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title: "Prestiti per privati – Banco di Sardegna | 123offerte"
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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Banco di Sardegna](https://123offerte.it/en/banking/providers/banco-sardegna)

# Prestiti per privati

APR (TAEG)

**—**

### **General offer terms**

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

#### **Prestiti Personali**

- **Amount**: €3,000–€75,000
- **Term**: 12–120 months
- **Annual interest rate (TAN)**: Not available
- **APR range (TAEG)**: Not available

Lender: Banco di Sardegna

- **Origination fee**: —
- **Installment collection**: —
- **Statement delivery**: —
- **Statement stamp duty**: —
- **Early repayment**: —
- **Contract stamp duty**: —
- **Registration tax**: —
- **Substitute tax**: —

**All of these conditions**

- Aged 18–78

#### **Cessione del Quinto**

- **Amount**: up to €75,000
- **Term**: up to 120 months
- **Annual interest rate (TAN)**: Not available
- **APR range (TAEG)**: Not available

Lender: Banco di Sardegna

- **Origination fee**: —
- **Installment collection**: —
- **Statement delivery**: —
- **Statement stamp duty**: —
- **Early repayment**: —
- **Contract stamp duty**: —
- **Registration tax**: —
- **Substitute tax**: —

**All of these conditions**

- Public- and private-sector employees and pensioners.
- Aged 18–80

#### **Prestiti Online**

- **Amount**: €2,000–€75,000
- **Term**: 12–120 months
- **Annual interest rate (TAN)**: Not available
- **APR range (TAEG)**: Not available

Lender: Banco di Sardegna

Linked account: Banco di Sardegna customers

- **Origination fee**: —
- **Installment collection**: —
- **Statement delivery**: —
- **Statement stamp duty**: —
- **Early repayment**: —
- **Contract stamp duty**: —
- **Registration tax**: —
- **Substitute tax**: —

**All of these conditions**

- Aged 18–78
- Banco di Sardegna customers

#### **Prestito Senza Barriere**

- **Amount**: €1,001–€25,000
- **Term**: up to 120 months
- **Annual interest rate (TAN)**: Not available
- **APR range (TAEG)**: Not available

Lender: Banco di Sardegna

- **Origination fee**: —
- **Installment collection**: —
- **Statement delivery**: —
- **Statement stamp duty**: —
- **Early repayment**: —
- **Contract stamp duty**: —
- **Registration tax**: —
- **Substitute tax**: —

**All of these conditions**

- People who are not self-sufficient

### **Repayment flexibility**

**Skip an installment: Yes**

Personal loans

- **Paid installments before first use:**: —
- **Minimum months between uses:**: —
- **Maximum uses:**: — · Personal loans
- **Option fee:**: —

**Reduce an installment: —**

**Change payment day: Yes**

Personal loans

- **Paid installments before first use:**: —
- **Minimum months between uses:**: —
- **Maximum uses:**: — · Personal loans
- **Option fee:**: —

**Additional borrowing: —**

Lender: Banco di Sardegna

### **Features**

- **Fixed rate available**: Yes
- **Variable rate available**: Yes
- **Debt consolidation**: Yes
- **Skip an installment**: Yes
- **Joint borrower**: —
- **Guarantor accepted**: —
- **Education**: —
- **Home**: —
- **Mobility**: —
- **Health**: Yes
- **Family**: —
- **Sustainability**: —
- **Starting a career**: —

#### **Documents and sources**

- [Source 1 · www.bancosardegna.it](https://www.bancosardegna.it/privati/prestiti/prestiti)

## Similar offers

- **Banco di Sardegna** · [Prestiti Online](https://123offerte.it/en/banking/personal-loans/banco-sardegna/banco-sardegna-prestito-online-id-f498cf08a7836349)

  APR (TAEG)

  **—**
- **Banco di Sardegna** · [Prestito Senza Barriere](https://123offerte.it/en/banking/personal-loans/banco-sardegna/banco-sardegna-senza-barriere-id-8ef1eb5e9222e20b)

  APR (TAEG)

  **—**

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Source: 123offerte.it — https://123offerte.it/en/banking/personal-loans/banco-sardegna/banco-sardegna-prestito-personale-id-7b7ae404256908fd (accessed 2026-11-01)

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