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title: "Conto MPS Mio - Extra – Banca Monte dei Paschi di Siena | 123offerte"
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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Banca Monte dei Paschi di Siena](https://123offerte.it/en/banking/providers/monte-dei-paschi-di-siena)

# Conto MPS Mio - Extra

€12.00 / month

### **Who can apply**

Package current account intended for consumers, Extra module.

#### **All ISC / ICC profiles**

Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.

| **Profile** | **Online** | **Branch** |
| --- | --- | --- |
| Youth (164 annual operations) | €137.60 The ICC values are reduced by €24.00 per year for new customers who meet the welcome requirements. | €155 The ICC values are reduced by €24.00 per year for new customers who meet the welcome requirements. |
| Low-activity households (201 annual operations) | €130.50 The ICC values are reduced by €24.00 per year for new customers who meet the welcome requirements. | €144.60 The ICC values are reduced by €24.00 per year for new customers who meet the welcome requirements. |
| Medium-activity households (228 annual operations) | €150.90 The ICC values are reduced by €24.00 per year for new customers who meet the welcome requirements. | €162.80 The ICC values are reduced by €24.00 per year for new customers who meet the welcome requirements. |
| High-activity households (253 annual operations) | €146.90 The ICC values are reduced by €24.00 per year for new customers who meet the welcome requirements. | €159.90 The ICC values are reduced by €24.00 per year for new customers who meet the welcome requirements. |
| High-activity households with securities dossier (253 annual operations) | €146.90 The ICC values are reduced by €24.00 per year for new customers who meet the welcome requirements. | €159.90 The ICC values are reduced by €24.00 per year for new customers who meet the welcome requirements. |
| Pensioners with low activity (124 annual transactions) | €126.30 The ICC values are reduced by €24.00 per year for new customers who meet the welcome requirements. | €138.20 The ICC values are reduced by €24.00 per year for new customers who meet the welcome requirements. |
| Pensioners with medium activity (189 annual transactions) | €142.50 The ICC values are reduced by €24.00 per year for new customers who meet the welcome requirements. | €156.60 The ICC values are reduced by €24.00 per year for new customers who meet the welcome requirements. |
| Pensioners with medium activity with securities dossier (189 annual transactions) | €142.50 The ICC values are reduced by €24.00 per year for new customers who meet the welcome requirements. | €156.60 The ICC values are reduced by €24.00 per year for new customers who meet the welcome requirements. |

Stamp duty excluded

### **Tax and other charges**

- **Stamp duty**: €34.20 / year · Separate from the fee; applicability is conditional.
- **Tax paid by the bank**: No
- **Account opening fee**: Free
- **Online SEPA transfers**: Free
- **Other-bank ATM withdrawals**: €2.10
- **Own-bank withdrawals**: Free · Unlimited free transactions
- **Foreign-currency withdrawals**: —

#### **Account-linked cards**

- **Debit card**: Free / year · Card issue fee: Free
- **Credit card**: €3.00 / month
- **Prepaid card**: —

#### **Other financial terms**

**Account fee**

Reduction: €2.00 / month

Welcome discount reserved for customers who do not already hold another account with the Bank or have done so for less than 6 months.

**Account fee**

Reduction: €2.00 / month

Under 30 years old

**Account fee**

Reduction: €2.00 / month

Direct debit on salary/pension or monthly credit flow of at least €700.00.

### **Features**

- **Free without conditions**: No
- **Free with conditions**: —
- **Free for an initial period**: —
- **Joint account**: Yes
- **Branch banking**: Yes
- **Cash deposits**: Yes
- **Italian IBAN**: Yes
- **F24 tax payments**: Yes
- **Debit card available**: Yes
- **Apple Pay**: —
- **Google Pay**: —

- **App available in English**: —
- **Account opening in English**: —
- **Customer support in English**: —

### **Bank apps**

Provider apps: check that your product is supported. Store availability does not establish English support.

- **Banca MPS**

#### **Documents and sources**

- [Source 1 · www.gruppo.mps.it](https://www.gruppo.mps.it/ap_trasparenzaweb/Documenti%5C103055548.pdf)
- [Source 2 · www.gruppo.mps.it](https://www.gruppo.mps.it/ap_trasparenzaweb/Documenti%5C103055556.pdf)
- [Source 3 · www.mps.it](https://www.mps.it/persone/conto-corrente/mps-mio.html)

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Source: 123offerte.it — https://123offerte.it/en/banking/current-accounts/monte-dei-paschi-di-siena/mps-mio-extra (accessed 2026-11-02)

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