---
title: "SelfyCredit Instant – Banca Mediolanum | 123offerte"
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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Banca Mediolanum](https://123offerte.it/en/banking/providers/banca-mediolanum)

# SelfyCredit Instant

APR (TAEG)

**7.78–8.27%**

### **General offer terms**

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

#### **SelfyCredit Instant - Promozionale**

Up to €20,000, across 5 amount tiers

- **Amount**: up to €20,000
- **Term**: Not available
- **Annual interest rate (TAN)**: from 7.5%
- **APR range (TAEG)**: up to 7.83%

Lender: Banca Mediolanum

- **Origination fee**: Free
- **Installment collection**: —
- **Statement delivery**: —
- **Statement stamp duty**: —
- **Early repayment**: —
- **Contract stamp duty**: Free
- **Registration tax**: —
- **Substitute tax**: —

#### **Representative examples**

Published lender examples; these are not personal quotes.

€5,000 · 48 months

Installment €120.89 · APR (TAEG) 7.78 %

Total repayable €5,833.97

Fixed-rate loan of €5,000 over 48 months

#### **SelfyCredit Instant - Standard**

Term from 18 to 84 months

- **Amount**: Not available
- **Term**: 18–84 months
- **Annual interest rate (TAN)**: from 7.95%
- **APR range (TAEG)**: up to 8.27%

Lender: Banca Mediolanum

- **Origination fee**: —
- **Installment collection**: —
- **Statement delivery**: —
- **Statement stamp duty**: —
- **Early repayment**: —
- **Contract stamp duty**: —
- **Registration tax**: —
- **Substitute tax**: —

### **Who can apply**

Only consumer customers who already hold an account, are aged 18 to 75 and meet the eligibility requirements may apply for the loan.

#### **Full conditions**

**All of these conditions**

- Aged 18 to 75
- Consumer customers who already hold an account
- Apply through the Mediolanum app or the secure area at bmedonline.it

### **Repayment flexibility**

**Skip an installment: —**

**Reduce an installment: —**

**Change payment day: —**

**Additional borrowing: —**

Lender: Banca Mediolanum

### **Features**

- **Fixed rate available**: Yes
- **Variable rate available**: No
- **Debt consolidation**: —
- **Skip an installment**: —
- **Joint borrower**: —
- **Guarantor accepted**: —
- **Education**: —
- **Home**: —
- **Mobility**: —
- **Health**: —
- **Family**: —
- **Sustainability**: —
- **Starting a career**: —

#### **Documents and sources**

- [Source 1 · www.bancamediolanum.it](https://www.bancamediolanum.it/mutui-prestiti-online/offerta-prestiti)
- [Source 2 · www.bancamediolanum.it](https://www.bancamediolanum.it/mutui-prestiti-online/selfy-credit-instant)

## Similar offers

- **Banca Sella** · [Prestito Sella Smart](https://123offerte.it/en/banking/personal-loans/banca-sella/sella-prestito-sella-smart)

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  **7.57%**
- **BBVA Italia** · [Prestito Immediato](https://123offerte.it/en/banking/personal-loans/bbva/prestito-immediato)

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- **Banca Etica** · [Prestito Personale Online](https://123offerte.it/en/banking/personal-loans/banca-etica/prestito-online)

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- **Banca Sella** · [Fondo per lo Studio](https://123offerte.it/en/banking/personal-loans/banca-sella/sella-fondo-per-lo-studio)

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- **Banca Mediolanum** · [Prestito Mediolanum](https://123offerte.it/en/banking/personal-loans/banca-mediolanum/prestito-mediolanum)

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- **Banca Mediolanum** · [Prestito Mediolanum Casa+](https://123offerte.it/en/banking/personal-loans/banca-mediolanum/prestito-mediolanum-casa-piu)

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Source: 123offerte.it — https://123offerte.it/en/banking/personal-loans/banca-mediolanum/selfy-credit-instant (accessed 2026-11-02)

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