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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Banco Desio](https://123offerte.it/en/banking/providers/banco-desio)

# Prestito Personale Green Migliora

APR (TAEG)

**7.2%**

### **Who can apply**

Public- and private-sector employees, self-employed workers and pensioners can apply to support environmentally friendly choices.

### **General offer terms**

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

#### **Prestito Personale Green Migliora**

- **Amount**: €2,000–€75,000
- **Term**: 24–120 months
- **Annual interest rate (TAN)**: from 6.69%
- **APR range (TAEG)**: Not available

Lender: Fides S.p.A.

- **Origination fee**: Free
- **Installment collection**: —
- **Statement delivery**: —
- **Statement stamp duty**: —
- **Early repayment**: —
- **Contract stamp duty**: —
- **Registration tax**: —
- **Substitute tax**: —
- **Cost conditions**: No loan disbursement fee.

Public- and private-sector employees, self-employed workers and pensioners can apply to support environmentally friendly choices.

#### **Representative examples**

Published lender examples; these are not personal quotes.

€18,000 · 84 months

Installment €269 · APR (TAEG) 7.2 %

Total repayable €22,624

Simulation for an €18,000.00 personal loan over 84 months

### **Repayment flexibility**

**Skip an installment: Yes**

Available starting from the seventh installment, with a minimum interval of 12 months between each skipped payment, and only if there are no overdue payments on the personal loan. No installment extension interest will be charged to the customer.

- **Paid installments before first use:**: 6
- **Minimum months between uses:**: 12
- **Maximum uses:**: 3 · Available starting from the seventh installment, with a minimum interval of 12 months between each skipped payment, and only if there are no overdue payments on the personal loan. No installment extension interest will be charged to the customer.
- **Option fee:**: —

**Reduce an installment: —**

**Change payment day: —**

**Additional borrowing: —**

Lender: Fides S.p.A.

Distributor: Banco di Desio e della Brianza S.p.A.

### **Features**

- **Fixed rate available**: Yes
- **Variable rate available**: No
- **Debt consolidation**: —
- **Skip an installment**: Yes
- **Joint borrower**: —
- **Guarantor accepted**: —
- **Education**: —
- **Home**: Yes
- **Mobility**: Yes
- **Health**: —
- **Family**: —
- **Sustainability**: Yes
- **Starting a career**: —

#### **Documents and sources**

- [Source 1 · www.bancodesio.it](https://www.bancodesio.it/it/privati/finanziamenti-e-mutui/prestito-personale-green-migliora)

## Similar offers

- **Banco Desio** · [Prestito Personale](https://123offerte.it/en/banking/personal-loans/banco-desio/banco-desio-prestito-personale-gruppo-banco-desio-id-27850997e3d903cf)

  APR (TAEG)

  **7.97%**

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Source: 123offerte.it — https://123offerte.it/en/banking/personal-loans/banco-desio/banco-desio-prestito-personale-green-migliora-id-0f54387bf1f89087 (accessed 2026-11-01)

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