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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[BNL BNP Paribas](https://123offerte.it/en/banking/providers/bnl)

# Prestito BNL One Click

APR (TAEG)

**9.93%**

### **General offer terms**

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

#### **Prestito BNL One Click (Standard)**

For amounts outside the promotion, up to €60,000

- **Amount**: up to €60,000
- **Term**: 12–120 months
- **Annual interest rate (TAN)**: Not available
- **APR range (TAEG)**: up to 9.93%

Lender: Findomestic Banca S.p.A.

- **Origination fee**: Free
- **Installment collection**: —
- **Statement delivery**: —
- **Statement stamp duty**: —
- **Early repayment**: —
- **Contract stamp duty**: —
- **Registration tax**: —
- **Substitute tax**: —
- **Cost conditions**: No ancillary fees for processing, installment collection, substitute tax, and periodic communications

### **Repayment flexibility**

**Skip an installment: Yes**

Only for refunds with direct debit on current account and after having regularly paid the first 6 installments. Allowed once a year respecting an interval of 11 installments between one skip and another.

- **Paid installments before first use:**: 6
- **Minimum months between uses:**: —
- **Maximum uses:**: 1 · Only for refunds with direct debit on current account and after having regularly paid the first 6 installments. Allowed once a year respecting an interval of 11 installments between one skip and another.
- **Option fee:**: —

**Reduce an installment: Yes**

Only for refunds with direct debit on current account and after having regularly paid the first 6 installments. Possible to change the installment amount every month, only once a month.

- **Paid installments before first use:**: 6
- **Minimum months between uses:**: —
- **Maximum uses:**: — · Only for refunds with direct debit on current account and after having regularly paid the first 6 installments. Possible to change the installment amount every month, only once a month.
- **Option fee:**: —

**Change payment day: —**

**Additional borrowing: —**

Lender: Findomestic Banca S.p.A.

Distributor: BNL BNP Paribas

### **Features**

- **Fixed rate available**: Yes
- **Variable rate available**: No
- **Debt consolidation**: —
- **Skip an installment**: Yes
- **Joint borrower**: —
- **Guarantor accepted**: —
- **Education**: —
- **Home**: —
- **Mobility**: —
- **Health**: —
- **Family**: —
- **Sustainability**: —
- **Starting a career**: —

#### **Documents and sources**

- [Source 1 · bnl.it](https://bnl.it/it/per-te/prestiti/bnl-one-click)

## Similar offers

- **BNL BNP Paribas** · [BNL Abito Prestito Ristrutturazione](https://123offerte.it/en/banking/personal-loans/bnl/ristrutturazione-id-179c5d082cd624fc)

  APR (TAEG)

  **9.19%**
- **BNL BNP Paribas** · [Prestito BNL In Novo](https://123offerte.it/en/banking/personal-loans/bnl/in-novo-id-25613d16bb707a40)

  APR (TAEG)

  **11%**
- **BNL BNP Paribas** · [Prestito BNL Futuriamo](https://123offerte.it/en/banking/personal-loans/bnl/futuriamo-id-39b8381ccd09dda8)

  APR (TAEG)

  **—**
- **BNL BNP Paribas** · [Prestito BNL Mobilità](https://123offerte.it/en/banking/personal-loans/bnl/mobilita-id-b73b5a69e8fb8313)

  APR (TAEG)

  **—**
- **BNL BNP Paribas** · [Prestito BNL Nuovi Nati](https://123offerte.it/en/banking/personal-loans/bnl/nuovi-nati-id-5d6f70004b8ec1f6)

  APR (TAEG)

  **—**
- **BNL BNP Paribas** · [Prestiti BNL Social / Primo Prestito](https://123offerte.it/en/banking/personal-loans/bnl/primo-prestito-id-c19c623a4d05d7e6)

  APR (TAEG)

  **—**

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Source: 123offerte.it — https://123offerte.it/en/banking/personal-loans/bnl/one-click-id-04b3f420ad65030b (accessed 2026-11-01)

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