---
title: "Prestito Personale Bene Comune – Banca Etica | 123offerte"
description: "Prestito Personale Bene Comune from Banca Etica: prices, conditions and documents. Explore the details and compare alternatives in Personal loans on 123offerte."
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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Banca Etica](https://123offerte.it/en/banking/providers/banca-etica)

# Prestito Personale Bene Comune

APR (TAEG)

**8.01–9.23%**

### **Who can apply**

**All of these conditions**

- Consumer customer with no protested bills or adverse credit records.

### **General offer terms**

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

#### **Bene Comune - Tasso Fisso**

Bene Comune – fixed rate

- **Amount**: up to €75,000
- **Term**: 19–180 months
- **Annual interest rate (TAN)**: 8.5–9%
- **APR range (TAEG)**: Not available

Lender: Banca Popolare Etica Società Cooperativa per Azioni

- **Origination fee**: €80.00 + 1% · min. €250
- **Installment collection**: Free / month
- **Statement delivery**: Free
- **Statement stamp duty**: —
- **Early repayment**: Free Early repayment fee
- **Contract stamp duty**: €16.00 Transactions with a term of 18 months or less **All of these conditions** - Stamp duty is not due if the loan is settled on a current account opened at the same bank.
- **Registration tax**: —
- **Substitute tax**: 0.25% Transactions with a term longer than 18 months
- **Cost conditions**: Disbursement fees (processing fees): up to €5,000.00: €80.00; above: 1% Minimum: €250.00.

#### **Representative examples**

Published lender examples; these are not personal quotes.

€30,000 · 120 months

Installment — · APR (TAEG) 9.09 %

Total repayable €44,934.85

Fixed rate, 10 years

#### **Bene Comune - Tasso Variabile**

Bene Comune – variable rate

- **Amount**: up to €75,000
- **Term**: up to 180 months
- **Annual interest rate (TAN)**: 8.63%
- **APR range (TAEG)**: Not available

Lender: Banca Popolare Etica Società Cooperativa per Azioni

- **Origination fee**: €80.00 + 1% · min. €250
- **Installment collection**: Free / month
- **Statement delivery**: Free
- **Statement stamp duty**: —
- **Early repayment**: Free Early repayment
- **Contract stamp duty**: €16.00 Transactions with a term of 18 months or less
- **Registration tax**: —
- **Substitute tax**: 0.25% Transactions with a term longer than 18 months
- **Cost conditions**: Disbursement fees (processing fees): up to €5,000.00: €80.00; above: 1% Minimum: €250.00.

#### **Representative examples**

Published lender examples; these are not personal quotes.

€30,000 · 120 months

Installment — · APR (TAEG) 9.23 %

Total repayable €45,185.54

Variable rate, 3-month Euribor/360, 10 years

#### **Bene Comune - Tasso Fisso (Soci)**

Bene Comune – fixed rate for members

- **Amount**: up to €75,000
- **Term**: 19–180 months
- **Annual interest rate (TAN)**: 7.5–8%
- **APR range (TAEG)**: Not available

Lender: Banca Popolare Etica Società Cooperativa per Azioni

- **Origination fee**: €80.00 + 1% · min. €250
- **Installment collection**: Free / month
- **Statement delivery**: Free
- **Statement stamp duty**: —
- **Early repayment**: —
- **Contract stamp duty**: —
- **Registration tax**: —
- **Substitute tax**: —

**All of these conditions**

- For Banca Etica members

#### **Representative examples**

Published lender examples; these are not personal quotes.

€30,000 · 120 months

Installment — · APR (TAEG) 8.01 %

Total repayable €43,032.64

Fixed rate, 10 years, members

#### **Bene Comune - Tasso Variabile (Soci)**

Bene Comune – variable rate for members

- **Amount**: up to €75,000
- **Term**: up to 180 months
- **Annual interest rate (TAN)**: 7.63%
- **APR range (TAEG)**: Not available

Lender: Banca Popolare Etica Società Cooperativa per Azioni

- **Origination fee**: €80.00 + 1% · min. €250
- **Installment collection**: Free / month
- **Statement delivery**: Free
- **Statement stamp duty**: —
- **Early repayment**: —
- **Contract stamp duty**: —
- **Registration tax**: —
- **Substitute tax**: —

**All of these conditions**

- For Banca Etica members

#### **Representative examples**

Published lender examples; these are not personal quotes.

€30,000 · 120 months

Installment — · APR (TAEG) 8.15 %

Total repayable €43,277.29

Variable rate, 3-month Euribor/360, members, 10 years

### **Repayment flexibility**

**Skip an installment: Yes**

- **Paid installments before first use:**: —
- **Minimum months between uses:**: —
- **Maximum uses:**: —
- **Option fee:**: Free

**Reduce an installment: —**

**Change payment day: —**

**Additional borrowing: —**

Lender: Banca Popolare Etica Società Cooperativa per Azioni

### **Features**

- **Fixed rate available**: Yes
- **Variable rate available**: Yes
- **Debt consolidation**: —
- **Skip an installment**: Yes
- **Joint borrower**: —
- **Guarantor accepted**: —
- **Education**: —
- **Home**: —
- **Mobility**: Yes
- **Health**: Yes
- **Family**: Yes
- **Sustainability**: Yes
- **Starting a career**: —

#### **Documents and sources**

- [Source 1 · assets.bancaetica.it](https://assets.bancaetica.it/FogliInformativi/FIMU_1N0137%20-%20Prestito%20personale.pdf)
- [Source 2 · assets.bancaetica.it](https://assets.bancaetica.it/FogliInformativi/FIMU_1S0141%20-%20Prestito%20personale%20Soci.pdf)
- [Source 3 · www.bancaetica.it](https://www.bancaetica.it/prodotti/prestito-personale-bene-comune/)

## Similar offers

- **Banca Etica** · [Prestito Personale](https://123offerte.it/en/banking/personal-loans/banca-etica/banca-etica-prestito-personale-id-b059371961490404)

  APR (TAEG)

  **8.55%**
- **Banca Etica** · [Prestito Personale Online](https://123offerte.it/en/banking/personal-loans/banca-etica/banca-etica-prestito-online-id-d0ff040dc821609e)

  APR (TAEG)

  **6.5%**

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Source: 123offerte.it — https://123offerte.it/en/banking/personal-loans/banca-etica/banca-etica-bene-comune-id-0d1179526f892de4 (accessed 2026-11-01)

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