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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[ING Italia](https://123offerte.it/en/banking/providers/ing)

# Prestito Arancio

APR (TAEG)

**14.42–17.54%**

### **General offer terms**

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

#### **Prestito Arancio**

Unsecured personal loan

- **Amount**: €3,000–€50,000
- **Term**: 12–120 months
- **Annual interest rate (TAN)**: up to 12.99%
- **APR range (TAEG)**: up to 17.54%

Lender: ING BANK N.V. Milan Branch

- **Origination fee**: 1% · min. €35.00 · max. €300
- **Installment collection**: Free
- **Statement delivery**: Free
- **Statement stamp duty**: —
- **Early repayment**: Free No compensation is payable to the bank if the customer repays the loan early.
- **Contract stamp duty**: —
- **Registration tax**: —
- **Substitute tax**: —

#### **Representative examples**

Published lender examples; these are not personal quotes.

€10,000 · 60 months

Installment €227.48 · APR (TAEG) 14.42 %

Total repayable €13,773.80

Representative example for a loan whose instalments are not debited to a Conto Corrente Arancio

### **Repayment flexibility**

**Skip an installment: Yes**

Skip an instalment option

- **Paid installments before first use:**: 6
- **Minimum months between uses:**: 12
- **Maximum uses:**: 3 · Skip an instalment option
- **Option fee:**: Free

**Reduce an installment: Yes**

Reduce Installment Option

- **Paid installments before first use:**: 6
- **Minimum months between uses:**: 12
- **Maximum uses:**: 2 · Reduce Installment Option
- **Option fee:**: Free

**Change payment day: —**

**Additional borrowing: —**

#### **Other financial terms**

**Other financial terms**

Reduction: 0.5%

Unsecured personal loan

You get a 0.50% discount on the nominal annual rate if you debit the loan instalments to Conto Corrente Arancio.

Lender: ING BANK N.V. Milan Branch

### **Features**

- **Fixed rate available**: Yes
- **Variable rate available**: No
- **Debt consolidation**: —
- **Skip an installment**: Yes
- **Joint borrower**: Yes
- **Guarantor accepted**: Yes
- **Education**: —
- **Home**: Yes
- **Mobility**: Yes
- **Health**: —
- **Family**: —
- **Sustainability**: —
- **Starting a career**: —

#### **Documents and sources**

- [Source 1 · www.ing.it](https://www.ing.it/includes/download/pa_norme_contrattuali.pdf)
- [Source 2 · www.ing.it](https://www.ing.it/prestito-arancio/prestito-personale.html)

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Source: 123offerte.it — https://123offerte.it/en/banking/personal-loans/ing/prestito-arancio-id-4c3fd2f7643077da (accessed 2026-11-01)

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