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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[isybank](https://123offerte.it/en/banking/providers/isybank)

# Piano isySmart

€3.90 / month

Standard fee: €3.90 / month

**Free / month** · For year

### **Fees and discounts**

Select a fee only if all its conditions apply; discounts do not stack.

**Free / month **Conditional

For year

**Any of these conditions**

- Salary or pension credit in the period from 01/11/2026 to 31/12/2027.
- Credit of a bank transfer of at least €600 in the period from 01/11/2026 to 31/12/2027 for the refund of the monthly fee.

**Use this fee for comparison**

### **Who can apply**

**All of these conditions**

- The account is reserved for individuals resident in Italy.
- The account is available only for single-holder accounts.

#### **All ISC / ICC profiles**

Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.

| **Profile** | **Online** |
| --- | --- |
| Youth (164) | €88.80 |
| Low-activity households (201) | €63.40 |
| Medium-activity households (228) | €116.60 |
| High-activity households (253) | €120.60 |
| Low activity pensioner (124) | €67.40 |
| Average activity pensioner (189) | €119.80 |

Stamp duty excluded

### **Tax and other charges**

- **Stamp duty**: €34.20 / year · Separate from the fee; applicability is conditional.
- **Tax paid by the bank**: No
- **Account opening fee**: Free
- **Online SEPA transfers**: Free
- **Other-bank ATM withdrawals**: €0.40
- **Own-bank withdrawals**: Free · Unlimited free transactions
- **Foreign-currency withdrawals**: €0.40

#### **Account-linked cards**

- **Debit card**: Free / month · Card issue fee: Free · Delivery: Free · Card replacement: €5.00 · Foreign-currency payments: 1% · min. €0.00
- **Credit card**: €3.90 / month · Card issue fee: Free · Card replacement: Free
- **Prepaid card**: —

#### **Other financial terms**

**Account fee**

Payable amount: Free / month

Expired terms

For month

**All of these conditions**

- Promotion valid for customers who subscribed to the plan with the promo from 05/05/2026 to 15/09/2026, with a zero fee until 31/10/2026.

### **Features**

- **Free without conditions**: No
- **Free with conditions**: Yes
- **Free for an initial period**: Yes
- **Joint account**: No
- **Branch banking**: No
- **Cash deposits**: Yes
- **Italian IBAN**: Yes
- **F24 tax payments**: Yes
- **Debit card available**: Yes
- **Apple Pay**: Yes
- **Google Pay**: Yes

- **App available in English**: —
- **Account opening in English**: —
- **Customer support in English**: —

### **Bank apps**

Provider apps: check that your product is supported. Store availability does not establish English support.

- **isybank**

#### **Documents and sources**

- [Source 1 · www.isybank.com](https://www.isybank.com/content/dam/isybank/trasparenza/it/Documenti/Doc/Pdf/FI/FI-Other/FI-ISY002.pdf)
- [Source 2 · www.isybank.com](https://www.isybank.com/content/dam/isybank/trasparenza/it/Documenti/Doc/Pdf/FI/FI-Other/FI-ISY102.pdf)
- [Source 3 · www.isybank.com](https://www.isybank.com/it/conti/piano-isysmart.html)

## Similar offers

- **FinecoBank** · [Conto Corrente Fineco Classic](https://123offerte.it/en/banking/current-accounts/fineco/classic)

  **€3.95** / month
- **Banco BPM** · [Conto Corrente 4You](https://123offerte.it/en/banking/current-accounts/banco-bpm/conto-4you)

  **€4.00** / month
- **Banca Mediolanum** · [Conto Corrente SelfyConto](https://123offerte.it/en/banking/current-accounts/banca-mediolanum/mediolanum-selfyconto)

  **€3.75** / month
- **Banco BPM** · [Conto Corrente You](https://123offerte.it/en/banking/current-accounts/banco-bpm/conto-corrente-you)

  **€4.50** / month
- **isybank** · [Piano isyLight](https://123offerte.it/en/banking/current-accounts/isybank/isy-light)

  **€0.00** / month
- **isybank** · [Piano isyPrime](https://123offerte.it/en/banking/current-accounts/isybank/isy-prime)

  **€9.90** / month

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```json
{"@context":"https://schema.org","@type":"BankAccount","name":"Piano isySmart","brand":{"@type":"Brand","name":"isybank"},"url":"https://123offerte.it/en/banking/current-accounts/isybank/isy-smart","offers":{"@type":"Offer","priceCurrency":"EUR","price":3.9,"priceSpecification":{"@type":"UnitPriceSpecification","price":3.9,"priceCurrency":"EUR","unitText":"MON"}}}
```

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```

Source: 123offerte.it — https://123offerte.it/en/banking/current-accounts/isybank/isy-smart (accessed 2026-11-02)

## Sitemap

See the full [sitemap](https://123offerte.it/sitemap.md) for all pages.