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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Banca Etica](https://123offerte.it/en/banking/providers/banca-etica)

# Conto In Rete Under 35

€1.00 / month

Quoted fee: €3.00 / 3 months

### **Who can apply**

**All of these conditions**

- Reserved for consumer customers aged between 18 and 35. Upon turning 36, the account is automatically converted into Conto In Rete Soci or Conto In Rete.
- Residents of Italy.
- Intended for opening a new current account for purposes unrelated to entrepreneurial, commercial, artisanal, or professional activities.
- Can be registered to one or at most two people, both under 35 years of age, with separate signature operations. Third-party powers of attorney are not permitted. Politically Exposed Persons (PEPs) and members of local administrations (PILs) cannot open the account online but must visit a branch.

#### **All ISC / ICC profiles**

Official ICC (formerly ISC) estimates for Banca d’Italia’s standard profiles. Your cost depends on how you use the account.

- **Youth (164 annual operations) · Branch**: €90.75 · Stamp duty excluded
- **Youth (164 annual operations) · Online**: €59.25 · Stamp duty excluded
- **Low-activity households (201 annual operations) · Branch**: Not applicable · Stamp duty excluded
- **Low-activity households (201 annual operations) · Online**: Not applicable · Stamp duty excluded
- **Medium-activity households (228 annual operations) · Branch**: Not applicable · Stamp duty excluded
- **Medium-activity households (228 annual operations) · Online**: Not applicable · Stamp duty excluded
- **High-activity households (253 annual operations) · Branch**: Not applicable · Stamp duty excluded
- **High-activity households (253 annual operations) · Online**: Not applicable · Stamp duty excluded
- **Pensioners low activity (124 annual transactions) · Branch**: Not applicable · Stamp duty excluded
- **Pensioners low activity (124 annual transactions) · Online**: Not applicable · Stamp duty excluded
- **Average activity pensioners (189 annual transactions) · Branch**: Not applicable · Stamp duty excluded
- **Average activity pensioners (189 annual transactions) · Online**: Not applicable · Stamp duty excluded

### **Tax and other charges**

- **Stamp duty**: €34.20 / year · Separate from the fee; applicability is conditional.
- **Tax paid by the bank**: No
- **Account opening fee**: Free
- **Online SEPA transfers**: €0.25
- **Other-bank ATM withdrawals**: €1.00
- **Own-bank withdrawals**: Free · Unlimited free transactions
- **Foreign-currency withdrawals**: €4.65

#### **Account-linked cards**

- **Debit card**: Free / year · Card issue fee: Free · Card replacement: €5.00
- **Credit card**: — · Card issue fee: €28.99
- **Prepaid card**: —

#### **Other financial terms**

**Stamp duty**

Payable amount: Free / year

**All of these conditions**

- Stamp duty is not due when the combined average annual balance shown on account statements and passbooks does not exceed €5,000.

### **Features**

- **Free without conditions**: No
- **Free with conditions**: —
- **Free for an initial period**: —
- **Joint account**: Yes
- **Branch banking**: Yes
- **Cash deposits**: Yes
- **Italian IBAN**: Yes
- **F24 tax payments**: Yes
- **Debit card available**: Yes
- **Apple Pay**: —
- **Google Pay**: —

- **App available in English**: —
- **Account opening in English**: —
- **Customer support in English**: —

### **Bank apps**

Provider apps: check that your product is supported. Store availability does not establish English support.

- **Banca Etica**

#### **Documents and sources**

- [Source 1 · assets.bancaetica.it](https://assets.bancaetica.it/FogliInformativi/C1515%20-%20CONTO%20IN%20RETE%20UNDER%2035_FI.pdf)
- [Source 2 · assets.bancaetica.it](https://assets.bancaetica.it/FogliInformativi/C1515%20-%20CONTO%20IN%20RETE%20UNDER%2035_FID.pdf)
- [Source 3 · www.bancaetica.it](https://www.bancaetica.it/prodotti/conto-in-rete-under-35/)

## Similar offers

- **Banca Etica** · [Conto In Rete Soci](https://123offerte.it/en/banking/current-accounts/banca-etica/etica-conto-in-rete-soci-id-9f9547bd5faf96df)

  **€3.00** / month
- **Banca Etica** · [Conto In Rete Convenzionati](https://123offerte.it/en/banking/current-accounts/banca-etica/etica-conto-in-rete-convenzionati-id-c9291a4936847e9c)

  **€3.50** / month
- **Banca Etica** · [Conto In Rete](https://123offerte.it/en/banking/current-accounts/banca-etica/etica-conto-in-rete-id-64c5d82b875c42fa)

  **€4.00** / month
- **Banca Etica** · [Conto In Rete per Medici Senza Frontiere](https://123offerte.it/en/banking/current-accounts/banca-etica/etica-conto-in-rete-msf-id-cb868054ef266825)

  **€4.50** / month

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Source: 123offerte.it — https://123offerte.it/en/banking/current-accounts/banca-etica/etica-conto-in-rete-under-35-id-8d4f0587048c0f44 (accessed 2026-11-01)

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