--- title: "Prestito Personale Online – Banca Etica | 123offerte" description: "Prestito Personale Online from Banca Etica: prices, conditions and documents. Explore the details and compare alternatives in Personal loans on 123offerte." canonical_url: "https://123offerte.it/en/banking/personal-loans/banca-etica/banca-etica-prestito-online-id-d0ff040dc821609e" locale: en meta: "og:description": "Prestito Personale Online from Banca Etica: prices, conditions and documents. Explore the details and compare alternatives in Personal loans on 123offerte." "og:image": "https://123offerte.it/share/en/banking.png" "og:image:alt": "123offerte: illustration of 123offerte" "og:image:height": "630" "og:image:type": image/png "og:image:width": "1200" "og:title": "Prestito Personale Online – Banca Etica" "twitter:description": "Prestito Personale Online from Banca Etica: prices, conditions and documents. Explore the details and compare alternatives in Personal loans on 123offerte." "twitter:image": "https://123offerte.it/share/en/banking.png" "twitter:image:alt": "123offerte: illustration of 123offerte" "twitter:title": "Prestito Personale Online – Banca Etica" --- > Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt) [Banca Etica](https://123offerte.it/en/banking/providers/banca-etica) # Prestito Personale Online APR (TAEG) **6.5–9.36%** ### **Who can apply** **All of these conditions** - Aged 18 or over - Banca Etica customer or member with access to the customer area (or opening an account with Banca Etica) - No protested bills or adverse credit records, and adequate documented repayment capacity ### **General offer terms** TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application. #### **Prestito Personale Soci** For Banca Etica members. - **Amount**: up to €30,000 - **Term**: 12–120 months - **Annual interest rate (TAN)**: 6% - **APR range (TAEG)**: Not available Lender: Banca Popolare Etica Società Cooperativa per Azioni Linked account: Banca Etica Account - **Origination fee**: 0.75% · min. €25.00 - **Installment collection**: Free / month - **Statement delivery**: Free - **Statement stamp duty**: — - **Early repayment**: Free Early repayment fee - **Contract stamp duty**: €16.00 For transactions with a term of 18 months or less - **Registration tax**: — - **Substitute tax**: 0.25% For transactions with a term longer than 18 months #### **Representative examples** Published lender examples; these are not personal quotes. €10,000 · 18 months Installment — · APR (TAEG) 7.2 % Total repayable €10,556.71 Members Personal Loan – 18 months €10,000 · 60 months Installment €193.33 · APR (TAEG) 6.5 % Total repayable €11,674.68 Members Personal Loan – 5 years #### **Prestito Personale Clienti** For Banca Etica customers who are not members - **Amount**: up to €30,000 - **Term**: 12–120 months - **Annual interest rate (TAN)**: 8% - **APR range (TAEG)**: Not available Lender: Banca Popolare Etica Società Cooperativa per Azioni Linked account: Banca Etica Account - **Origination fee**: 0.75% · min. €25.00 - **Installment collection**: Free / month - **Statement delivery**: Free - **Statement stamp duty**: — - **Early repayment**: Free Early repayment fee - **Contract stamp duty**: €16.00 For transactions with a term of 18 months or less - **Registration tax**: — - **Substitute tax**: 0.25% For transactions with a term longer than 18 months #### **Representative examples** Published lender examples; these are not personal quotes. €10,000 · 18 months Installment — · APR (TAEG) 9.36 % Total repayable €10,720.25 Personal Loan – 18 months €10,000 · 60 months Installment €202.76 · APR (TAEG) 8.64 % Total repayable €12,240.84 Personal Loan – 5 years #### **Prestito Personale Online Under 35** For people aged 18 to 35 - **Amount**: up to €30,000 - **Term**: 18–120 months - **Annual interest rate (TAN)**: 7% - **APR range (TAEG)**: Not available Lender: Banca Popolare Etica Società Cooperativa per Azioni Linked account: Banca Etica Account - **Origination fee**: 0.75% · min. €25.00 - **Installment collection**: Free / month - **Statement delivery**: Free - **Statement stamp duty**: — - **Early repayment**: Free Early repayment fee - **Contract stamp duty**: €16.00 For transactions with a term of 18 months or less - **Registration tax**: — - **Substitute tax**: 0.25% For transactions with a term longer than 18 months **All of these conditions** - Aged 18 to 35 when the agreement is signed #### **Representative examples** Published lender examples; these are not personal quotes. €10,000 · 18 months Installment — · APR (TAEG) 8.27 % Total repayable €10,638.30 Personal Loan Under 35 – 18 months €10,000 · 60 months Installment €198.01 · APR (TAEG) 7.57 % Total repayable €11,955.72 Personal Loan Under 35 – 5 years ### **Repayment flexibility** **Skip an installment: —** **Reduce an installment: —** **Change payment day: —** **Additional borrowing: —** #### **Other financial terms** **Other financial terms** Payable amount: 6% For Banca Etica customers who are not members **All of these conditions** - Promotional terms available until 31 December 2026 **Other financial terms** Payable amount: 6% For people aged 18 to 35 **All of these conditions** - Aged 18 to 35 when the agreement is signed **All of these conditions** - Promotional terms available until 31 December 2026 Lender: Banca Popolare Etica Società Cooperativa per Azioni ### **Features** - **Fixed rate available**: Yes - **Variable rate available**: No - **Debt consolidation**: — - **Skip an installment**: — - **Joint borrower**: — - **Guarantor accepted**: — - **Education**: — - **Home**: — - **Mobility**: — - **Health**: — - **Family**: — - **Sustainability**: — - **Starting a career**: — #### **Documents and sources** - [Source 1 · assets.bancaetica.it](https://assets.bancaetica.it/FogliInformativi/ANNPUB_CREDITO.pdf) - [Source 2 · assets.bancaetica.it](https://assets.bancaetica.it/FogliInformativi/ANNPUB_CREDITO_UNDER35.pdf) - [Source 3 · www.bancaetica.it](https://www.bancaetica.it/prodotti/prestito-personale-online/) - [Source 4 · www.bancaetica.it](https://www.bancaetica.it/prodotti/prestito-personale-under-35/) ## Similar offers - **Banca Etica** · [Prestito Personale Bene Comune](https://123offerte.it/en/banking/personal-loans/banca-etica/banca-etica-bene-comune-id-0d1179526f892de4) APR (TAEG) **8.01%** - **Banca Etica** · [Prestito Personale](https://123offerte.it/en/banking/personal-loans/banca-etica/banca-etica-prestito-personale-id-b059371961490404) APR (TAEG) **8.55%** ```json {"@context":"https://schema.org","@graph":[{"@type":"Organization","@id":"https://123offerte.it/#organization","name":"123offerte","url":"https://123offerte.it/","logo":"https://123offerte.it/icon-512.png"},{"@type":"WebSite","@id":"https://123offerte.it/#website","name":"123offerte","url":"https://123offerte.it/","inLanguage":["it-IT","en"],"publisher":{"@id":"https://123offerte.it/#organization"}}]} ``` ```json {"@context":"https://schema.org","@type":"LoanOrCredit","name":"Prestito Personale Online","brand":{"@type":"Brand","name":"Banca Etica"},"url":"https://123offerte.it/en/banking/personal-loans/banca-etica/banca-etica-prestito-online-id-d0ff040dc821609e"} ``` ```json {"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://123offerte.it/en"},{"@type":"ListItem","position":2,"name":"Personal loans","item":"https://123offerte.it/en/banking/personal-loans"},{"@type":"ListItem","position":3,"name":"Banca Etica","item":"https://123offerte.it/en/banking/providers/banca-etica"},{"@type":"ListItem","position":4,"name":"Prestito Personale Online – Banca Etica","item":"https://123offerte.it/en/banking/personal-loans/banca-etica/banca-etica-prestito-online-id-d0ff040dc821609e"}]} ``` Source: 123offerte.it — https://123offerte.it/en/banking/personal-loans/banca-etica/banca-etica-prestito-online-id-d0ff040dc821609e (accessed 2026-11-01) ## Sitemap See the full [sitemap](https://123offerte.it/sitemap.md) for all pages.