--- title: "N26 Smart – N26 Italia | 123offerte" description: "N26 Smart from N26 Italia: prices, conditions and documents. Explore the details and compare alternatives in Current accounts on 123offerte." canonical_url: "https://123offerte.it/en/banking/current-accounts/n26/smart-id-a66fded14946e2c1" locale: en meta: "og:description": "N26 Smart from N26 Italia: prices, conditions and documents. Explore the details and compare alternatives in Current accounts on 123offerte." "og:image": "https://123offerte.it/share/en/banking.png" "og:image:alt": "123offerte: illustration of 123offerte" "og:image:height": "630" "og:image:type": image/png "og:image:width": "1200" "og:title": "N26 Smart – N26 Italia" "twitter:description": "N26 Smart from N26 Italia: prices, conditions and documents. Explore the details and compare alternatives in Current accounts on 123offerte." "twitter:image": "https://123offerte.it/share/en/banking.png" "twitter:image:alt": "123offerte: illustration of 123offerte" "twitter:title": "N26 Smart – N26 Italia" --- > Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt) [N26 Italia](https://123offerte.it/en/banking/providers/n26) # N26 Smart €4.90 / month Standard fee: €4.90 / month **€47.00 / year** Discount applied in case of annual advance payment choice. **€26.50 / 6 months** Discount applied in case of semi-annual advance payment choice. ### **Who can apply** The account is aimed at individual consumers who own a smartphone and have a residency. **All of these conditions** - Reserved for adult consumer customers. - Residence in Italy. - Available via internet and the N26 mobile application with a compatible smartphone. #### **All ISC / ICC profiles** Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account. - **Youth (no. 164 operations) · Branch**: Not applicable · Stamp duty excluded · Indicative costs established by the Bank of Italy for accounts without an overdraft facility. - **Youth (no. 164 operations) · Online**: €58.80 · Stamp duty excluded · Indicative costs established by the Bank of Italy for accounts without an overdraft facility. - **Low-activity households (no. 201 operations) · Branch**: Not applicable · Stamp duty excluded · Indicative costs established by the Bank of Italy for accounts without an overdraft facility. - **Low-activity households (no. 201 operations) · Online**: €58.80 · Stamp duty excluded · Indicative costs established by the Bank of Italy for accounts without an overdraft facility. - **Medium-activity households (no. 228 operations) · Branch**: Not applicable · Stamp duty excluded · Indicative costs established by the Bank of Italy for accounts without an overdraft facility. - **Medium-activity households (no. 228 operations) · Online**: €58.80 · Stamp duty excluded · Indicative costs established by the Bank of Italy for accounts without an overdraft facility. - **High-activity households (no. 253 operations) · Branch**: Not applicable · Stamp duty excluded · Indicative costs established by the Bank of Italy for accounts without an overdraft facility. - **High-activity households (no. 253 operations) · Online**: €58.80 · Stamp duty excluded · Indicative costs established by the Bank of Italy for accounts without an overdraft facility. - **Pensioners with low activity (no. 124 transactions) · Branch**: Not applicable · Stamp duty excluded · Indicative costs established by the Bank of Italy for accounts without an overdraft facility. - **Pensioners with low activity (no. 124 transactions) · Online**: €58.80 · Stamp duty excluded · Indicative costs established by the Bank of Italy for accounts without an overdraft facility. - **Pensioners with medium activity (no. 189 transactions) · Branch**: Not applicable · Stamp duty excluded · Indicative costs established by the Bank of Italy for accounts without an overdraft facility. - **Pensioners with medium activity (no. 189 transactions) · Online**: €58.80 · Stamp duty excluded · Indicative costs established by the Bank of Italy for accounts without an overdraft facility. ### **Tax and other charges** - **Stamp duty**: €34.20 / year · Separate from the fee; applicability is conditional. - **Tax paid by the bank**: No - **Account opening fee**: Free - **Online SEPA transfers**: Free - **Other-bank ATM withdrawals**: Free · Unlimited free transactions / month - **Foreign-currency withdrawals**: 1.7% #### **Account-linked cards** - **Debit card**: Free · Card issue fee: Free · Delivery: Free · Card replacement: €10.00 · Foreign-currency payments: Free ### **Fees and discounts** Choose one fee per product, only if all its conditions apply to you. Your choice updates the list, sorting, fee filters and comparison. Discounts are not added together. **€47.00 / year **Conditional Discount applied in case of annual advance payment choice. **All of these conditions** - Promotional conditions for annual fee debit Early withdrawal results in the disapplication of promotional conditions and the refund calculated on standard monthly fees. **Use this fee for comparison** **€26.50 / 6 months **Conditional Discount applied in case of semi-annual advance payment choice. **All of these conditions** - Promotional conditions for semi-annual fee debit Early withdrawal results in the disapplication of promotional conditions. **Use this fee for comparison** ### **Features** - **Free without conditions**: No - **Free with conditions**: — - **Free for an initial period**: — - **Joint account**: No - **Branch banking**: No - **Cash deposits**: No - **Italian IBAN**: Yes - **F24 tax payments**: Yes - **Debit card available**: Yes - **Apple Pay**: Yes - **Google Pay**: Yes - **App available in English**: — - **Account opening in English**: — - **Customer support in English**: — ### **Bank apps** Provider apps: check that your product is supported. Store availability does not establish English support. - **N26 — Love your bank** #### **Documents and sources** - [Source 1 · docs.n26.com](https://docs.n26.com/legal/05+IT/01+Account/it/01-ancillary-information-sheet-BRANCH-it.pdf) - [Source 2 · docs.n26.com](https://docs.n26.com/legal/05+IT/01+Account/it/02-information-sheet-pricelist-BRANCH-it.pdf) - [Source 3 · docs.n26.com](https://docs.n26.com/legal/05+IT/01+Account/it/23-fee-information-accounts-BRANCH-it.pdf) - [Source 4 · n26.com](https://n26.com/it-it/conti) ## Similar offers - **N26 Italia** · [N26 Go](https://123offerte.it/en/banking/current-accounts/n26/go-id-b448239ebe3b7f6e) **€9.90** / month - **N26 Italia** · [Conto Corrente N26 Standard](https://123offerte.it/en/banking/current-accounts/n26/standard-id-4392eca8801dc095) **€0.00** / month - **N26 Italia** · [Conto Corrente N26 Metal](https://123offerte.it/en/banking/current-accounts/n26/metal-id-fd3bbff4aa4cda3b) **€16.90** / month ```json {"@context":"https://schema.org","@graph":[{"@type":"Organization","@id":"https://123offerte.it/#organization","name":"123offerte","url":"https://123offerte.it/","logo":"https://123offerte.it/icon-512.png"},{"@type":"WebSite","@id":"https://123offerte.it/#website","name":"123offerte","url":"https://123offerte.it/","inLanguage":["it-IT","en"],"publisher":{"@id":"https://123offerte.it/#organization"}}]} ``` ```json {"@context":"https://schema.org","@type":"BankAccount","name":"N26 Smart","brand":{"@type":"Brand","name":"N26 Italia"},"url":"https://123offerte.it/en/banking/current-accounts/n26/smart-id-a66fded14946e2c1","offers":{"@type":"Offer","priceCurrency":"EUR","price":4.9,"priceSpecification":{"@type":"UnitPriceSpecification","price":4.9,"priceCurrency":"EUR","unitText":"MON"}}} ``` ```json {"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://123offerte.it/en"},{"@type":"ListItem","position":2,"name":"Current accounts","item":"https://123offerte.it/en/banking/current-accounts"},{"@type":"ListItem","position":3,"name":"N26 Italia","item":"https://123offerte.it/en/banking/providers/n26"},{"@type":"ListItem","position":4,"name":"N26 Smart – N26 Italia","item":"https://123offerte.it/en/banking/current-accounts/n26/smart-id-a66fded14946e2c1"}]} ``` Source: 123offerte.it — https://123offerte.it/en/banking/current-accounts/n26/smart-id-a66fded14946e2c1 (accessed 2026-11-01) ## Sitemap See the full [sitemap](https://123offerte.it/sitemap.md) for all pages.