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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[BNL BNP Paribas](https://123offerte.it/en/banking/providers/bnl)

# Conto Corrente BNL X Semplifica ogni giorno - Modulo Powered

€9.70 / month

Standard fee: €9.70 / month

**€7.70 / month**

In months with salary or pension credit into the account, with ABI 27 reason code.

**€8.70 / month**

At least one holder owns a Protection Product in the Policy List - €1.00 Discount of the bank; purchasable together with the account or subsequently, with premium debited to the modular account. Check in the months of application.

**€6.70 / month**

At least one holder owns a Protection Product in the Policy List - €3.00 Discount of the bank; purchasable together with the account or subsequently, with premium debited to the modular account. Check in the months of application.

Other fee options (6)

### **Who can apply**

Available to adults residing in Italy, with a maximum of three joint account holders.

**All of these conditions**

- For individuals aged 18 or over
- Residents of Italy.

#### **All ISC / ICC profiles**

Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.

- **YOUTH · Branch**: €160.30 · Stamp duty excluded · Guideline values established by the Bank of Italy for accounts without overdraft facilities.
- **YOUTH · Online**: €122.30 · Stamp duty excluded · Guideline values established by the Bank of Italy for accounts without overdraft facilities.
- **HOUSEHOLDS WITH LOW ACTIVITY · Branch**: €150.05 · Stamp duty excluded · Guideline values established by the Bank of Italy for accounts without overdraft facilities.
- **HOUSEHOLDS WITH LOW ACTIVITY · Online**: €99.55 · Stamp duty excluded · Guideline values established by the Bank of Italy for accounts without overdraft facilities.
- **HOUSEHOLDS WITH MEDIUM ACTIVITY · Branch**: €214.85 · Stamp duty excluded · Guideline values established by the Bank of Italy for accounts without overdraft facilities.
- **HOUSEHOLDS WITH MEDIUM ACTIVITY · Online**: €148.85 · Stamp duty excluded · Guideline values established by the Bank of Italy for accounts without overdraft facilities.
- **HOUSEHOLDS WITH HIGH ACTIVITY · Branch**: €170.25 · Stamp duty excluded · Guideline values established by the Bank of Italy for accounts without overdraft facilities.
- **HOUSEHOLDS WITH HIGH ACTIVITY · Online**: €95.75 · Stamp duty excluded · Guideline values established by the Bank of Italy for accounts without overdraft facilities.
- **PENSIONERS WITH LOW ACTIVITY · Branch**: €142.15 · Stamp duty excluded · Guideline values established by the Bank of Italy for accounts without overdraft facilities.
- **PENSIONERS WITH LOW ACTIVITY · Online**: €96.65 · Stamp duty excluded · Guideline values established by the Bank of Italy for accounts without overdraft facilities.
- **PENSIONERS WITH MEDIUM ACTIVITY · Branch**: €163.30 · Stamp duty excluded · Guideline values established by the Bank of Italy for accounts without overdraft facilities.
- **PENSIONERS WITH MEDIUM ACTIVITY · Online**: €95.30 · Stamp duty excluded · Guideline values established by the Bank of Italy for accounts without overdraft facilities.

### **Tax and other charges**

- **Stamp duty**: €34.20 / year · Separate from the fee; applicability is conditional.
- **Tax paid by the bank**: No
- **Account opening fee**: Free
- **Online SEPA transfers**: Free
- **Other-bank ATM withdrawals**: €2.00 · 2 free transactions / month
- **Own-bank withdrawals**: Free · Unlimited free transactions
- **Foreign-currency withdrawals**: —

#### **Account-linked cards**

- **Debit card**: Free / year · Card issue fee: Free · Delivery: Free · Card replacement: Free
- **Credit card**: €4.20 / month · Card issue fee: Free

### **Fees and discounts**

Choose one fee per product, only if all its conditions apply to you. Your choice updates the list, sorting, fee filters and comparison. Discounts are not added together.

**€7.70 / month **Conditional

In months with salary or pension credit into the account, with ABI 27 reason code.

Progressive reductions up to total elimination; alternative asset or tenure tiers cannot be combined. Combinations are not applied automatically.

**Use this fee for comparison**

**€8.70 / month **Conditional

At least one holder owns a Protection Product in the Policy List - €1.00 Discount of the bank; purchasable together with the account or subsequently, with premium debited to the modular account. Check in the months of application.

Progressive reductions up to total elimination; alternative asset or tenure tiers cannot be combined. Combinations are not applied automatically.

**Use this fee for comparison**

**€6.70 / month **Conditional

At least one holder owns a Protection Product in the Policy List - €3.00 Discount of the bank; purchasable together with the account or subsequently, with premium debited to the modular account. Check in the months of application.

Progressive reductions up to total elimination; alternative asset or tenure tiers cannot be combined. Combinations are not applied automatically.

**Use this fee for comparison**

**€8.70 / month **Conditional

At least one holder owns an Insurance or Financial Investment Product and in the reference month at least one periodic mutual fund savings plan (PAC) payment has been arranged with debit on the modular account.

Progressive reductions up to total elimination; alternative asset or tenure tiers cannot be combined. Combinations are not applied automatically.

**Use this fee for comparison**

**€9.20 / month **Conditional

From the 3rd year from the account opening date; applicable seniority tier, without adding previous tiers.

Progressive reductions up to total elimination; alternative asset or tenure tiers cannot be combined. Combinations are not applied automatically.

**Use this fee for comparison**

**€8.70 / month **Conditional

From the 5th year from the account opening date; applicable seniority tier, without adding previous tiers.

Progressive reductions up to total elimination; alternative asset or tenure tiers cannot be combined. Combinations are not applied automatically.

**Use this fee for comparison**

**€7.70 / month **Conditional

From the 10th year from the account opening date; applicable seniority tier, without adding previous tiers.

Progressive reductions up to total elimination; alternative asset or tenure tiers cannot be combined. Combinations are not applied automatically.

**Use this fee for comparison**

**€5.20 / month **Conditional

Qualifying assets of at least €75,000: products/relations held or placed by the bank, excluding current account, deposit account, savings deposits, repurchase agreements, certificates of deposit, bonds, government securities, and shares. Values available at the end of the previous month; same account holder name, including products held individually by co-holders and bearer securities belonging to them. The reached tier applies, not the sum of the two tiers.

Progressive reductions up to total elimination; alternative asset or tenure tiers cannot be combined. Combinations are not applied automatically.

**Use this fee for comparison**

**Free / month **Conditional

Qualifying assets of at least €150,000: products/relations held or placed by the bank, excluding current account, deposit account, savings deposits, repurchase agreements, certificates of deposit, bonds, government securities, and shares. Values available at the end of the previous month; same account holder name, including products held individually by co-holders and bearer securities belonging to them. The reached tier applies, not the sum of the two tiers.

Progressive reductions up to total elimination; alternative asset or tenure tiers cannot be combined. Combinations are not applied automatically.

**Use this fee for comparison**

#### **Other financial terms**

**Card fee**

Payable amount: Free / month

For 12 months

**All of these conditions**

- Free fee for the BNL X Classic credit card for the first 12 months from the issue date.

### **Features**

- **Free without conditions**: No
- **Free with conditions**: Yes
- **Free for an initial period**: —
- **Joint account**: Yes
- **Branch banking**: Yes
- **Cash deposits**: Yes
- **Italian IBAN**: Yes
- **F24 tax payments**: Yes
- **Debit card available**: Yes
- **Apple Pay**: Yes
- **Google Pay**: Yes

- **App available in English**: —
- **Account opening in English**: —
- **Customer support in English**: —

### **Bank apps**

Provider apps: check that your product is supported. Store availability does not establish English support.

- **BNL**

#### **Documents and sources**

- [Source 1 · bnl.it](https://bnl.it/bin/plabintegration/pdfdownloadservlet.239741.A36767.A36767.015.pdf)
- [Source 2 · bnl.it](https://bnl.it/bin/plabintegration/pdfdownloadservlet.239741.A36767.FIDA36767B.015.pdf)
- [Source 3 · bnl.it](https://bnl.it/it/per-te/conti/conto-bnl-powered)

## Similar offers

- **BNL BNP Paribas** · [Conto Corrente BNL X Semplifica ogni giorno - Modulo SMART](https://123offerte.it/en/banking/current-accounts/bnl/x-smart-id-257cf6157de7405a)

  **€6.70** / month
- **BNL BNP Paribas** · [Conto Corrente BNL X Semplifica ogni giorno - Modulo Full](https://123offerte.it/en/banking/current-accounts/bnl/x-full-id-34cb33ca4fe06104)

  **€17.70** / month

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```

Source: 123offerte.it — https://123offerte.it/en/banking/current-accounts/bnl/x-powered-id-ef2dad8dc8f60d6f (accessed 2026-11-01)

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