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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Agos](https://123offerte.it/en/banking/providers/agos)

# Prestito Personale Online

APR (TAEG)

**8.74%**

Valid until Nov 30, 2026

### **General offer terms**

TAN is the annual interest rate. APR, called TAEG in Italy, includes interest and other required borrowing costs. The lender confirms the rate for your application.

#### **Prestito Personale Online**

- **Amount**: €500–€30,000
- **Term**: 12–120 months
- **Annual interest rate (TAN)**: from 7.57%
- **APR range (TAEG)**: from 8.74%

Valid until Nov 30, 2026

Lender: Agos Ducato S.p.A.

- **Origination fee**: —
- **Installment collection**: —
- **Statement delivery**: —
- **Statement stamp duty**: €2.00
- **Early repayment**: **1%** With more than 12 months left · **0.5%** With at most 12 months left
- **Contract stamp duty**: **€16.00**
- **Registration tax**: —
- **Substitute tax**: **0.25%**

Channel

Channels: online

#### **Representative examples**

Published lender examples; these are not personal quotes.

€10,000 · 84 months

Installment €153.73 · APR (TAEG) 8.74%

Valid until Nov 30, 2026

Total repayable €13,253.32

### **Who can apply**

All of these conditions

- Age

  Minimum age: 18
- Maximum age at the end of the loan

  Under age: 75
- Other conditions

### **Repayment flexibility**

- **Skip an installment**: Yes · Under certain conditions
- **Reduce an installment**: Yes · Under certain conditions
- **Change payment day**: —
- **Additional borrowing**: —

Lender: Agos Ducato S.p.A.

### **Features**

- **Fixed rate available**: Yes
- **Variable rate available**: No
- **Debt consolidation**: Yes
- **Skip an installment**: Yes
- **Joint borrower**: —
- **Guarantor accepted**: —
- **Education**: Yes
- **Home**: Yes
- **Mobility**: Yes
- **Health**: Yes
- **Family**: Yes
- **Sustainability**: —
- **Starting a career**: —

Data updated Nov 11, 2026

#### **Documents and sources**

- [Source 1 · doc.agosducato.it](https://doc.agosducato.it/documenti/infoEuropeeClassico10.pdf)
- [Source 2 · www.agos.it](https://www.agos.it/)
- [Source 3 · www.agos.it](https://www.agos.it/prestiti/personali.aspx)

## Similar offers

- **UniCredit** · [Prestito](https://123offerte.it/en/banking/personal-loans/unicredit/prestito-unicredit)

  APR (TAEG)

  **8.84%**
- **Banco di Sardegna** · [Prestito Smart/Smart+](https://123offerte.it/en/banking/personal-loans/banco-sardegna/prestito-personale)

  APR (TAEG)

  **8.85%**
- **Intesa Sanpaolo** · [XME Prestito](https://123offerte.it/en/banking/personal-loans/intesa-sanpaolo/intesa-xme-prestito)

  APR (TAEG)

  **8.63%**
- **BNL BNP Paribas** · [Prestito BNL In Novo](https://123offerte.it/en/banking/personal-loans/bnl/in-novo)

  APR (TAEG)

  **8.97%**
- **BPER Banca** · [Prestito Smart/Smart+](https://123offerte.it/en/banking/personal-loans/bper-banca/bper-prestito-smart)

  APR (TAEG)

  **9.21%**
- **BNL BNP Paribas** · [Prestito BNL Mobilità](https://123offerte.it/en/banking/personal-loans/bnl/mobilita)

  APR (TAEG)

  **8.65%**

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Source: 123offerte.it — https://123offerte.it/en/banking/personal-loans/agos/prestito-personale (accessed 2026-11-13)

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