---
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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Banco di Sardegna](https://123offerte.it/en/banking/providers/banco-sardegna)

# BDS On Demand

€7.30 / month

Standard fee: €7.30 / month

**€2.00 / month** · For 3 months

Pro Plan for new customers who open online: €2/month for the first three months, then €7.30/month barring reduction requirements. New customer means not already a holder or co-holder of an account.

**€2.00 / month**

Pro Plan at €2/month for account holders under 35; in case of joint account, all holders must be under 35. Age recorded at the end of the month, discount applied to the current month until the 35th birthday.

**€2.00 / month**

Pro Plan at €2/month with salary/pension credit or at least one incoming transfer equal to or greater than €1,000/month, excluding internal transfers. Reduction applied to the month following the assessment.

### **Who can apply**

**All of these conditions**

- Aged between 18 and 75
- Residence and tax residence in Italy.
- Reserved for new customers (who are not account holders or co-holders).

#### **All ISC / ICC profiles**

Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.

- **YOUTH (164 annual operations) · Branch**: €85.25 · Stamp duty excluded · Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices.
- **YOUTH (164 annual operations) · Online**: €48.75 · Stamp duty excluded · Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices.
- **HOUSEHOLDS WITH LOW ACTIVITY (201 annual transactions) · Branch**: €103.85 · Stamp duty excluded · Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices.
- **HOUSEHOLDS WITH LOW ACTIVITY (201 annual transactions) · Online**: €51.60 · Stamp duty excluded · Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices.
- **HOUSEHOLDS WITH MEDIUM ACTIVITY (228 annual transactions) · Branch**: €190.18 · Stamp duty excluded · Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices.
- **HOUSEHOLDS WITH MEDIUM ACTIVITY (228 annual transactions) · Online**: €142.18 · Stamp duty excluded · Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices.
- **HOUSEHOLDS WITH HIGH ACTIVITY (253 annual transactions) · Branch**: €200.53 · Stamp duty excluded · Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices.
- **HOUSEHOLDS WITH HIGH ACTIVITY (253 annual transactions) · Online**: €141.78 · Stamp duty excluded · Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices.
- **PENSIONERS WITH LOW ACTIVITY (124 annual transactions) · Branch**: €93.20 · Stamp duty excluded · Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices.
- **PENSIONERS WITH LOW ACTIVITY (124 annual transactions) · Online**: €45.95 · Stamp duty excluded · Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices.
- **PENSIONERS WITH MEDIUM ACTIVITY (189 annual transactions) · Branch**: €132.38 · Stamp duty excluded · Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices.
- **PENSIONERS WITH MEDIUM ACTIVITY (189 annual transactions) · Online**: €69.38 · Stamp duty excluded · Table of generic fee FID BDS OnDemand (base fee €5.30/month plus stamp duty and paid online bank transfers). It is not confirmed that this ICC represents the Pro package, which includes distinct services and prices.

### **Tax and other charges**

- **Stamp duty**: €34.20 / year · Separate from the fee; applicability is conditional.
- **Tax paid by the bank**: No
- **Account opening fee**: Free
- **Online SEPA transfers**: Free
- **Other-bank ATM withdrawals**: €2.70
- **Own-bank withdrawals**: Free · Unlimited free transactions
- **Foreign-currency withdrawals**: —

#### **Account-linked cards**

- **Debit card**: Free / month · Card issue fee: Free
- **Credit card**: €3.00 / month

### **Fees and discounts**

Choose one fee per product, only if all its conditions apply to you. Your choice updates the list, sorting, fee filters and comparison. Discounts are not added together.

**€2.00 / month **Conditional

For 3 months

Pro Plan for new customers who open online: €2/month for the first three months, then €7.30/month barring reduction requirements. New customer means not already a holder or co-holder of an account.

**All of these conditions**

- New customers without an account held or co-held at the bank.

Alternative prices for the same plan; reductions cannot be combined.

**Use this fee for comparison**

**€2.00 / month **Conditional

Pro Plan at €2/month for account holders under 35; in case of joint account, all holders must be under 35. Age recorded at the end of the month, discount applied to the current month until the 35th birthday.

**All of these conditions**

- All under 35 account holders, verified monthly at the end of the month.

Alternative prices for the same plan; reductions cannot be combined.

**Use this fee for comparison**

**€2.00 / month **Conditional

Pro Plan at €2/month with salary/pension credit or at least one incoming transfer equal to or greater than €1,000/month, excluding internal transfers. Reduction applied to the month following the assessment.

**Any of these conditions**

- Salary or pension credit
- At least one incoming bank transfer of an amount equal to or greater than €1,000/month, excluding account transfers.

Alternative prices for the same plan; reductions cannot be combined.

**Use this fee for comparison**

### **Features**

- **Free without conditions**: No
- **Free with conditions**: —
- **Free for an initial period**: —
- **Joint account**: Yes
- **Branch banking**: Yes
- **Cash deposits**: Yes
- **Italian IBAN**: Yes
- **F24 tax payments**: Yes
- **Debit card available**: Yes
- **Apple Pay**: Yes
- **Google Pay**: Yes

- **App available in English**: —
- **Account opening in English**: —
- **Customer support in English**: —

### **Bank apps**

Provider apps: check that your product is supported. Store availability does not establish English support.

- **BPER**

#### **Documents and sources**

- [Source 1 · www.bancosardegna.it](https://www.bancosardegna.it/nuovatrasparenza/PartePrima/97235441.pdf)
- [Source 2 · www.bancosardegna.it](https://www.bancosardegna.it/nuovatrasparenza/PartePrima/99235441.pdf)
- [Source 3 · www.bancosardegna.it](https://www.bancosardegna.it/privati/conti-libretti/conto-on-demand-digital)

## Similar offers

- **Banco di Sardegna** · [BDS On Demand - Piano Ultra](https://123offerte.it/en/banking/current-accounts/banco-sardegna/bds-on-demand-ultra-id-71d3ca6fdf24aad1)

  **€10.30** / month
- **Banco di Sardegna** · [BDS On Demand - Piano Light](https://123offerte.it/en/banking/current-accounts/banco-sardegna/bds-on-demand-light-id-a7a7e231bb73575b)

  **€5.30** / month

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```

Source: 123offerte.it — https://123offerte.it/en/banking/current-accounts/banco-sardegna/bds-on-demand-pro-id-a7e1d664f4ae0354 (accessed 2026-11-01)

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See the full [sitemap](https://123offerte.it/sitemap.md) for all pages.