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title: "Cofidis Prestito Personale: TAEG from 6.5% | 123offerte"
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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Cofidis](https://123offerte.it/en/banking/providers/cofidis)

# Prestito Personale

APR (TAEG)

**from 6.5%**

Valid until Jan 14, 2027

### **General offer terms**

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

#### **Personal loan**

- **Amount**: €3,000–€15,000
- **Term**: up to 84 months
- **Annual interest rate (TAN)**: Not stated
- **APR range (TAEG)**: 6.5–14.9%

Valid until Jan 14, 2027

Lender: Cofidis S.A., Succursale italiana

- **Origination fee**: —
- **Installment collection**: —
- **Statement delivery**: —
- **Statement stamp duty**: —
- **Early repayment**: —
- **Contract stamp duty**: —
- **Registration tax**: —
- **Substitute tax**: —

#### **Representative examples**

Published lender examples; these are not personal quotes.

€5,000 · 60 months

Installment €97.15 · APR (TAEG) 6.5%

Valid until Jan 14, 2027

Total repayable €5,841.50

€5,000 · 60 months

Installment €115.97 · APR (TAEG) 14.9%

Valid until Jan 14, 2027

Total repayable €6,970.70

### **Repayment flexibility**

- **Skip an installment**: —
- **Reduce an installment**: —
- **Change payment day**: —
- **Additional borrowing**: —

Lender: Cofidis S.A., Succursale italiana

### **Features**

- **Fixed rate available**: Yes
- **Variable rate available**: No
- **Debt consolidation**: —
- **Skip an installment**: —
- **Joint borrower**: —
- **Guarantor accepted**: —
- **Education**: —
- **Home**: Yes
- **Mobility**: —
- **Health**: —
- **Family**: —
- **Sustainability**: —
- **Starting a career**: —

Data updated Nov 11, 2026

#### **Documents and sources**

- [Source 1 · www.cofidis.it](https://www.cofidis.it/it/download/trasparenza/PP0124_facsim_SECCI.pdf)
- [Source 2 · www.cofidis.it](https://www.cofidis.it/it/soluzioni/prestito-personale.html)

## Similar offers

- **Banca Sella** · [Prestito Sella Smart](https://123offerte.it/en/banking/personal-loans/banca-sella/sella-prestito-sella-smart)

  APR (TAEG)

  **7.57%**
- **Banca Mediolanum** · [SelfyCredit Instant](https://123offerte.it/en/banking/personal-loans/banca-mediolanum/selfy-credit-instant)

  APR (TAEG)

  **7.78%**
- **Banco Desio** · [Prestito Personale](https://123offerte.it/en/banking/personal-loans/banco-desio/prestito-personale-gruppo-banco-desio)

  APR (TAEG)

  **7.97%**
- **Credem** · [Prestito Online Link](https://123offerte.it/en/banking/personal-loans/credem/prestito-online)

  APR (TAEG)

  **8.12%**
- **Banca Sella** · [Fondo per lo Studio](https://123offerte.it/en/banking/personal-loans/banca-sella/sella-fondo-per-lo-studio)

  APR (TAEG)

  **6.58%**
- **Younited Credit** · [Prestito Personale](https://123offerte.it/en/banking/personal-loans/younited-credit/prestito-personale)

  APR (TAEG)

  **6.99%**

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Source: 123offerte.it — https://123offerte.it/en/banking/personal-loans/cofidis/prestito-personale (accessed 2026-11-13)

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