Amount**: €10,000–€75,000
- **Term**: 24–180 months
- **Annual interest rate (TAN)**: Not available
- **APR range (TAEG)**: Not available

Lender: Intesa Sanpaolo S.p.A.

- **Origination fee**: 2% · max. €750
- **Installment collection**: €2.00 / month
- **Statement delivery**: €0.70 / year
- **Statement stamp duty**: —
- **Early repayment**: Free Waived for variable-rate loans
- **Contract stamp duty**: €16.00 Loan not serviced through a current account · Free Loan serviced through a current account
- **Registration tax**: —
- **Substitute tax**: —

#### **PerTe Prestito Exclusive - Tasso Fisso (Da 75.001 a 300.000 €)**

Amount from €75,001 to €300,000, fixed rate

- **Amount**: €75,001–€300,000
- **Term**: 24–180 months
- **Annual interest rate (TAN)**: 9.9%
- **APR range (TAEG)**: Not available

Lender: Intesa Sanpaolo S.p.A.

- **Origination fee**: 2% · max. €750
- **Installment collection**: €2.00 / month
- **Statement delivery**: €0.70 / year
- **Statement stamp duty**: —
- **Early repayment**: 1% More than one year remaining · 0.5% One year or less remaining
- **Contract stamp duty**: €16.00 Loan not serviced through a current account · Free Loan serviced through a current account
- **Registration tax**: —
- **Substitute tax**: —

#### **Representative examples**

Published lender examples; these are not personal quotes.

— · 120 months

Installment €1,315.98 · APR (TAEG) 15.53 %

Example for a fixed-rate loan of €100,000 over 120 months

#### **PerTe Prestito Exclusive - Tasso Variabile (Da 75.001 a 300.000 €)**

Amount from €75,001 to €300,000, variable rate

- **Amount**: €75,001–€300,000
- **Term**: 24–180 months
- **Annual interest rate (TAN)**: Not available
- **APR range (TAEG)**: Not available

Lender: Intesa Sanpaolo S.p.A.

- **Origination fee**: 2% · max. €750
- **Installment collection**: €2.00 / month
- **Statement delivery**: €0.70 / year
- **Statement stamp duty**: —
- **Early repayment**: Free Waived for variable-rate loans
- **Contract stamp duty**: €16.00 Loan not serviced through a current account · Free Loan serviced through a current account
- **Registration tax**: —
- **Substitute tax**: —

#### **Representative examples**

Published lender examples; these are not personal quotes.

— · 120 months

Installment €1,274.62 · APR (TAEG) 14.4 %

Example for a variable-rate loan of €100,000 over 120 months

### **Repayment flexibility**

**Skip an installment: —**

**Reduce an installment: —**

**Change payment day: —**

**Additional borrowing: —**

Lender: Intesa Sanpaolo S.p.A.

### **Features**

- **Fixed rate available**: Yes
- **Variable rate available**: Yes
- **Debt consolidation**: —
- **Skip an installment**: —
- **Joint borrower**: —
- **Guarantor accepted**: Yes
- **Education**: —
- **Home**: —
- **Mobility**: —
- **Health**: —
- **Family**: —
- **Sustainability**: —
- **Starting a career**: —

#### **Documents and sources**

- [Source 1 · www.intesasanpaolo.com](https://www.intesasanpaolo.com/content/dam/vetrina/trasparenza/it/Documenti/Doc/Pdf/FI/FI-Other/FI-1427.pdf)
- [Source 2 · www.intesasanpaolo.com](https://www.intesasanpaolo.com/content/dam/vetrina/trasparenza/it/Documenti/Doc/Pdf/FI/FI-Other/FI-1428.pdf)
- [Source 3 · www.intesasanpaolo.com](https://www.intesasanpaolo.com/it/persone-e-famiglie/prodotti/prestiti/perte-prestito-exclusive.html)

## Similar offers

- **Intesa Sanpaolo** · [XME Prestito](https://123offerte.it/en/banking/personal-loans/intesa-sanpaolo/intesa-xme-prestito-id-5ceb7532eb0d169d)

  APR (TAEG)

  **9.05%**
- **Intesa Sanpaolo** · [Finanziamento Mamma@work](https://123offerte.it/en/banking/personal-loans/intesa-sanpaolo/intesa-prestito-mamme-id-0c86cd84f9e52eda)

  APR (TAEG)

  **2.5%**
- **Intesa Sanpaolo** · [Finanziamento “per avere Cura”](https://123offerte.it/en/banking/personal-loans/intesa-sanpaolo/intesa-finanziamenti-per-persone-disabili-id-63c56c8bea9d0798)

  APR (TAEG)

  **2.5%**
- **Intesa Sanpaolo** · [per Merito](https://123offerte.it/en/banking/personal-loans/intesa-sanpaolo/intesa-prestito-onore-per-merito-id-719dd70b594a4f95)

  APR (TAEG)

  **2.5%**
- **Intesa Sanpaolo** · [Obiettivo Pensione](https://123offerte.it/en/banking/personal-loans/intesa-sanpaolo/intesa-prestito-disoccupati-obiettivo-pensione-id-994d3ed3a57d60cf)

  APR (TAEG)

  **2.5%**
- **Intesa Sanpaolo** · [per Esempio](https://123offerte.it/en/banking/personal-loans/intesa-sanpaolo/intesa-prestito-servizio-civile-id-1b9f5661b397b461)

  APR (TAEG)

  **—**

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Source: 123offerte.it — https://123offerte.it/en/banking/personal-loans/intesa-sanpaolo/intesa-perte-prestito-exclusive-id-bcefbac8cdbe9062 (accessed 2026-11-01)

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