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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Extrabanca](https://123offerte.it/en/banking/providers/extrabanca)

# ExtraPrestito

APR (TAEG)

**17.32%**

### **Who can apply**

For consumers acting for purposes unrelated to their professional activity.

**All of these conditions**

- Customers acting for purposes unrelated to any business, commercial, craft or professional activity they may carry out (consumers).

### **General offer terms**

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

#### **ExtraPrestito**

Fixed-rate personal loan for any purpose

- **Amount**: €6,000–€25,000
- **Term**: 24–84 months
- **Annual interest rate (TAN)**: 14.5%
- **APR range (TAEG)**: Not available

Lender: EXTRABANCA S.p.A.

- **Origination fee**: 1.2% · min. €70.00
- **Installment collection**: €4.00 / month
- **Statement delivery**: €1.00 / —
- **Statement stamp duty**: —
- **Early repayment**: 1% if the remaining life of the contract is greater than one year · 0.5% if the remaining life of the contract is equal to or less than one year
- **Contract stamp duty**: —
- **Registration tax**: —
- **Substitute tax**: 0.25% for loans with a duration exceeding 18 months with the exercise of the option referred to in art. 17 D.P.R. 601/1973
- **Cost conditions**: The compensation cannot exceed the amount of interest for the remaining life. It is not due in the case of guarantee insurance, non-fixed rate, residual debt <= €10,000 or portability (art. 120-quater TUB).

#### **Representative examples**

Published lender examples; these are not personal quotes.

€10,000 · 48 months

Installment €279.78 · APR (TAEG) 17.32 %

€10,000.00 loan with a 48-month term, monthly instalments and funds disbursed on the first day of the month

€10,000 · 24 months

Installment €486.50 · APR (TAEG) —

€10,000.00 loan with a 24-month term

€10,000 · 60 months

Installment €239.29 · APR (TAEG) —

€10,000.00 loan with a 60-month term

€10,000 · 72 months

Installment €212.75 · APR (TAEG) —

€10,000.00 loan with a 72-month term

€10,000 · 84 months

Installment €194.18 · APR (TAEG) —

€10,000.00 loan with an 84-month term

### **Repayment flexibility**

**Skip an installment: Yes**

Pause instalment payments

- **Paid installments before first use:**: —
- **Minimum months between uses:**: —
- **Maximum uses:**: — · Pause instalment payments
- **Option fee:**: Free

**Reduce an installment: —**

**Change payment day: —**

**Additional borrowing: —**

Lender: EXTRABANCA S.p.A.

### **Features**

- **Fixed rate available**: Yes
- **Variable rate available**: No
- **Debt consolidation**: —
- **Skip an installment**: Yes
- **Joint borrower**: —
- **Guarantor accepted**: —
- **Education**: —
- **Home**: —
- **Mobility**: —
- **Health**: —
- **Family**: —
- **Sustainability**: —
- **Starting a career**: —

#### **Documents and sources**

- [Source 1 · www.extrabanca.com](https://www.extrabanca.com/download/foglio-informativo-finanziamento-extraprestito/?wpdmdl=763)
- [Source 2 · www.extrabanca.com](https://www.extrabanca.com/extraprestito-ita/)

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Source: 123offerte.it — https://123offerte.it/en/banking/personal-loans/extrabanca/extraprestito-id-ef90c8a8d40e5fb1 (accessed 2026-11-01)

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