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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[ConTe.it Prestiti](https://123offerte.it/en/banking/providers/conte-prestiti)

# Prestito Personale

APR (TAEG)

**from 6.91%**

Valid until Dec 31, 2026

### **General offer terms**

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

#### **Personal loan**

- **Amount**: €5,000–€30,000
- **Term**: 24–84 months
- **Annual interest rate (TAN)**: Not stated
- **APR range (TAEG)**: from 6.91%

Valid until Dec 31, 2026

Lender: Admiral Financial Services Italia S.p.A.

- **Origination fee**: Free
- **Installment collection**: €2.00 / month
- **Statement delivery**: —
- **Statement stamp duty**: Free
- **Early repayment**: **1%** With more than 12 months left · **0.5%** With at most 12 months left · **Free** Any of these conditions - When repaying the full debt, up to €10,000 - When credit insurance repays the loan - With a variable rate
- **Contract stamp duty**: **€22.50**
- **Registration tax**: —
- **Substitute tax**: —

#### **Representative examples**

Published lender examples; these are not personal quotes.

€9,000 · 66 months

Installment €195.58 · APR (TAEG) 15.37%

Valid until Dec 31, 2026

Total repayable €13,062.78

### **Who can apply**

All of these conditions

- Age

  Minimum age: 18 · Under age: 75
- Residence

  Residence: Italian resident
- Employment

  Employment status: employee, self-employed, pensioner
- Another product to hold

  Product: current account · Same holder: Yes
- Other conditions

### **Repayment flexibility**

- **Skip an installment**: Yes · Paid installments before first use: 12 · Minimum months between uses: 6 · Maximum uses: 3 · Option fee: Free
- **Reduce an installment**: —
- **Change payment day**: —
- **Additional borrowing**: —

Lender: Admiral Financial Services Italia S.p.A.

Distributor: CT FIN S.R.L.

### **Features**

- **Fixed rate available**: Yes
- **Variable rate available**: No
- **Debt consolidation**: Yes
- **Skip an installment**: Yes
- **Joint borrower**: Yes
- **Guarantor accepted**: —
- **Education**: Yes
- **Home**: Yes
- **Mobility**: Yes
- **Health**: Yes
- **Family**: Yes
- **Sustainability**: —
- **Starting a career**: —

Data updated Nov 11, 2026

#### **Documents and sources**

- [Source 1 · www.conteprestiti.it](https://www.conteprestiti.it/hubfs/Documents/202509_SECCI_10k_CPI.pdf)
- [Source 2 · www.conteprestiti.it](https://www.conteprestiti.it/offerta)

## Similar offers

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- **BNL BNP Paribas** · [Prestito BNL One Click](https://123offerte.it/en/banking/personal-loans/bnl/one-click)

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Source: 123offerte.it — https://123offerte.it/en/banking/personal-loans/conte-prestiti/prestito-personale (accessed 2026-11-13)

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