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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[BancoPosta](https://123offerte.it/en/banking/providers/bancoposta)

# Prestito BancoPosta Online

APR (TAEG)

**—**

### **Who can apply**

**All of these conditions**

- You are at least 18 years old.
- if you are resident in Italy
- You have verifiable income earned in Italy from employment or a pension (self-employed, employee or pensioner).
- You have registered on poste.it and hold a BancoPosta account that has been active for at least 30 days; BancoPosta Internet Banking must be activated.

### **General offer terms**

**Costs not documented**

Not available

### **Repayment flexibility**

**Skip an installment: Yes**

maximum 3 times during the course of the loan, interval of 12 installments between one request and another, skipped installments moved to the end

- **Paid installments before first use:**: 6
- **Minimum months between uses:**: 12
- **Maximum uses:**: 3 · maximum 3 times during the course of the loan, interval of 12 installments between one request and another, skipped installments moved to the end
- **Option fee:**: —

**Reduce an installment: Yes**

modify the amount of the monthly base installment, remaining within the limits of the High Installment and Low Installment, every month

- **Paid installments before first use:**: 6
- **Minimum months between uses:**: 1
- **Maximum uses:**: — · modify the amount of the monthly base installment, remaining within the limits of the High Installment and Low Installment, every month
- **Option fee:**: —

**Change payment day: —**

**Additional borrowing: —**

Lender: Findomestic Banca S.p.A.

Distributor: Poste Italiane S.p.A. – Patrimonio BancoPosta

### **Features**

- **Fixed rate available**: Yes
- **Variable rate available**: No
- **Debt consolidation**: No
- **Skip an installment**: Yes
- **Joint borrower**: —
- **Guarantor accepted**: Yes
- **Education**: —
- **Home**: —
- **Mobility**: —
- **Health**: —
- **Family**: —
- **Sustainability**: —
- **Starting a career**: —

#### **Documents and sources**

- [Source 1 · www.poste.it](https://www.poste.it/prestiti-personali-bancoposta/prestito-bancoposta-online)
- [Source 2 · www.poste.it](https://www.media.poste.it/bancoposta/pdf/trasparenza/DI_POLBP_Findomestic.pdf)

## Similar offers

- **BancoPosta** · [Prestito Flessibile Maxi](https://123offerte.it/en/banking/personal-loans/bancoposta/prestito-flessibile-maxi-id-30b68dd681627f0b)

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- **BancoPosta** · [Prestito Maxi](https://123offerte.it/en/banking/personal-loans/bancoposta/prestito-maxi-id-eae4be2e8e5613ea)

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- **BancoPosta** · [Prestito Consolidamento](https://123offerte.it/en/banking/personal-loans/bancoposta/prestito-consolidamento-id-26541ca42f3f5fec)

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- **BancoPosta** · [Mini Prestito](https://123offerte.it/en/banking/personal-loans/bancoposta/mini-prestito-id-3763717559e4d47a)

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Source: 123offerte.it — https://123offerte.it/en/banking/personal-loans/bancoposta/prestito-online-id-4900e08d6192dec8 (accessed 2026-11-01)

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