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title: "XME Conto Gold – Intesa Sanpaolo | 123offerte"
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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Intesa Sanpaolo](https://123offerte.it/en/banking/providers/intesa-sanpaolo)

# XME Conto Gold

€10.90 / month

Standard fee: €10.90 / month

**€5.90 / month**

At least one salary or pension payment must be credited to this account every two months. Requirements are checked on the 20th of each month; if they are met, the discounted price applies in the following month.

**€4.90 / month**

At least one eligible product must be charged to this account: XME Protezione, Polizza Auto ViaggiaConMe or Polizza MotoConMe. Requirements are checked on the 20th of each month; if they are met, the discounted price applies in the following month.

**€2.90 / month**

The Valore Insieme Patrimonio 2.0 Package service must be settled on this account; the holder must be the account owner or co-owner. Requirements checked on the 20th of each month; in case of a positive outcome, the discounted price applies in the following month.

Other fee options (1)

### **Fees and discounts**

Select a fee only if all its conditions apply; discounts do not stack.

**€5.90 / month **Conditional

At least one salary or pension payment must be credited to this account every two months. Requirements are checked on the 20th of each month; if they are met, the discounted price applies in the following month.

**All of these conditions**

- Salary or pension credit (at least one credit to the account every two months).

**Use this fee for comparison**

**€4.90 / month **Conditional

At least one eligible product must be charged to this account: XME Protezione, Polizza Auto ViaggiaConMe or Polizza MotoConMe. Requirements are checked on the 20th of each month; if they are met, the discounted price applies in the following month.

**Use this fee for comparison**

**€2.90 / month **Conditional

The Valore Insieme Patrimonio 2.0 Package service must be settled on this account; the holder must be the account owner or co-owner. Requirements checked on the 20th of each month; in case of a positive outcome, the discounted price applies in the following month.

**Use this fee for comparison**

**Free / month **Conditional

The Valore Insieme Exclusive Package service must be settled on this account; the holder must be the account owner or co-owner. Requirements checked on the 20th of each month; in case of a positive outcome, the discounted price applies in the following month.

**Use this fee for comparison**

### **Who can apply**

The account requires signing the My Key contract for remote operations and the use of the digital signature.

#### **Full conditions**

**All of these conditions**

- Dedicated to consumer clients resident and non-resident with an Italian tax code.

#### **All ISC / ICC profiles**

Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.

| **Profile** | **Online** | **Branch** |
| --- | --- | --- |
| Youth | €135 | €142.60 |
| Households with low activity | €109.40 | €118 |
| Medium-activity households | €117.70 | €127.30 |
| High-activity households | €128 | €138.60 |
| Low activity pensioner | €104.20 | €112.80 |
| Average activity pensioner | €118.50 | €128.10 |

Stamp duty excluded

### **Tax and other charges**

- **Stamp duty**: €34.20 / year · Separate from the fee; applicability is conditional.
- **Tax paid by the bank**: No
- **Account opening fee**: —
- **Online SEPA transfers**: €0.50
- **Other-bank ATM withdrawals**: €0.50
- **Own-bank withdrawals**: Free · Unlimited free transactions
- **Foreign-currency withdrawals**: —

#### **Account-linked cards**

- **Debit card**: Free / month · Card issue fee: Free
- **Credit card**: Free / month · Card issue fee: Free

### **Features**

- **Free without conditions**: No
- **Free with conditions**: Yes
- **Free for an initial period**: —
- **Joint account**: Yes
- **Branch banking**: Yes
- **Cash deposits**: Yes
- **Italian IBAN**: Yes
- **F24 tax payments**: Yes
- **Debit card available**: Yes
- **Apple Pay**: —
- **Google Pay**: —

- **App available in English**: —
- **Account opening in English**: —
- **Customer support in English**: —

### **Bank apps**

Provider apps: check that your product is supported. Store availability does not establish English support.

- **Intesa Sanpaolo Mobile**

#### **Documents and sources**

- [Source 1 · www.intesasanpaolo.com](https://www.intesasanpaolo.com/content/dam/vetrina/trasparenza/it/Documenti/Doc/Pdf/FI/FI-Other/FI-1364.pdf)
- [Source 2 · www.intesasanpaolo.com](https://www.intesasanpaolo.com/content/dam/vetrina/trasparenza/it/Documenti/Doc/Pdf/FI/FI-Other/FI-1842.pdf)
- [Source 3 · www.intesasanpaolo.com](https://www.intesasanpaolo.com/it/persone-e-famiglie/prodotti/conti-e-libretti/xme-conto-gold.html)

## Similar offers

- **isybank** · [Piano isyPrime](https://123offerte.it/en/banking/current-accounts/isybank/isy-prime)

  **€9.90** / month
- **BNL BNP Paribas** · [Conto Corrente BNL X Semplifica ogni giorno - Modulo Powered](https://123offerte.it/en/banking/current-accounts/bnl/x-powered)

  **€9.70** / month
- **Extrabanca** · [Conto corrente Extra Tutto](https://123offerte.it/en/banking/current-accounts/extrabanca/extra-tutto)

  **€10.00** / month
- **Banca Mediolanum** · [Conto Mediolanum](https://123offerte.it/en/banking/current-accounts/banca-mediolanum/mediolanum-conto-mediolanum)

  **€10.00** / month
- **Intesa Sanpaolo** · [XME Conto Silver](https://123offerte.it/en/banking/current-accounts/intesa-sanpaolo/xme-conto-silver)

  **€5.90** / month
- **Intesa Sanpaolo** · [XME Conto Platinum](https://123offerte.it/en/banking/current-accounts/intesa-sanpaolo/xme-conto-platinum)

  **€20.90** / month

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Source: 123offerte.it — https://123offerte.it/en/banking/current-accounts/intesa-sanpaolo/xme-conto-gold (accessed 2026-11-03)

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