--- title: "Conto BancoPosta - Opzione Plus – BancoPosta | 123offerte" description: "Conto BancoPosta - Opzione Plus from BancoPosta: prices, conditions and documents. Explore the details and compare alternatives in Current accounts on 123offerte." canonical_url: "https://123offerte.it/en/banking/current-accounts/bancoposta/plus-id-f355331d8b97f044" locale: en meta: "og:description": "Conto BancoPosta - Opzione Plus from BancoPosta: prices, conditions and documents. Explore the details and compare alternatives in Current accounts on 123offerte." "og:image": "https://123offerte.it/share/en/banking.png" "og:image:alt": "123offerte: illustration of 123offerte" "og:image:height": "630" "og:image:type": image/png "og:image:width": "1200" "og:title": "Conto BancoPosta - Opzione Plus – BancoPosta" "twitter:description": "Conto BancoPosta - Opzione Plus from BancoPosta: prices, conditions and documents. Explore the details and compare alternatives in Current accounts on 123offerte." "twitter:image": "https://123offerte.it/share/en/banking.png" "twitter:image:alt": "123offerte: illustration of 123offerte" "twitter:title": "Conto BancoPosta - Opzione Plus – BancoPosta" --- > Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt) [BancoPosta](https://123offerte.it/en/banking/providers/bancoposta) # Conto BancoPosta - Opzione Plus €10.00 / month Standard fee: €10.00 / month **€8.00 / month** For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. The greater of the sum of salaries/pensions and the maximum single SEPA transfer, instant, extra-SEPA, or postagiro is considered; the postagiro must come from a different account holder. Qualifying amount 600,00–€1,500.00. **€7.00 / month** For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. The greater of the sum of salaries/pensions and the maximum single SEPA transfer, instant, extra-SEPA, or postagiro is considered; the postagiro must come from a different account holder. Qualifying amount 1.500,01–€2,500.00. **€6.00 / month** For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. The greater of the sum of salaries/pensions and the maximum single SEPA transfer, instant, extra-SEPA, or postagiro is considered; the postagiro must come from a different account holder. Qualifying amount at least €2,500.01. Other fee options (5) ### **Who can apply** Account dedicated to natural persons, which can only be opened at a Post Office. **All of these conditions** - Reserved for individuals. Opening can be done exclusively at a Post Office. #### **All ISC / ICC profiles** Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account. - **Youth (164) · Branch**: €152.25 · Stamp duty excluded - **Youth (164) · Online**: €142.25 · Stamp duty excluded - **Low-activity households (201) · Branch**: €148.55 · Stamp duty excluded - **Low-activity households (201) · Online**: €133.55 · Stamp duty excluded - **Medium-activity households (228) · Branch**: €170.15 · Stamp duty excluded - **Medium-activity households (228) · Online**: €150.15 · Stamp duty excluded - **High-activity households (253) · Branch**: €171.65 · Stamp duty excluded - **High-activity households (253) · Online**: €146.65 · Stamp duty excluded - **Pensioners with low activity (124) · Branch**: €140.25 · Stamp duty excluded - **Pensioners with low activity (124) · Online**: €125.25 · Stamp duty excluded - **Pensioners with medium activity (189) · Branch**: €163.15 · Stamp duty excluded - **Pensioners with medium activity (189) · Online**: €143.15 · Stamp duty excluded - **Youth (164) · Branch**: €128.25 · Stamp duty excluded · In the presence of a reduction in the fee of the Conto BancoPosta - Opzione Plus - **Youth (164) · Online**: €118.25 · Stamp duty excluded · In the presence of a reduction in the fee of the Conto BancoPosta - Opzione Plus - **Low-activity households (201) · Branch**: €100.55 · Stamp duty excluded · In the presence of a reduction in the fee of the Conto BancoPosta - Opzione Plus - **Low-activity households (201) · Online**: €85.55 · Stamp duty excluded · In the presence of a reduction in the fee of the Conto BancoPosta - Opzione Plus - **Medium-activity households (228) · Branch**: €86.15 · Stamp duty excluded · In the presence of a reduction in the fee of the Conto BancoPosta - Opzione Plus - **Medium-activity households (228) · Online**: €66.15 · Stamp duty excluded · In the presence of a reduction in the fee of the Conto BancoPosta - Opzione Plus - **High-activity households (253) · Branch**: €75.65 · Stamp duty excluded · In the presence of a reduction in the fee of the Conto BancoPosta - Opzione Plus - **High-activity households (253) · Online**: €50.65 · Stamp duty excluded · In the presence of a reduction in the fee of the Conto BancoPosta - Opzione Plus - **Pensioners with low activity (124) · Branch**: €56.25 · Stamp duty excluded · In the presence of a reduction in the fee of the Conto BancoPosta - Opzione Plus - **Pensioners with low activity (124) · Online**: €41.25 · Stamp duty excluded · In the presence of a reduction in the fee of the Conto BancoPosta - Opzione Plus - **Pensioners with medium activity (189) · Branch**: €67.15 · Stamp duty excluded · In the presence of a reduction in the fee of the Conto BancoPosta - Opzione Plus - **Pensioners with medium activity (189) · Online**: €47.15 · Stamp duty excluded · In the presence of a reduction in the fee of the Conto BancoPosta - Opzione Plus ### **Tax and other charges** - **Stamp duty**: €34.20 / year · Separate from the fee; applicability is conditional. - **Tax paid by the bank**: No - **Account opening fee**: Free - **Online SEPA transfers**: Free - **Other-bank ATM withdrawals**: €1.75 - **Own-bank withdrawals**: Free · Unlimited free transactions - **Foreign-currency withdrawals**: €2.58 + 1.3% #### **Account-linked cards** - **Debit card**: Free / year - **Credit card**: Free / year ### **Fees and discounts** Choose one fee per product, only if all its conditions apply to you. Your choice updates the list, sorting, fee filters and comparison. Discounts are not added together. **€8.00 / month **Conditional For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. The greater of the sum of salaries/pensions and the maximum single SEPA transfer, instant, extra-SEPA, or postagiro is considered; the postagiro must come from a different account holder. Qualifying amount 600,00–€1,500.00. **All of these conditions** - Qualifying amount 600,00–€1,500.00. Reductions A (credits), B (assets) and C (VAT number and Business Link account) can be combined up to total elimination; only one tier for each group. **Use this fee for comparison** **€7.00 / month **Conditional For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. The greater of the sum of salaries/pensions and the maximum single SEPA transfer, instant, extra-SEPA, or postagiro is considered; the postagiro must come from a different account holder. Qualifying amount 1.500,01–€2,500.00. **All of these conditions** - Qualifying amount 1.500,01–€2,500.00. Reductions A (credits), B (assets) and C (VAT number and Business Link account) can be combined up to total elimination; only one tier for each group. **Use this fee for comparison** **€6.00 / month **Conditional For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. The greater of the sum of salaries/pensions and the maximum single SEPA transfer, instant, extra-SEPA, or postagiro is considered; the postagiro must come from a different account holder. Qualifying amount at least €2,500.01. **All of these conditions** - Qualifying amount at least €2,500.01. Reductions A (credits), B (assets) and C (VAT number and Business Link account) can be combined up to total elimination; only one tier for each group. **Use this fee for comparison** **€8.00 / month **Conditional For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. Effective MiFID contract and valid questionnaire on the assessment date. Assets of the products listed in the FI with the same account title, recorded on the last day of the month (or previous business day when necessary). Assets 10.000,01–€25,000.00. **All of these conditions** - Assets 10.000,01–€25,000.00. Reductions A (credits), B (assets) and C (VAT number and Business Link account) can be combined up to total elimination; only one tier for each group. **Use this fee for comparison** **€7.00 / month **Conditional For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. Effective MiFID contract and valid questionnaire on the assessment date. Assets of the products listed in the FI with the same account title, recorded on the last day of the month (or previous business day when necessary). Assets 25.000,01–€50,000.00. **All of these conditions** - Assets 25.000,01–€50,000.00. Reductions A (credits), B (assets) and C (VAT number and Business Link account) can be combined up to total elimination; only one tier for each group. **Use this fee for comparison** **€6.00 / month **Conditional For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. Effective MiFID contract and valid questionnaire on the assessment date. Assets of the products listed in the FI with the same account title, recorded on the last day of the month (or previous business day when necessary). Assets 50.000,01–€100,000.00. **All of these conditions** - Assets 50.000,01–€100,000.00. Reductions A (credits), B (assets) and C (VAT number and Business Link account) can be combined up to total elimination; only one tier for each group. **Use this fee for comparison** **€4.00 / month **Conditional For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. Effective MiFID contract and valid questionnaire on the assessment date. Assets of the products listed in the FI with the same account title, recorded on the last day of the month (or previous business day when necessary). Assets at least €100,000.01. **All of these conditions** - Assets at least €100,000.01. Reductions A (credits), B (assets) and C (VAT number and Business Link account) can be combined up to total elimination; only one tier for each group. **Use this fee for comparison** **€7.00 / month **Conditional For openings starting from 01/06/2025. Monthly check in the first days of the following month; cashback recredit by the end of the debit month, with the same value date. VAT number holder and BancoPosta Business Link account holder. **All of these conditions** - VAT number holder and BancoPosta Business Link account holder Reductions A (credits), B (assets) and C (VAT number and Business Link account) can be combined up to total elimination; only one tier for each group. **Use this fee for comparison** ### **Features** - **Free without conditions**: No - **Free with conditions**: — - **Free for an initial period**: — - **Joint account**: Yes - **Branch banking**: Yes - **Cash deposits**: Yes - **Italian IBAN**: Yes - **F24 tax payments**: — - **Debit card available**: Yes - **Apple Pay**: — - **Google Pay**: — - **App available in English**: — - **Account opening in English**: — - **Customer support in English**: — ### **Bank apps** Provider apps: check that your product is supported. Store availability does not establish English support. - **Poste Italiane** #### **Documents and sources** - [Source 1 · www.poste.it](https://www.poste.it/conti-correnti-bancoposta/conto-corrente-bancoposta/) - [Source 2 · www.poste.it](https://www.media.poste.it/bancoposta/pdf/trasparenza/FID_CBP_CONSNEW_PLUS.pdf) - [Source 3 · www.poste.it](https://www.media.poste.it/bancoposta/pdf/trasparenza/FI_CBP_CONSNEW_PLUS.pdf) ## Similar offers - **BancoPosta** · [Conto - Opzione Start](https://123offerte.it/en/banking/current-accounts/bancoposta/start-id-6738865a6482aac8) **€7.00** / month - **BancoPosta** · [Conto - Opzione Medium](https://123offerte.it/en/banking/current-accounts/bancoposta/medium-id-f7c0c2a09a213f2b) **€8.00** / month - **BancoPosta** · [Conto - Opzione Start Giovani](https://123offerte.it/en/banking/current-accounts/bancoposta/start-giovani-id-05dbf931913dc268) **€2.00** / month ```json {"@context":"https://schema.org","@graph":[{"@type":"Organization","@id":"https://123offerte.it/#organization","name":"123offerte","url":"https://123offerte.it/","logo":"https://123offerte.it/icon-512.png"},{"@type":"WebSite","@id":"https://123offerte.it/#website","name":"123offerte","url":"https://123offerte.it/","inLanguage":["it-IT","en"],"publisher":{"@id":"https://123offerte.it/#organization"}}]} ``` ```json {"@context":"https://schema.org","@type":"BankAccount","name":"Conto BancoPosta - Opzione Plus","brand":{"@type":"Brand","name":"BancoPosta"},"url":"https://123offerte.it/en/banking/current-accounts/bancoposta/plus-id-f355331d8b97f044","offers":{"@type":"Offer","priceCurrency":"EUR","price":10,"priceSpecification":{"@type":"UnitPriceSpecification","price":10,"priceCurrency":"EUR","unitText":"MON"}}} ``` ```json {"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://123offerte.it/en"},{"@type":"ListItem","position":2,"name":"Current accounts","item":"https://123offerte.it/en/banking/current-accounts"},{"@type":"ListItem","position":3,"name":"BancoPosta","item":"https://123offerte.it/en/banking/providers/bancoposta"},{"@type":"ListItem","position":4,"name":"Conto BancoPosta - Opzione Plus – BancoPosta","item":"https://123offerte.it/en/banking/current-accounts/bancoposta/plus-id-f355331d8b97f044"}]} ``` Source: 123offerte.it — https://123offerte.it/en/banking/current-accounts/bancoposta/plus-id-f355331d8b97f044 (accessed 2026-11-01) ## Sitemap See the full [sitemap](https://123offerte.it/sitemap.md) for all pages.