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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Findomestic](https://123offerte.it/en/banking/providers/findomestic)

# Conto Corrente Smile

**Free**

### **Who can apply**

All of these conditions

- Customer type

  Customers: personal customers
- Residence

  Residence: Italian resident
- Age

  Minimum age: 18

### **All ISC / ICC profiles**

Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.

| **Profile** | **Online** | **Branch** |
| --- | --- | --- |
| **Young people** | €15.00 | Not applicable |
| **Families, low usage** | €9.50 | Not applicable |
| **Families, medium usage** | €17.50 | Not applicable |
| **Pensioners, low usage** | €6.00 | Not applicable |

Stamp duty excluded

### **Tax and other charges**

- **Stamp duty**: **Stamp duty paid by the bank**
- **Tax paid by the bank**: Yes
- **Account opening fee**: Free
- **Online SEPA transfers**: €0.50
- **Other-bank ATM withdrawals**: €1.50
- **Foreign-currency withdrawals**: —

#### **Account-linked cards**

- **Debit card**: Free · Card issue fee: Free · Delivery: Free · Card replacement: €5.00 · Foreign-currency payments: Free

#### **Other financial terms**

**Debit card**

Payable amount: €1.00 / month

Under certain conditions

### **Features**

- **Free without conditions**: Yes
- **Free with conditions**: —
- **Free for an initial period**: —
- **Joint account**: Yes
- **Branch banking**: Yes
- **Cash deposits**: Yes
- **Italian IBAN**: Yes
- **F24 tax payments**: Yes
- **Debit card available**: Yes
- **Apple Pay**: —
- **Google Pay**: —

- **App available in English**: —
- **Account opening in English**: —
- **Customer support in English**: —

Data updated Nov 11, 2026

#### **Documents and sources**

- [Source 1 · secure.findomestic.it](https://secure.findomestic.it/documenti/trasparenza/TB0521.pdf)
- [Source 2 · secure.findomestic.it](https://secure.findomestic.it/documenti/trasparenza/TB8002.pdf)
- [Source 3 · secure.findomestic.it](https://secure.findomestic.it/documenti/trasparenza/TB8027.pdf)
- [Source 4 · secure.findomestic.it](https://secure.findomestic.it/documenti/trasparenza/ccsmiletipremia3.pdf)
- [Source 5 · www.findomestic.it](https://www.findomestic.it/conti-e-carte/conto-corrente-online)

## Similar offers

- **BBVA Italia** · [Conto Corrente BBVA](https://123offerte.it/en/banking/current-accounts/bbva/current-account)

  **Free**
- **bunq** · [Free Personale](https://123offerte.it/en/banking/current-accounts/bunq/free)

  **Free**
- **Credem** · [Link](https://123offerte.it/en/banking/current-accounts/credem/link)

  **Free**
- **FinecoBank** · [Fineco ONE](https://123offerte.it/en/banking/current-accounts/fineco/one)

  **Free**
- **FinecoBank** · [Conto corrente Fineco Under 18](https://123offerte.it/en/banking/current-accounts/fineco/under18)

  **Free**
- **Findomestic** · [Conto Corrente Smile Go](https://123offerte.it/en/banking/current-accounts/findomestic/smile-go)

  **€6.90** / month

```json
{"@context":"https://schema.org","@graph":[{"@type":"Organization","@id":"https://123offerte.it/#organization","name":"123offerte","url":"https://123offerte.it/","logo":"https://123offerte.it/icon-512.png"},{"@type":"WebSite","@id":"https://123offerte.it/#website","name":"123offerte","url":"https://123offerte.it/","inLanguage":["it-IT","en"],"publisher":{"@id":"https://123offerte.it/#organization"}}]}
```

```json
{"@context":"https://schema.org","@type":"BankAccount","name":"Conto Corrente Smile","brand":{"@type":"Brand","name":"Findomestic"},"url":"https://123offerte.it/en/banking/current-accounts/findomestic/smile","offers":{"@type":"Offer","priceCurrency":"EUR","price":0,"priceSpecification":{"@type":"UnitPriceSpecification","price":0,"priceCurrency":"EUR","unitText":"MON"}}}
```

```json
{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://123offerte.it/en"},{"@type":"ListItem","position":2,"name":"Current accounts","item":"https://123offerte.it/en/banking/current-accounts"},{"@type":"ListItem","position":3,"name":"Findomestic","item":"https://123offerte.it/en/banking/providers/findomestic"},{"@type":"ListItem","position":4,"name":"Findomestic Conto Corrente Smile: fee €0.00/month","item":"https://123offerte.it/en/banking/current-accounts/findomestic/smile"}]}
```

Source: 123offerte.it — https://123offerte.it/en/banking/current-accounts/findomestic/smile (accessed 2026-11-13)

## Sitemap

See the full [sitemap](https://123offerte.it/sitemap.md) for all pages.