---
title: "Findomestic Prestito Personale: TAEG from 7.87% | 123offerte"
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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Findomestic](https://123offerte.it/en/banking/providers/findomestic)

# Prestito Personale

APR (TAEG)

**from 7.87%**

Valid until Nov 30, 2026

### **General offer terms**

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

#### **Personal loan**

- **Amount**: €1,000–€100,000
- **Term**: 12–120 months
- **Annual interest rate (TAN)**: Not stated
- **APR range (TAEG)**: Not stated

Lender: Findomestic Banca S.p.A.

- **Origination fee**: —
- **Installment collection**: —
- **Statement delivery**: —
- **Statement stamp duty**: —
- **Early repayment**: —
- **Contract stamp duty**: —
- **Registration tax**: —
- **Substitute tax**: —

#### **Representative examples**

Published lender examples; these are not personal quotes.

€16,000 · 96 months

Installment €223 · APR (TAEG) 7.87% to 7.88%

Valid until Nov 30, 2026

Total repayable €21,408

### **Who can apply**

All of these conditions

- Age

  Minimum age: 18 · Under age: 76
- Residence

  Residence: Italian resident
- Income

  Amount (€): 0
- Another product to hold

  Product: current account

### **Repayment flexibility**

- **Skip an installment**: Yes · Paid installments before first use: 6 · Minimum months between uses: 11 · Under certain conditions
- **Reduce an installment**: —
- **Change payment day**: —
- **Additional borrowing**: —

Lender: Findomestic Banca S.p.A.

Distributor: Findomestic Banca S.p.A.

### **Features**

- **Fixed rate available**: Yes
- **Variable rate available**: No
- **Debt consolidation**: Yes
- **Skip an installment**: Yes
- **Joint borrower**: —
- **Guarantor accepted**: Yes
- **Education**: Yes
- **Home**: Yes
- **Mobility**: Yes
- **Health**: Yes
- **Family**: Yes
- **Sustainability**: Yes
- **Starting a career**: —

Data updated Nov 11, 2026

#### **Documents and sources**

- [Source 1 · secure.findomestic.it](https://secure.findomestic.it/documenti/trasparenza/TA3245.pdf)
- [Source 2 · www.findomestic.it](https://www.findomestic.it/prestiti-personali)

## Similar offers

- **Banco di Sardegna** · [Prestito Smart/Smart+](https://123offerte.it/en/banking/personal-loans/banco-sardegna/prestito-personale)

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  **8.85%**
- **Compass** · [Prestito personale](https://123offerte.it/en/banking/personal-loans/compass/prestito-personale)

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- **BNL BNP Paribas** · [BNL Abito Prestito Ristrutturazione](https://123offerte.it/en/banking/personal-loans/bnl/ristrutturazione)

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- **Agos** · [Prestito Personale Online](https://123offerte.it/en/banking/personal-loans/agos/prestito-personale)

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- **Intesa Sanpaolo** · [XME Prestito](https://123offerte.it/en/banking/personal-loans/intesa-sanpaolo/intesa-xme-prestito)

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- **BNL BNP Paribas** · [Prestito BNL One Click](https://123offerte.it/en/banking/personal-loans/bnl/one-click)

  APR (TAEG)

  **7.97%**

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Source: 123offerte.it — https://123offerte.it/en/banking/personal-loans/findomestic/prestito-personale (accessed 2026-11-13)

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