---
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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[BancoPosta](https://123offerte.it/en/banking/providers/bancoposta)

# Mini Prestito BancoPosta

APR (TAEG)

**15.66%**

### **Who can apply**

**All of these conditions**

- You must have held a Postepay Evolution card for at least 30 days.
- You must be aged 18 to under 76 when repayment ends.
- Resident in Italy
- Verifiable employment or pension income earned in Italy

### **General offer terms**

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

#### **Condizioni offerte alla generalità della clientela**

All customers

- **Amount**: €1,000–€3,000
- **Term**: 23 months
- **Annual interest rate (TAN)**: 14.37%
- **APR range (TAEG)**: up to 15.66%

Lender: Compass Banca S.p.A.

- **Origination fee**: Free
- **Installment collection**: Free / month
- **Statement delivery**: Free
- **Statement stamp duty**: Free
- **Early repayment**: Free
- **Contract stamp duty**: —
- **Registration tax**: —
- **Substitute tax**: €5.00

#### **Representative examples**

Published lender examples; these are not personal quotes.

€2,000 · 23 months

Installment €100 · APR (TAEG) 15.66 %

Total repayable €2,305

Representative example

### **Repayment flexibility**

**Skip an installment: —**

**Reduce an installment: —**

**Change payment day: —**

**Additional borrowing: —**

Lender: Compass Banca S.p.A.

Distributor: Poste Italiane S.p.A. – Patrimonio BancoPosta

### **Features**

- **Fixed rate available**: Yes
- **Variable rate available**: No
- **Debt consolidation**: —
- **Skip an installment**: —
- **Joint borrower**: —
- **Guarantor accepted**: No
- **Education**: —
- **Home**: —
- **Mobility**: —
- **Health**: —
- **Family**: —
- **Sustainability**: —
- **Starting a career**: —

#### **Documents and sources**

- [Source 1 · www.poste.it](https://www.poste.it/prestiti-personali-bancoposta/mini-prestito-bancoposta)
- [Source 2 · www.poste.it](https://www.media.poste.it/bancoposta/pdf/trasparenza/DI_MPBP_COMPASS.pdf)

## Similar offers

- **BancoPosta** · [Prestito Flessibile](https://123offerte.it/en/banking/personal-loans/bancoposta/prestito-flessibile-id-3051f775b7cd3ec7)

  APR (TAEG)

  **12.66%**
- **BancoPosta** · [Prestito Flessibile Maxi](https://123offerte.it/en/banking/personal-loans/bancoposta/prestito-flessibile-maxi-id-30b68dd681627f0b)

  APR (TAEG)

  **12.74%**
- **BancoPosta** · [Prestito Consolidamento](https://123offerte.it/en/banking/personal-loans/bancoposta/prestito-consolidamento-id-26541ca42f3f5fec)

  APR (TAEG)

  **11.89%**
- **BancoPosta** · [Prestito](https://123offerte.it/en/banking/personal-loans/bancoposta/prestito-id-86ae168fd2b56d38)

  APR (TAEG)

  **—**
- **BancoPosta** · [Prestito Maxi](https://123offerte.it/en/banking/personal-loans/bancoposta/prestito-maxi-id-eae4be2e8e5613ea)

  APR (TAEG)

  **—**
- **BancoPosta** · [Prestito Online](https://123offerte.it/en/banking/personal-loans/bancoposta/prestito-online-id-4900e08d6192dec8)

  APR (TAEG)

  **—**

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Source: 123offerte.it — https://123offerte.it/en/banking/personal-loans/bancoposta/mini-prestito-id-3763717559e4d47a (accessed 2026-11-01)

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