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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[UniCredit](https://123offerte.it/en/banking/providers/unicredit)

# Conto Corrente Genius

€1.90 / month

Standard fee: €1.90 / month

**Free / month**

The monthly fee of euro 1,90 may be zeroed in the presence of a salary credit, pension or recurring transfer channeled into the account of an amount equal to or greater than €750.00.

### **Fees and discounts**

Select a fee only if all its conditions apply; discounts do not stack.

**Free / month **Conditional

The monthly fee of euro 1,90 may be zeroed in the presence of a salary credit, pension or recurring transfer channeled into the account of an amount equal to or greater than €750.00.

**All of these conditions**

- Salary/pension credit or recurring transfer to the account of at least €750.00

**Use this fee for comparison**

### **Who can apply**

Account dedicated to adult natural persons resident in Italy, for purposes unrelated to business or professional activity.

#### **Full conditions**

**All of these conditions**

- Individuals aged 18 or over.
- Residents of Italy.

#### **All ISC / ICC profiles**

Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.

| **Profile** | **Online** | **Branch** |
| --- | --- | --- |
| Youth (164 annual operations) | €28.20 | €116.10 |
| Low-activity households (201 annual operations) | €24.40 | €150.30 |
| Medium-activity households (228 annual operations) | €90.60 | €212.25 |
| High-activity households (253 annual operations) | €89.20 | €226.60 |
| Pensioners with low activity (124 annual transactions) | €19.10 | €118.50 |
| Pensioners with medium activity (189 annual transactions) | €80.00 | €200.40 |

Stamp duty excluded

### **Tax and other charges**

- **Stamp duty**: €34.20 / year · Separate from the fee; applicability is conditional.
- **Tax paid by the bank**: No
- **Account opening fee**: Free
- **Online SEPA transfers**: €1.30
- **Other-bank ATM withdrawals**: €2.00
- **Own-bank withdrawals**: Free · Unlimited free transactions
- **Foreign-currency withdrawals**: €2.00

#### **Account-linked cards**

- **Debit card**: Free / year · Card issue fee: €3.50 · Delivery: €5.70
- **Credit card**: €43.00 / year · Card issue fee: €10.00

### **Features**

- **Free without conditions**: No
- **Free with conditions**: Yes
- **Free for an initial period**: —
- **Joint account**: Yes
- **Branch banking**: Yes
- **Cash deposits**: Yes
- **Italian IBAN**: Yes
- **F24 tax payments**: Yes
- **Debit card available**: Yes
- **Apple Pay**: Yes
- **Google Pay**: Yes

- **App available in English**: —
- **Account opening in English**: —
- **Customer support in English**: —

### **Bank apps**

Provider apps: check that your product is supported. Store availability does not establish English support.

[**See the bank’s apps**](https://123offerte.it/en/banking/providers/unicredit)

#### **Documents and sources**

- [Source 1 · trasparenza.unicredit.it](https://trasparenza.unicredit.it/pdfprod/CC140_CONTO+CORRENTE+GENIUS+.pdf)
- [Source 2 · trasparenza.unicredit.it](https://trasparenza.unicredit.it/pdfprod/FIDCC140_FID+CONTO+CORRENTE+Genius.pdf)
- [Source 3 · www.unicredit.it](https://www.unicredit.it/it/privati/conti/tutti-i-prodotti/conti-correnti/genius.html)

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- **UniCredit** · [Conto Corrente Genius Buddy](https://123offerte.it/en/banking/current-accounts/unicredit/genius-buddy)

  **€0.00** / month

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```

```json
{"@context":"https://schema.org","@type":"BankAccount","name":"Conto Corrente Genius","brand":{"@type":"Brand","name":"UniCredit"},"url":"https://123offerte.it/en/banking/current-accounts/unicredit/genius","offers":{"@type":"Offer","priceCurrency":"EUR","price":1.9,"priceSpecification":{"@type":"UnitPriceSpecification","price":1.9,"priceCurrency":"EUR","unitText":"MON"}}}
```

```json
{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://123offerte.it/en"},{"@type":"ListItem","position":2,"name":"Current accounts","item":"https://123offerte.it/en/banking/current-accounts"},{"@type":"ListItem","position":3,"name":"UniCredit","item":"https://123offerte.it/en/banking/providers/unicredit"},{"@type":"ListItem","position":4,"name":"Conto Corrente Genius – UniCredit","item":"https://123offerte.it/en/banking/current-accounts/unicredit/genius"}]}
```

Source: 123offerte.it — https://123offerte.it/en/banking/current-accounts/unicredit/genius (accessed 2026-11-02)

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See the full [sitemap](https://123offerte.it/sitemap.md) for all pages.