---
title: "Prestito BancoPosta Consolidamento – BancoPosta | 123offerte"
description: "Prestito BancoPosta Consolidamento from BancoPosta: prices, conditions and documents. Explore the details and compare alternatives in Personal loans on 123offerte."
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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[BancoPosta](https://123offerte.it/en/banking/providers/bancoposta)

# Prestito BancoPosta Consolidamento

APR (TAEG)

**11.89–13.97%**

### **Who can apply**

A personal loan you can apply for if you are resident in Italy and can provide proof of employment or pension income earned in Italy.

**All of these conditions**

- Resident in Italy
- Verifiable employment or pension income earned in Italy

### **General offer terms**

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

#### **Prestito BancoPosta Consolidamento - Compass Banca S.p.A.**

Terms offered by Compass Banca S.p.A.

- **Amount**: €3,000–€30,000
- **Term**: 24–84 months
- **Annual interest rate (TAN)**: up to 12.9%
- **APR range (TAEG)**: up to 13.97%

Lender: Compass Banca S.p.A.

- **Origination fee**: Free
- **Installment collection**: —
- **Statement delivery**: —
- **Statement stamp duty**: —
- **Early repayment**: Free
- **Contract stamp duty**: —
- **Registration tax**: —
- **Substitute tax**: €15.00

#### **Representative examples**

Published lender examples; these are not personal quotes.

€7,000 · 66 months

Installment €144.49 · APR (TAEG) 12.51 %

Total repayable €9,553.84

#### **Prestito BancoPosta Consolidamento - Deutsche Bank S.p.A.**

Terms offered by Deutsche Bank S.p.A.

- **Amount**: €3,000–€60,000
- **Term**: 24–120 months
- **Annual interest rate (TAN)**: up to 12.25%
- **APR range (TAEG)**: up to 13.66%

Lender: Deutsche Bank S.p.A.

- **Origination fee**: Free
- **Installment collection**: —
- **Statement delivery**: —
- **Statement stamp duty**: —
- **Early repayment**: 1% for agreements with more than one year remaining · 0.5% for agreements with one year or less remaining
- **Contract stamp duty**: —
- **Registration tax**: —
- **Substitute tax**: 0.25% for loans with a term longer than 18 months

#### **Representative examples**

Published lender examples; these are not personal quotes.

€13,000 · 78 months

Installment €237.41 · APR (TAEG) 12.34 %

Total repayable €18,591.03

#### **Prestito BancoPosta Consolidamento - Findomestic Banca S.p.A.**

Terms offered by Findomestic Banca S.p.A.

- **Amount**: €3,000–€60,000
- **Term**: 24–120 months
- **Annual interest rate (TAN)**: up to 12.5%
- **APR range (TAEG)**: up to 11.89%

Lender: Findomestic Banca S.p.A.

- **Origination fee**: Free
- **Installment collection**: —
- **Statement delivery**: —
- **Statement stamp duty**: —
- **Early repayment**: 1% if more than one year remains on the agreement · 0.5% if one year or less remains on the agreement
- **Contract stamp duty**: —
- **Registration tax**: —
- **Substitute tax**: €16.00

#### **Representative examples**

Published lender examples; these are not personal quotes.

€18,000 · 90 months

Installment €296.98 · APR (TAEG) 11.89 %

Total repayable €26,760.20

#### **Prestito BancoPosta Consolidamento - Santander Consumer Bank S.p.A.**

Terms offered by Santander Consumer Bank S.p.A.

- **Amount**: €3,000–€60,000
- **Term**: 24–120 months
- **Annual interest rate (TAN)**: up to 12.5%
- **APR range (TAEG)**: Not available

Lender: Santander Consumer Bank S.p.A.

- **Origination fee**: Free
- **Installment collection**: —
- **Statement delivery**: —
- **Statement stamp duty**: —
- **Early repayment**: 1% if more than one year remains on the agreement · 0.5% if one year or less remains on the agreement
- **Contract stamp duty**: —
- **Registration tax**: —
- **Substitute tax**: €16.00

#### **Representative examples**

Published lender examples; these are not personal quotes.

€22,000 · 90 months

Installment — · APR (TAEG) 12.62 %

### **Repayment flexibility**

**Skip an installment: —**

**Reduce an installment: —**

**Change payment day: —**

**Additional borrowing: —**

Distributor: Poste Italiane S.p.A. – Patrimonio BancoPosta

### **Features**

- **Fixed rate available**: Yes
- **Variable rate available**: No
- **Debt consolidation**: Yes
- **Skip an installment**: —
- **Joint borrower**: Yes
- **Guarantor accepted**: Yes
- **Education**: —
- **Home**: —
- **Mobility**: —
- **Health**: —
- **Family**: —
- **Sustainability**: —
- **Starting a career**: —

#### **Documents and sources**

- [Source 1 · www.poste.it](https://www.poste.it/prestiti-personali-bancoposta/prestito-bancoposta-consolidamento)
- [Source 2 · www.poste.it](https://www.media.poste.it/bancoposta/pdf/trasparenza/DI_PBP_Compass.pdf)
- [Source 3 · www.poste.it](https://www.media.poste.it/bancoposta/pdf/trasparenza/DI_PBP_DB.pdf)
- [Source 4 · www.poste.it](https://www.media.poste.it/bancoposta/pdf/trasparenza/DI_PBP_Findomestic.pdf)
- [Source 5 · www.poste.it](https://www.media.poste.it/bancoposta/pdf/trasparenza/DI_PBP_SANTANDER_CONSUMER_BANK.pdf)

## Similar offers

- **BancoPosta** · [Prestito Flessibile Maxi](https://123offerte.it/en/banking/personal-loans/bancoposta/prestito-flessibile-maxi-id-30b68dd681627f0b)

  APR (TAEG)

  **12.74%**
- **BancoPosta** · [Prestito Flessibile](https://123offerte.it/en/banking/personal-loans/bancoposta/prestito-flessibile-id-3051f775b7cd3ec7)

  APR (TAEG)

  **12.66%**
- **BancoPosta** · [Mini Prestito](https://123offerte.it/en/banking/personal-loans/bancoposta/mini-prestito-id-3763717559e4d47a)

  APR (TAEG)

  **15.66%**
- **BancoPosta** · [Prestito](https://123offerte.it/en/banking/personal-loans/bancoposta/prestito-id-86ae168fd2b56d38)

  APR (TAEG)

  **—**
- **BancoPosta** · [Prestito Maxi](https://123offerte.it/en/banking/personal-loans/bancoposta/prestito-maxi-id-eae4be2e8e5613ea)

  APR (TAEG)

  **—**
- **BancoPosta** · [Prestito Online](https://123offerte.it/en/banking/personal-loans/bancoposta/prestito-online-id-4900e08d6192dec8)

  APR (TAEG)

  **—**

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Source: 123offerte.it — https://123offerte.it/en/banking/personal-loans/bancoposta/prestito-consolidamento-id-26541ca42f3f5fec (accessed 2026-11-01)

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