--- title: "Conto BancoPosta - Opzione Start Giovani – BancoPosta | 123offerte" description: "Conto BancoPosta - Opzione Start Giovani from BancoPosta: prices, conditions and documents. Explore the details and compare alternatives in Current accounts on 123offerte." canonical_url: "https://123offerte.it/en/banking/current-accounts/bancoposta/start-giovani-id-05dbf931913dc268" locale: en meta: "og:description": "Conto BancoPosta - Opzione Start Giovani from BancoPosta: prices, conditions and documents. Explore the details and compare alternatives in Current accounts on 123offerte." "og:image": "https://123offerte.it/share/en/banking.png" "og:image:alt": "123offerte: illustration of 123offerte" "og:image:height": "630" "og:image:type": image/png "og:image:width": "1200" "og:title": "Conto BancoPosta - Opzione Start Giovani – BancoPosta" "twitter:description": "Conto BancoPosta - Opzione Start Giovani from BancoPosta: prices, conditions and documents. Explore the details and compare alternatives in Current accounts on 123offerte." "twitter:image": "https://123offerte.it/share/en/banking.png" "twitter:image:alt": "123offerte: illustration of 123offerte" "twitter:title": "Conto BancoPosta - Opzione Start Giovani – BancoPosta" --- > Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt) [BancoPosta](https://123offerte.it/en/banking/providers/bancoposta) # Conto BancoPosta - Opzione Start Giovani €2.00 / month Standard fee: €2.00 / month **Free / month** For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. The greater of the sum of salaries/pensions and the maximum single SEPA transfer, instant, extra-SEPA, or postagiro is considered; the postagiro must come from a different account holder. Qualifying amount 600,00–€1,500.00. **Free / month** For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. The greater of the sum of salaries/pensions and the maximum single SEPA transfer, instant, extra-SEPA, or postagiro is considered; the postagiro must come from a different account holder. Qualifying amount 1.500,01–€2,500.00. **Free / month** For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. The greater of the sum of salaries/pensions and the maximum single SEPA transfer, instant, extra-SEPA, or postagiro is considered; the postagiro must come from a different account holder. Qualifying amount at least €2,500.01. Other fee options (6) ### **Who can apply** **All of these conditions** - Dedicated to adult customers under 30 years of age (available to request up to the age of 29 years and 11 months). - Reserved for individuals for single-owner current accounts. #### **All ISC / ICC profiles** Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account. - **Youth (164) · Branch**: €53.25 · Stamp duty excluded · Guideline values established by the Bank of Italy for accounts without overdraft facilities, before reductions. - **Youth (164) · Online**: €46.25 · Stamp duty excluded · Guideline values established by the Bank of Italy for accounts without overdraft facilities, before reductions. - **Low-activity households (201) · Branch**: Not applicable · Stamp duty excluded - **Low-activity households (201) · Online**: Not applicable · Stamp duty excluded - **Medium-activity households (228) · Branch**: Not applicable · Stamp duty excluded - **Medium-activity households (228) · Online**: Not applicable · Stamp duty excluded - **High-activity households (253) · Branch**: Not applicable · Stamp duty excluded - **High-activity households (253) · Online**: Not applicable · Stamp duty excluded - **Pensioners with low activity (124) · Branch**: Not applicable · Stamp duty excluded - **Pensioners with low activity (124) · Online**: Not applicable · Stamp duty excluded - **Pensioners with medium activity (189) · Branch**: Not applicable · Stamp duty excluded - **Pensioners with medium activity (189) · Online**: Not applicable · Stamp duty excluded - **Youth (164) in the presence of fee reduction · Branch**: €29.25 · Stamp duty excluded · In the presence of a monthly fee reduction. - **Youth (164) in the presence of fee reduction · Online**: €22.25 · Stamp duty excluded · In the presence of a monthly fee reduction. ### **Tax and other charges** - **Stamp duty**: €34.20 / year · Separate from the fee; applicability is conditional. - **Tax paid by the bank**: No - **Account opening fee**: Free - **Online SEPA transfers**: Free - **Other-bank ATM withdrawals**: €1.75 - **Own-bank withdrawals**: Free · Unlimited free transactions - **Foreign-currency withdrawals**: €2.58 + 1.3% #### **Account-linked cards** - **Debit card**: Free / year · Card issue fee: Free - **Credit card**: €44.00 / year - **Prepaid card**: — ### **Fees and discounts** Choose one fee per product, only if all its conditions apply to you. Your choice updates the list, sorting, fee filters and comparison. Discounts are not added together. **Free / month **Conditional For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. The greater of the sum of salaries/pensions and the maximum single SEPA transfer, instant, extra-SEPA, or postagiro is considered; the postagiro must come from a different account holder. Qualifying amount 600,00–€1,500.00. **All of these conditions** - Qualifying amount 600,00–€1,500.00. Reductions A (credits), B (assets) and C (Postepay Evolution) can be combined up to total elimination; only one tier for each group. **Use this fee for comparison** **Free / month **Conditional For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. The greater of the sum of salaries/pensions and the maximum single SEPA transfer, instant, extra-SEPA, or postagiro is considered; the postagiro must come from a different account holder. Qualifying amount 1.500,01–€2,500.00. **All of these conditions** - Qualifying amount 1.500,01–€2,500.00. Reductions A (credits), B (assets) and C (Postepay Evolution) can be combined up to total elimination; only one tier for each group. **Use this fee for comparison** **Free / month **Conditional For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. The greater of the sum of salaries/pensions and the maximum single SEPA transfer, instant, extra-SEPA, or postagiro is considered; the postagiro must come from a different account holder. Qualifying amount at least €2,500.01. **All of these conditions** - Qualifying amount at least €2,500.01. Reductions A (credits), B (assets) and C (Postepay Evolution) can be combined up to total elimination; only one tier for each group. **Use this fee for comparison** **Free / month **Conditional For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. Effective MiFID contract and valid questionnaire on the assessment date. Assets of the products listed in the FI with the same account title, recorded on the last day of the month (or previous business day when necessary). Assets 10.000,01–€25,000.00. **All of these conditions** - Assets 10.000,01–€25,000.00. Reductions A (credits), B (assets) and C (Postepay Evolution) can be combined up to total elimination; only one tier for each group. **Use this fee for comparison** **Free / month **Conditional For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. Effective MiFID contract and valid questionnaire on the assessment date. Assets of the products listed in the FI with the same account title, recorded on the last day of the month (or previous business day when necessary). Assets 25.000,01–€50,000.00. **All of these conditions** - Assets 25.000,01–€50,000.00. Reductions A (credits), B (assets) and C (Postepay Evolution) can be combined up to total elimination; only one tier for each group. **Use this fee for comparison** **Free / month **Conditional For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. Effective MiFID contract and valid questionnaire on the assessment date. Assets of the products listed in the FI with the same account title, recorded on the last day of the month (or previous business day when necessary). Assets 50.000,01–€100,000.00. **All of these conditions** - Assets 50.000,01–€100,000.00. Reductions A (credits), B (assets) and C (Postepay Evolution) can be combined up to total elimination; only one tier for each group. **Use this fee for comparison** **Free / month **Conditional For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. Effective MiFID contract and valid questionnaire on the assessment date. Assets of the products listed in the FI with the same account title, recorded on the last day of the month (or previous business day when necessary). Assets at least €100,000.01. **All of these conditions** - Assets at least €100,000.01. Reductions A (credits), B (assets) and C (Postepay Evolution) can be combined up to total elimination; only one tier for each group. **Use this fee for comparison** **€1.00 / month **Conditional For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. Holder of a Postepay Evolution prepaid card. **All of these conditions** - Holder of a Postepay Evolution prepaid card. Reductions A (credits), B (assets) and C (Postepay Evolution) can be combined up to total elimination; only one tier for each group. **Use this fee for comparison** **Free / month **Conditional For 12 months **All of these conditions** - Online account promo: online opening by 21/12/2026 with the code PROMOCONTO for the first 12 months. **Use this fee for comparison** ### **Features** - **Free without conditions**: No - **Free with conditions**: Yes - **Free for an initial period**: Yes - **Joint account**: No - **Branch banking**: Yes - **Cash deposits**: Yes - **Italian IBAN**: Yes - **F24 tax payments**: Yes - **Debit card available**: Yes - **Apple Pay**: — - **Google Pay**: — - **App available in English**: — - **Account opening in English**: — - **Customer support in English**: — ### **Bank apps** Provider apps: check that your product is supported. Store availability does not establish English support. - **Poste Italiane** #### **Documents and sources** - [Source 1 · www.poste.it](https://www.poste.it/conti-correnti-bancoposta/conto-corrente-bancoposta/) - [Source 2 · www.poste.it](https://www.media.poste.it/bancoposta/pdf/trasparenza/FID_CBP_CONSNEW_START_GIOVANI.pdf) - [Source 3 · www.poste.it](https://www.media.poste.it/bancoposta/pdf/trasparenza/FI_CBP_CONSNEW_START_GIO.pdf) ## Similar offers - **BancoPosta** · [Conto - Opzione Medium](https://123offerte.it/en/banking/current-accounts/bancoposta/medium-id-f7c0c2a09a213f2b) **€8.00** / month - **BancoPosta** · [Conto - Opzione Start](https://123offerte.it/en/banking/current-accounts/bancoposta/start-id-6738865a6482aac8) **€7.00** / month - **BancoPosta** · [Conto - Opzione Plus](https://123offerte.it/en/banking/current-accounts/bancoposta/plus-id-f355331d8b97f044) **€10.00** / month ```json {"@context":"https://schema.org","@graph":[{"@type":"Organization","@id":"https://123offerte.it/#organization","name":"123offerte","url":"https://123offerte.it/","logo":"https://123offerte.it/icon-512.png"},{"@type":"WebSite","@id":"https://123offerte.it/#website","name":"123offerte","url":"https://123offerte.it/","inLanguage":["it-IT","en"],"publisher":{"@id":"https://123offerte.it/#organization"}}]} ``` ```json {"@context":"https://schema.org","@type":"BankAccount","name":"Conto BancoPosta - Opzione Start Giovani","brand":{"@type":"Brand","name":"BancoPosta"},"url":"https://123offerte.it/en/banking/current-accounts/bancoposta/start-giovani-id-05dbf931913dc268","offers":{"@type":"Offer","priceCurrency":"EUR","price":2,"priceSpecification":{"@type":"UnitPriceSpecification","price":2,"priceCurrency":"EUR","unitText":"MON"}}} ``` ```json {"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://123offerte.it/en"},{"@type":"ListItem","position":2,"name":"Current accounts","item":"https://123offerte.it/en/banking/current-accounts"},{"@type":"ListItem","position":3,"name":"BancoPosta","item":"https://123offerte.it/en/banking/providers/bancoposta"},{"@type":"ListItem","position":4,"name":"Conto BancoPosta - Opzione Start Giovani – BancoPosta","item":"https://123offerte.it/en/banking/current-accounts/bancoposta/start-giovani-id-05dbf931913dc268"}]} ``` Source: 123offerte.it — https://123offerte.it/en/banking/current-accounts/bancoposta/start-giovani-id-05dbf931913dc268 (accessed 2026-11-01) ## Sitemap See the full [sitemap](https://123offerte.it/sitemap.md) for all pages.