--- title: "Prestito Personale – Banca Etica | 123offerte" description: "Prestito Personale from Banca Etica: prices, conditions and documents. Explore the details and compare alternatives in Personal loans on 123offerte." canonical_url: "https://123offerte.it/en/banking/personal-loans/banca-etica/banca-etica-prestito-personale-id-b059371961490404" locale: en meta: "og:description": "Prestito Personale from Banca Etica: prices, conditions and documents. Explore the details and compare alternatives in Personal loans on 123offerte." "og:image": "https://123offerte.it/share/en/banking.png" "og:image:alt": "123offerte: illustration of 123offerte" "og:image:height": "630" "og:image:type": image/png "og:image:width": "1200" "og:title": "Prestito Personale – Banca Etica" "twitter:description": "Prestito Personale from Banca Etica: prices, conditions and documents. Explore the details and compare alternatives in Personal loans on 123offerte." "twitter:image": "https://123offerte.it/share/en/banking.png" "twitter:image:alt": "123offerte: illustration of 123offerte" "twitter:title": "Prestito Personale – Banca Etica" --- > Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt) [Banca Etica](https://123offerte.it/en/banking/providers/banca-etica) # Prestito Personale APR (TAEG) **8.55–9.78%** ### **Who can apply** **All of these conditions** - Consumer customer with no protested bills or adverse credit records. ### **General offer terms** TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application. #### **Prestito Personale - Tasso Fisso** Fixed-rate personal loan - **Amount**: up to €75,000 - **Term**: 19–180 months - **Annual interest rate (TAN)**: 9–9.5% - **APR range (TAEG)**: Not available Lender: Banca Popolare Etica Società Cooperativa per Azioni - **Origination fee**: €80.00 + 1% · min. €250 - **Installment collection**: Free - **Statement delivery**: Free - **Statement stamp duty**: — - **Early repayment**: Free Early repayment - **Contract stamp duty**: €16.00 For transactions with a term of 18 months or less - **Registration tax**: — - **Substitute tax**: 0.25% For transactions with a term longer than 18 months #### **Representative examples** Published lender examples; these are not personal quotes. €30,000 · 120 months Installment €380.03 · APR (TAEG) 9.64 % Total repayable €45,903.28 Fixed rate, 10 years #### **Prestito Personale - Tasso Variabile** Variable-rate personal loan - **Amount**: up to €75,000 - **Term**: up to 180 months - **Annual interest rate (TAN)**: 9.13% - **APR range (TAEG)**: Not available Lender: Banca Popolare Etica Società Cooperativa per Azioni - **Origination fee**: €80.00 + 1% · min. €250 - **Installment collection**: Free - **Statement delivery**: Free - **Statement stamp duty**: — - **Early repayment**: Free Early repayment - **Contract stamp duty**: €16.00 For transactions with a term of 18 months or less - **Registration tax**: — - **Substitute tax**: 0.25% For transactions with a term longer than 18 months #### **Representative examples** Published lender examples; these are not personal quotes. €30,000 · 120 months Installment €382.14 · APR (TAEG) 9.78 % Total repayable €46,156.94 Variable rate, 10 years #### **Prestito Personale - Tasso Fisso Soci** Fixed-rate personal loan for members - **Amount**: up to €75,000 - **Term**: 19–180 months - **Annual interest rate (TAN)**: 8–8.5% - **APR range (TAEG)**: Not available Lender: Banca Popolare Etica Società Cooperativa per Azioni - **Origination fee**: €80.00 + 1% · min. €250 - **Installment collection**: Free - **Statement delivery**: Free - **Statement stamp duty**: — - **Early repayment**: Free Early repayment - **Contract stamp duty**: €16.00 For transactions with a term of 18 months or less - **Registration tax**: — - **Substitute tax**: 0.25% For transactions with a term longer than 18 months **All of these conditions** - For Banca Etica members #### **Representative examples** Published lender examples; these are not personal quotes. €30,000 · 120 months Installment €363.98 · APR (TAEG) 8.55 % Total repayable €43,977.93 Fixed rate, 10 years, members #### **Prestito Personale - Tasso Variabile Soci** Variable-rate personal loan for members - **Amount**: up to €75,000 - **Term**: up to 180 months - **Annual interest rate (TAN)**: 8.13% - **APR range (TAEG)**: Not available Lender: Banca Popolare Etica Società Cooperativa per Azioni - **Origination fee**: €80.00 + 1% · min. €250 - **Installment collection**: Free - **Statement delivery**: Free - **Statement stamp duty**: — - **Early repayment**: Free Early repayment - **Contract stamp duty**: €16.00 For transactions with a term of 18 months or less - **Registration tax**: — - **Substitute tax**: 0.25% For transactions with a term longer than 18 months **All of these conditions** - For Banca Etica members #### **Representative examples** Published lender examples; these are not personal quotes. €30,000 · 120 months Installment €366.05 · APR (TAEG) 8.69 % Total repayable €44,225.62 Variable rate, 10 years, members ### **Repayment flexibility** **Skip an installment: Yes** - **Paid installments before first use:**: — - **Minimum months between uses:**: — - **Maximum uses:**: — - **Option fee:**: Free **Reduce an installment: —** **Change payment day: —** **Additional borrowing: —** Lender: Banca Popolare Etica Società Cooperativa per Azioni ### **Features** - **Fixed rate available**: Yes - **Variable rate available**: Yes - **Debt consolidation**: — - **Skip an installment**: Yes - **Joint borrower**: — - **Guarantor accepted**: — - **Education**: — - **Home**: — - **Mobility**: — - **Health**: — - **Family**: — - **Sustainability**: — - **Starting a career**: — #### **Documents and sources** - [Source 1 · assets.bancaetica.it](https://assets.bancaetica.it/FogliInformativi/FIMU_1N0137%20-%20Prestito%20personale.pdf) - [Source 2 · assets.bancaetica.it](https://assets.bancaetica.it/FogliInformativi/FIMU_1S0141%20-%20Prestito%20personale%20Soci.pdf) - [Source 3 · www.bancaetica.it](https://www.bancaetica.it/prodotti/prestito-personale/) ## Similar offers - **Banca Etica** · [Prestito Personale Bene Comune](https://123offerte.it/en/banking/personal-loans/banca-etica/banca-etica-bene-comune-id-0d1179526f892de4) APR (TAEG) **8.01%** - **Banca Etica** · [Prestito Personale Online](https://123offerte.it/en/banking/personal-loans/banca-etica/banca-etica-prestito-online-id-d0ff040dc821609e) APR (TAEG) **6.5%** ```json {"@context":"https://schema.org","@graph":[{"@type":"Organization","@id":"https://123offerte.it/#organization","name":"123offerte","url":"https://123offerte.it/","logo":"https://123offerte.it/icon-512.png"},{"@type":"WebSite","@id":"https://123offerte.it/#website","name":"123offerte","url":"https://123offerte.it/","inLanguage":["it-IT","en"],"publisher":{"@id":"https://123offerte.it/#organization"}}]} ``` ```json {"@context":"https://schema.org","@type":"LoanOrCredit","name":"Prestito Personale","brand":{"@type":"Brand","name":"Banca Etica"},"url":"https://123offerte.it/en/banking/personal-loans/banca-etica/banca-etica-prestito-personale-id-b059371961490404"} ``` ```json {"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://123offerte.it/en"},{"@type":"ListItem","position":2,"name":"Personal loans","item":"https://123offerte.it/en/banking/personal-loans"},{"@type":"ListItem","position":3,"name":"Banca Etica","item":"https://123offerte.it/en/banking/providers/banca-etica"},{"@type":"ListItem","position":4,"name":"Prestito Personale – Banca Etica","item":"https://123offerte.it/en/banking/personal-loans/banca-etica/banca-etica-prestito-personale-id-b059371961490404"}]} ``` Source: 123offerte.it — https://123offerte.it/en/banking/personal-loans/banca-etica/banca-etica-prestito-personale-id-b059371961490404 (accessed 2026-11-01) ## Sitemap See the full [sitemap](https://123offerte.it/sitemap.md) for all pages.