---
title: "Piano isySmart – isybank | 123offerte"
description: "Piano isySmart from isybank: prices, conditions and documents. Explore the details and compare alternatives in Current accounts on 123offerte."
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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[isybank](https://123offerte.it/en/banking/providers/isybank)

# Piano isySmart

€3.90 / month

Standard fee: €3.90 / month

**Free / month** · For year

### **Who can apply**

**All of these conditions**

- The account is reserved for individuals resident in Italy.
- The account is available only for single-holder accounts.

#### **All ISC / ICC profiles**

Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.

- **Youth (164) · Online**: €88.80 · Stamp duty excluded
- **Low-activity households (201) · Online**: €63.40 · Stamp duty excluded
- **Medium-activity households (228) · Online**: €116.60 · Stamp duty excluded
- **High-activity households (253) · Online**: €120.60 · Stamp duty excluded
- **Low activity pensioner (124) · Online**: €67.40 · Stamp duty excluded
- **Average activity pensioner (189) · Online**: €119.80 · Stamp duty excluded

### **Tax and other charges**

- **Stamp duty**: €34.20 / year · Separate from the fee; applicability is conditional.
- **Tax paid by the bank**: No
- **Account opening fee**: Free
- **Online SEPA transfers**: Free
- **Other-bank ATM withdrawals**: €0.40
- **Own-bank withdrawals**: Free · Unlimited free transactions
- **Foreign-currency withdrawals**: €0.40

#### **Account-linked cards**

- **Debit card**: Free / month · Card issue fee: Free · Delivery: Free · Card replacement: €5.00 · Foreign-currency payments: 1% · min. €0.00
- **Credit card**: €3.90 / month · Card issue fee: Free · Card replacement: Free
- **Prepaid card**: —

### **Fees and discounts**

Choose one fee per product, only if all its conditions apply to you. Your choice updates the list, sorting, fee filters and comparison. Discounts are not added together.

**Free / month **Conditional

For year

**Any of these conditions**

- Salary or pension credit in the period from 01/11/2026 to 31/12/2027.
- Credit of a bank transfer of at least €600 in the period from 01/11/2026 to 31/12/2027 for the refund of the monthly fee.

**Use this fee for comparison**

#### **Other financial terms**

**Account fee**

Payable amount: Free / month

Expired terms

For month

**All of these conditions**

- Promotion valid for customers who subscribed to the plan with the promo from 05/05/2026 to 15/09/2026, with a zero fee until 31/10/2026.

### **Features**

- **Free without conditions**: No
- **Free with conditions**: Yes
- **Free for an initial period**: Yes
- **Joint account**: No
- **Branch banking**: No
- **Cash deposits**: Yes
- **Italian IBAN**: Yes
- **F24 tax payments**: Yes
- **Debit card available**: Yes
- **Apple Pay**: Yes
- **Google Pay**: Yes

- **App available in English**: —
- **Account opening in English**: —
- **Customer support in English**: —

### **Bank apps**

Provider apps: check that your product is supported. Store availability does not establish English support.

- **isybank**

#### **Documents and sources**

- [Source 1 · www.isybank.com](https://www.isybank.com/content/dam/isybank/trasparenza/it/Documenti/Doc/Pdf/FI/FI-Other/FI-ISY002.pdf)
- [Source 2 · www.isybank.com](https://www.isybank.com/content/dam/isybank/trasparenza/it/Documenti/Doc/Pdf/FI/FI-Other/FI-ISY102.pdf)
- [Source 3 · www.isybank.com](https://www.isybank.com/it/conti/piano-isysmart.html)

## Similar offers

- **isybank** · [Piano isyLight](https://123offerte.it/en/banking/current-accounts/isybank/isy-light-id-805ee01d3f6d2b15)

  **€0.00** / month
- **isybank** · [Piano isyPrime](https://123offerte.it/en/banking/current-accounts/isybank/isy-prime-id-4401b0cbd1a58c96)

  **€9.90** / month

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```

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```

Source: 123offerte.it — https://123offerte.it/en/banking/current-accounts/isybank/isy-smart-id-42cc23b2fc5d9844 (accessed 2026-11-01)

## Sitemap

See the full [sitemap](https://123offerte.it/sitemap.md) for all pages.