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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[bunq](https://123offerte.it/en/banking/providers/bunq)

# bunq Free Personale

€0.00 / month

### **Who can apply**

You must be of legal age (or have guardian approval) and resident in the European Economic Area.

**All of these conditions**

- Be over 18 years old or have the approval of a legal guardian if a minor.
- Be a resident in the European Economic Area, in one of the countries where bunq operates.

#### **All ISC / ICC profiles**

Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.

Unavailable

### **Tax and other charges**

- **Stamp duty**: €34.20 / year · Separate from the fee; applicability is conditional.
- **Tax paid by the bank**: No
- **Account opening fee**: —
- **Online SEPA transfers**: €0.70
- **Other-bank ATM withdrawals**: €2.99
- **Own-bank withdrawals**: €2.99
- **Foreign-currency withdrawals**: €2.99

#### **Account-linked cards**

- **Debit card**: Free / month · Card issue fee: Free · Foreign-currency payments: 1.5%
- **Credit card**: Free / month · Card issue fee: Free · Foreign-currency payments: 1.5%

#### **Other financial terms**

**Stamp duty**

Payable amount: Free / year

No fixed end date

Stamp duty equal to €0 per year if the average annual balance is lower than €5,000.

**All of these conditions**

- Average annual balance below €5,000

### **Features**

- **Free without conditions**: Yes
- **Free with conditions**: —
- **Free for an initial period**: —
- **Joint account**: Yes
- **Branch banking**: No
- **Cash deposits**: No
- **Italian IBAN**: Yes
- **F24 tax payments**: Yes
- **Debit card available**: Yes
- **Apple Pay**: Yes
- **Google Pay**: Yes

- **App available in English**: —
- **Account opening in English**: —
- **Customer support in English**: Yes

Support available through: Chat, Email

### **Bank apps**

Provider apps: check that your product is supported. Store availability does not establish English support.

- **bunq**

#### **Documents and sources**

- [Source 1 · static.bunq.com](https://static.bunq.com/website/documents/bunq-information-sheet-fee-information-it.pdf)
- [Source 2 · static.bunq.com](https://static.bunq.com/website/documents/bunq-information-sheet-pricing-it-it.pdf)
- [Source 3 · static.bunq.com](https://static.bunq.com/website/documents/bunq-terms-conditions-personal-account-it.pdf)
- [Source 4 · www.bunq.com](https://www.bunq.com/it-it/personal/plans)

## Similar offers

- **bunq** · [Core Personale](https://123offerte.it/en/banking/current-accounts/bunq/core-id-e7a29f871987aa83)

  **€3.99** / month
- **bunq** · [Pro Personale](https://123offerte.it/en/banking/current-accounts/bunq/pro-id-574d6a3742cb192f)

  **€9.99** / month
- **bunq** · [Elite Personale](https://123offerte.it/en/banking/current-accounts/bunq/elite-id-eb148ae49787d287)

  **€18.99** / month

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Source: 123offerte.it — https://123offerte.it/en/banking/current-accounts/bunq/free-id-02d5365cfb9b274a (accessed 2026-11-01)

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