---
title: "Conto Corrente 4You – Banco BPM | 123offerte"
description: "Conto Corrente 4You from Banco BPM: €4.00/month fee. Compare costs, terms and alternatives on 123offerte."
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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Banco BPM](https://123offerte.it/en/banking/providers/banco-bpm)

# Conto Corrente 4You

€4.00 / month

Standard fee: €4.00 / month

**Free / year**

**€2.00 / month**

**Free / month**

New current-account customers: you must not hold an account with the bank, including as a joint holder, either when applying or at any point in the current calendar year. Conto 4You requires employment with a participating organization. Apply by 31 January 2027; the account fee is waived through 31 December 2028, then €2/month. It remains waived with salary/pension credits above €500/month OR while under 35. Online transfers are free through 31 December 2028, then €0.50.

### **Fees and discounts**

Select a fee only if all its conditions apply; discounts do not stack.

**Free / year **Conditional

**All of these conditions**

- Until the account holder turns 35, only stamp duty is payable.

**Use this fee for comparison**

**€2.00 / month **Conditional

**All of these conditions**

- At least monthly salary or pension credit of more than €500.00 per payment.

**Use this fee for comparison**

**Free / month **Introductory

Account fee shown applies through Dec 31, 2028

After the promotion: €2.00 / month

Afterwards, the fee is waived with: Salary/pension credits above €500/month OR age under 35

Sign up by Jan 31, 2027

Online transfers: Free through Dec 31, 2028, then €0.50

New current-account customers: you must not hold an account with the bank, including as a joint holder, either when applying or at any point in the current calendar year. Conto 4You requires employment with a participating organization. Apply by 31 January 2027; the account fee is waived through 31 December 2028, then €2/month. It remains waived with salary/pension credits above €500/month OR while under 35. Online transfers are free through 31 December 2028, then €0.50.

**Use this fee for comparison**

### **Who can apply**

Reserved for private customers who are employed by partner companies, institutions, or associations.

#### **Full conditions**

**All of these conditions**

- Intended for private customers bound by an employment relationship with companies/institutions/associations partnered with Banco BPM.

#### **All ISC / ICC profiles**

Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.

| **Profile** | **Online** | **Branch** |
| --- | --- | --- |
| YOUTH (164) | €19.99 | €40.59 |
| HOUSEHOLDS WITH LOW ACTIVITY (201) | €59.59 | €86.19 |
| HOUSEHOLDS WITH MEDIUM ACTIVITY (228) | €67.23 | €95.83 |
| HOUSEHOLDS WITH HIGH ACTIVITY (253) | €66.97 | €100.57 |
| PENSIONERS WITH LOW ACTIVITY (124) | €33.35 | €58.95 |
| PENSIONERS WITH MEDIUM ACTIVITY (189) | €63.35 | €94.95 |

Stamp duty excluded

### **Tax and other charges**

- **Stamp duty**: €34.20 / year · Separate from the fee; applicability is conditional.
- **Tax paid by the bank**: No
- **Account opening fee**: Free
- **Online SEPA transfers**: €0.50
- **Other-bank ATM withdrawals**: €2.10
- **Own-bank withdrawals**: Free · Unlimited free transactions
- **Foreign-currency withdrawals**: —

#### **Account-linked cards**

- **Debit card**: €5.00 / year · Card issue fee: €5.00
- **Credit card**: €15.00 / year · Card issue fee: €15.00
- **Prepaid card**: — · Card issue fee: Free

### **Features**

- **Free without conditions**: No
- **Free with conditions**: Yes
- **Free for an initial period**: Yes
- **Joint account**: Yes
- **Branch banking**: Yes
- **Cash deposits**: Yes
- **Italian IBAN**: Yes
- **F24 tax payments**: Yes
- **Debit card available**: Yes
- **Apple Pay**: —
- **Google Pay**: —

- **App available in English**: —
- **Account opening in English**: —
- **Customer support in English**: —

### **Bank apps**

Provider apps: check that your product is supported. Store availability does not establish English support.

[**See the bank’s apps**](https://123offerte.it/en/banking/providers/banco_bpm)

#### **Documents and sources**

- [Source 1 · www.bancobpm.it](https://www.bancobpm.it/DWN/trasparenza/Documenti/64850.pdf)
- [Source 2 · www.bancobpm.it](https://www.bancobpm.it/DWN/trasparenza/Documenti/64854.pdf)

## Similar offers

- **FinecoBank** · [Conto Corrente Fineco Classic](https://123offerte.it/en/banking/current-accounts/fineco/classic)

  **€3.95** / month
- **isybank** · [Piano isySmart](https://123offerte.it/en/banking/current-accounts/isybank/isy-smart)

  **€3.90** / month
- **Banca Mediolanum** · [Conto Corrente SelfyConto](https://123offerte.it/en/banking/current-accounts/banca-mediolanum/mediolanum-selfyconto)

  **€3.75** / month
- **Banco BPM** · [Conto Corrente You](https://123offerte.it/en/banking/current-accounts/banco-bpm/conto-corrente-you)

  **€4.50** / month
- **ING Italia** · [Conto Corrente Arancio Più](https://123offerte.it/en/banking/current-accounts/ing/arancio-plus)

  **€5.00** / month
- **Banco BPM** · [Conto Corrente Webank](https://123offerte.it/en/banking/current-accounts/banco-bpm/conto-corrente-webank)

  **€2.00** / month

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```json
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```json
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```

Source: 123offerte.it — https://123offerte.it/en/banking/current-accounts/banco-bpm/conto-4you (accessed 2026-11-02)

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