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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Banco Desio](https://123offerte.it/en/banking/providers/banco-desio)

# Prestito Personale

APR (TAEG)

**7.97%**

### **General offer terms**

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

#### **Offerta Promozionale Tasso Fisso**

Applications from 16 October to 30 November 2026.

- **Amount**: Not available
- **Term**: Not available
- **Annual interest rate (TAN)**: 7.45%
- **APR range (TAEG)**: 7.97%

Lender: Fides S.p.A.

- **Origination fee**: —
- **Installment collection**: —
- **Statement delivery**: —
- **Statement stamp duty**: —
- **Early repayment**: —
- **Contract stamp duty**: —
- **Registration tax**: —
- **Substitute tax**: —

#### **Representative examples**

Published lender examples; these are not personal quotes.

€18,000 · 84 months

Installment €284.50 · APR (TAEG) 7.97 %

Total repayable €23,928

Representative example for an €18,000.00 personal loan over 84 months

### **Repayment flexibility**

**Skip an installment: Yes**

You pay the first installment after 4 months: you start paying next year.

- **Paid installments before first use:**: —
- **Minimum months between uses:**: —
- **Maximum uses:**: — · You pay the first installment after 4 months: you start paying next year.
- **Option fee:**: —

**Reduce an installment: —**

**Change payment day: —**

**Additional borrowing: —**

Lender: Fides S.p.A.

Distributor: Banco di Desio e Brianza

### **Features**

- **Fixed rate available**: Yes
- **Variable rate available**: No
- **Debt consolidation**: —
- **Skip an installment**: Yes
- **Joint borrower**: —
- **Guarantor accepted**: —
- **Education**: —
- **Home**: —
- **Mobility**: —
- **Health**: —
- **Family**: —
- **Sustainability**: —
- **Starting a career**: —

#### **Documents and sources**

- [Source 1 · www.bancodesio.it](https://www.bancodesio.it/it/privati/finanziamenti-e-mutui/prestito-personale-gruppo-banco-desio)

## Similar offers

- **Banco Desio** · [Prestito Personale Green Migliora](https://123offerte.it/en/banking/personal-loans/banco-desio/banco-desio-prestito-personale-green-migliora-id-0f54387bf1f89087)

  APR (TAEG)

  **7.2%**

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Source: 123offerte.it — https://123offerte.it/en/banking/personal-loans/banco-desio/banco-desio-prestito-personale-gruppo-banco-desio-id-27850997e3d903cf (accessed 2026-11-01)

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