---
title: "XME Conto Silver – Intesa Sanpaolo | 123offerte"
description: "XME Conto Silver from Intesa Sanpaolo: prices, conditions and documents. Explore the details and compare alternatives in Current accounts on 123offerte."
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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Intesa Sanpaolo](https://123offerte.it/en/banking/providers/intesa-sanpaolo)

# XME Conto Silver

€5.90 / month

Standard fee: €5.90 / month

**€2.90 / month**

**€1.90 / month**

**Free / month**

Other fee options (1)

### **Who can apply**

**All of these conditions**

- Dedicated to consumer clients resident and non-resident with an Italian tax code.
- Subscription to the My Key contract.

#### **All ISC / ICC profiles**

Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.

- **Youth (164) · Branch**: €115 · Stamp duty excluded
- **Youth (164) · Online**: €104.80 · Stamp duty excluded
- **Low-activity households (201) · Branch**: €109.30 · Stamp duty excluded
- **Low-activity households (201) · Online**: €96.80 · Stamp duty excluded
- **Medium-activity households (228) · Branch**: €184.90 · Stamp duty excluded
- **Medium-activity households (228) · Online**: €170.10 · Stamp duty excluded
- **High-activity households (253) · Branch**: €196.90 · Stamp duty excluded
- **High-activity households (253) · Online**: €179.80 · Stamp duty excluded
- **Low activity pensioner (124) · Branch**: €89.80 · Stamp duty excluded
- **Low activity pensioner (124) · Online**: €77.30 · Stamp duty excluded
- **Average activity pensioner (189) · Branch**: €174 · Stamp duty excluded
- **Average activity pensioner (189) · Online**: €159.20 · Stamp duty excluded

### **Tax and other charges**

- **Stamp duty**: €34.20 / year · Separate from the fee; applicability is conditional.
- **Tax paid by the bank**: No
- **Account opening fee**: Free
- **Online SEPA transfers**: €1.20
- **Other-bank ATM withdrawals**: €2.00
- **Own-bank withdrawals**: Free · Unlimited free transactions
- **Foreign-currency withdrawals**: €2.00

#### **Account-linked cards**

- **Debit card**: Free / month · Card issue fee: Free · Card replacement: Free
- **Credit card**: €5.00 / month · Card issue fee: Free

### **Fees and discounts**

Choose one fee per product, only if all its conditions apply to you. Your choice updates the list, sorting, fee filters and comparison. Discounts are not added together.

**€2.90 / month **Conditional

**All of these conditions**

- Salary or pension credit (at least one credit transaction on the account every two months). Checked on the 20th of each month, applied in the following month.

**Use this fee for comparison**

**€1.90 / month **Conditional

**All of these conditions**

- Holding a protection product settled on the account. Check on day 20 of each month, application in the following month.

**Use this fee for comparison**

**Free / month **Conditional

**All of these conditions**

- Ownership of the Valore Insieme Patrimonio 2.0 Package service (account holder or joint holder). Assessment on the 20th of the month, application in the following month.

**Use this fee for comparison**

**Free / month **Conditional

**All of these conditions**

- Ownership of the Valore Insieme Exclusive Package service (account holder or joint holder). Assessment on the 20th of the month, application in the following month.

**Use this fee for comparison**

#### **Other financial terms**

**Other financial terms**

Payable amount: Free

**All of these conditions**

- Concession provided by holding the Valore Insieme Pacchetto Exclusive.

**Online SEPA transfers**

Payable amount: Free

**All of these conditions**

- Concession provided by holding the Valore Insieme Pacchetto Exclusive.

**Other financial terms**

Payable amount: Free

**All of these conditions**

- Concession provided by holding the Valore Insieme Pacchetto Exclusive.

**Other financial terms**

Payable amount: Free

**All of these conditions**

- Concession provided by holding the Valore Insieme Pacchetto Exclusive.

**Other financial terms**

Payable amount: €0.20

**All of these conditions**

- Concession provided by holding the Valore Insieme Pacchetto Exclusive.

**Other financial terms**

Payable amount: Free

**All of these conditions**

- Concession provided by holding the Valore Insieme Pacchetto Exclusive.

**Other financial terms**

Payable amount: Free

**All of these conditions**

- Concession provided by holding the Valore Insieme Pacchetto Exclusive.

### **Features**

- **Free without conditions**: No
- **Free with conditions**: Yes
- **Free for an initial period**: —
- **Joint account**: Yes
- **Branch banking**: Yes
- **Cash deposits**: Yes
- **Italian IBAN**: Yes
- **F24 tax payments**: Yes
- **Debit card available**: Yes
- **Apple Pay**: Yes
- **Google Pay**: Yes

- **App available in English**: —
- **Account opening in English**: —
- **Customer support in English**: —

### **Bank apps**

Provider apps: check that your product is supported. Store availability does not establish English support.

- **Intesa Sanpaolo Mobile**

#### **Documents and sources**

- [Source 1 · www.intesasanpaolo.com](https://www.intesasanpaolo.com/content/dam/vetrina/trasparenza/it/Documenti/Doc/Pdf/FI/FI-Other/FI-1363.pdf)
- [Source 2 · www.intesasanpaolo.com](https://www.intesasanpaolo.com/content/dam/vetrina/trasparenza/it/Documenti/Doc/Pdf/FI/FI-Other/FI-1841.pdf)
- [Source 3 · www.intesasanpaolo.com](https://www.intesasanpaolo.com/it/persone-e-famiglie/prodotti/conti-e-libretti/xme-conto-silver.html)

## Similar offers

- **Intesa Sanpaolo** · [XME Conto Gold](https://123offerte.it/en/banking/current-accounts/intesa-sanpaolo/intesa-sanpaolo-xme-conto-gold-id-75f8983fff20f92d)

  **€10.90** / month
- **Intesa Sanpaolo** · [XME Conto Platinum](https://123offerte.it/en/banking/current-accounts/intesa-sanpaolo/intesa-sanpaolo-xme-conto-platinum-id-f6430e31caae485b)

  **€20.90** / month

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Source: 123offerte.it — https://123offerte.it/en/banking/current-accounts/intesa-sanpaolo/intesa-sanpaolo-xme-conto-silver-id-d06f3f8a5c9df136 (accessed 2026-11-01)

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