---
title: "Prestito BancoPosta Online – BancoPosta | 123offerte"
description: "Prestito BancoPosta Online from BancoPosta: prices, conditions and documents. Explore the details and compare alternatives in Personal loans on 123offerte."
canonical_url: "https://123offerte.it/en/banking/personal-loans/bancoposta/prestito-online"
locale: en
meta:
  "og:description": "Prestito BancoPosta Online from BancoPosta: prices, conditions and documents. Explore the details and compare alternatives in Personal loans on 123offerte."
  "og:image": "https://123offerte.it/share/en/banking.png"
  "og:image:alt": "123offerte: illustration of 123offerte"
  "og:image:height": "630"
  "og:image:type": image/png
  "og:image:width": "1200"
  "og:title": "Prestito BancoPosta Online – BancoPosta"
  "twitter:description": "Prestito BancoPosta Online from BancoPosta: prices, conditions and documents. Explore the details and compare alternatives in Personal loans on 123offerte."
  "twitter:image": "https://123offerte.it/share/en/banking.png"
  "twitter:image:alt": "123offerte: illustration of 123offerte"
  "twitter:title": "Prestito BancoPosta Online – BancoPosta"
---

> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[BancoPosta](https://123offerte.it/en/banking/providers/bancoposta)

# Prestito BancoPosta Online

APR (TAEG)

Rate not available

### **General offer terms**

**Costs not documented**

Not available

### **Who can apply**

**All of these conditions**

- You are at least 18 years old.
- if you are resident in Italy
- You have verifiable income earned in Italy from employment or a pension (self-employed, employee or pensioner).
- You have registered on poste.it and hold a BancoPosta account that has been active for at least 30 days; BancoPosta Internet Banking must be activated.

### **Repayment flexibility**

**Skip an installment: Yes**

maximum 3 times during the course of the loan, interval of 12 installments between one request and another, skipped installments moved to the end

- **Paid installments before first use:**: 6
- **Minimum months between uses:**: 12
- **Maximum uses:**: 3 · maximum 3 times during the course of the loan, interval of 12 installments between one request and another, skipped installments moved to the end
- **Option fee:**: —

**Reduce an installment: Yes**

modify the amount of the monthly base installment, remaining within the limits of the High Installment and Low Installment, every month

- **Paid installments before first use:**: 6
- **Minimum months between uses:**: 1
- **Maximum uses:**: — · modify the amount of the monthly base installment, remaining within the limits of the High Installment and Low Installment, every month
- **Option fee:**: —

**Change payment day: —**

**Additional borrowing: —**

Lender: Findomestic Banca S.p.A.

Distributor: Poste Italiane S.p.A. – Patrimonio BancoPosta

### **Features**

- **Fixed rate available**: Yes
- **Variable rate available**: No
- **Debt consolidation**: No
- **Skip an installment**: Yes
- **Joint borrower**: —
- **Guarantor accepted**: Yes
- **Education**: —
- **Home**: —
- **Mobility**: —
- **Health**: —
- **Family**: —
- **Sustainability**: —
- **Starting a career**: —

#### **Documents and sources**

- [Source 1 · www.poste.it](https://www.poste.it/prestiti-personali-bancoposta/prestito-bancoposta-online)
- [Source 2 · www.poste.it](https://www.media.poste.it/bancoposta/pdf/trasparenza/DI_POLBP_Findomestic.pdf)

## Similar offers

- **Intesa Sanpaolo** · [Finanziamento “per avere Cura”](https://123offerte.it/en/banking/personal-loans/intesa-sanpaolo/intesa-finanziamenti-per-persone-disabili)

  APR (TAEG)

  **2.5%**
- **Intesa Sanpaolo** · [Finanziamento Mamma@work](https://123offerte.it/en/banking/personal-loans/intesa-sanpaolo/intesa-prestito-mamme)

  APR (TAEG)

  **2.5%**
- **BancoPosta** · [Prestito Flessibile Maxi](https://123offerte.it/en/banking/personal-loans/bancoposta/prestito-flessibile-maxi)

  APR (TAEG)

  **12.74%**
- **Banco Desio** · [Prestito Personale Green Migliora](https://123offerte.it/en/banking/personal-loans/banco-desio/prestito-personale-green-migliora)

  APR (TAEG)

  **7.2%**
- **Intesa Sanpaolo** · [per Merito](https://123offerte.it/en/banking/personal-loans/intesa-sanpaolo/intesa-prestito-onore-per-merito)

  APR (TAEG)

  **2.5%**
- **BancoPosta** · [Prestito Flessibile](https://123offerte.it/en/banking/personal-loans/bancoposta/prestito-flessibile)

  APR (TAEG)

  **12.66%**

```json
{"@context":"https://schema.org","@graph":[{"@type":"Organization","@id":"https://123offerte.it/#organization","name":"123offerte","url":"https://123offerte.it/","logo":"https://123offerte.it/icon-512.png"},{"@type":"WebSite","@id":"https://123offerte.it/#website","name":"123offerte","url":"https://123offerte.it/","inLanguage":["it-IT","en"],"publisher":{"@id":"https://123offerte.it/#organization"}}]}
```

```json
{"@context":"https://schema.org","@type":"LoanOrCredit","name":"Prestito BancoPosta Online","brand":{"@type":"Brand","name":"BancoPosta"},"url":"https://123offerte.it/en/banking/personal-loans/bancoposta/prestito-online"}
```

```json
{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://123offerte.it/en"},{"@type":"ListItem","position":2,"name":"Personal loans","item":"https://123offerte.it/en/banking/personal-loans"},{"@type":"ListItem","position":3,"name":"BancoPosta","item":"https://123offerte.it/en/banking/providers/bancoposta"},{"@type":"ListItem","position":4,"name":"Prestito BancoPosta Online – BancoPosta","item":"https://123offerte.it/en/banking/personal-loans/bancoposta/prestito-online"}]}
```

Source: 123offerte.it — https://123offerte.it/en/banking/personal-loans/bancoposta/prestito-online (accessed 2026-11-02)

## Sitemap

See the full [sitemap](https://123offerte.it/sitemap.md) for all pages.