---
title: "UniCreditCard Flexia Classic Etica – UniCredit | 123offerte"
description: "UniCreditCard Flexia Classic Etica from UniCredit: prices, conditions and documents. Explore the details and compare alternatives in Credit cards on 123offerte."
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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[UniCredit](https://123offerte.it/en/banking/providers/unicredit)

# UniCreditCard Flexia Classic Etica

€43.00 / year

### **Who can apply**

**All of these conditions**

- Card for UniCredit current account holders.

- **Network**: Mastercard
- **Credit limit**: €1,500–€5,000

### **Repayment**

**Revolving credit: TAN 12% · TAEG 19.17%**

**Repay in full**

Repayment in a single instalment the following month.

Annual interest rate (TAN): 0%

**Installments**

Spread the cost of one, several or all purchases made on a full-payment basis.

#### **Representative examples**

Published lender examples; these are not personal quotes.

Purchase of €1,200 paid in installments over 6 months

Amount: €1,200

Number of installments: 6

Installment: €205

APR (TAEG): 12.66%

Total repayable: €1,230

**Revolving credit**

Revolving repayment with no fixed end date

Annual interest rate (TAN): 12%

#### **Representative examples**

Published lender examples; these are not personal quotes.

Monthly transaction of €1,500

Amount: €1,500

Number of installments: 12

APR (TAEG): 19.17%

Total repayable: €1,629.37

### **Cash and foreign-currency fees**

Main card

- **Cash advance**: 4% · min. €2.50

### **Fees and discounts**

Choose one fee per product, only if all its conditions apply to you. Your choice updates the list, sorting, fee filters and comparison. Discounts are not added together.

**€43.00 / year **Standard fee

Main card

**Use this fee for comparison**

Issuer: UniCredit S.p.A.

### **Features**

- **Free without conditions**: No
- **Free with conditions**: —
- **Free for an initial period**: —
- **Repay in full**: Yes
- **Installments**: Yes
- **Revolving credit**: Yes
- **Visa**: No
- **Mastercard**: Yes
- **American Express**: No
- **Virtual card**: Yes
- **Apple Pay**: Yes
- **Google Pay**: Yes

#### **Documents and sources**

- [Source 1 · www.unicredit.it](https://www.unicredit.it/content/dam/ucpublic/it/privati/doc/carte/c_credito/UCC-Flexia-Etica-SP.pdf)
- [Source 2 · www.unicredit.it](https://www.unicredit.it/it/privati/carte/tutte-le-carte/carte-di-credito.html)
- [Source 3 · www.unicredit.it](https://www.unicredit.it/it/privati/carte/tutte-le-carte/carte-di-credito/unicredit-card-flexia-etica.html)

## Similar offers

- **UniCredit** · [UniCreditCard Flexia Classic](https://123offerte.it/en/banking/credit-cards/unicredit/flexia-classic-id-c3c60faf09166ea7)

  **€43.00** / year
- **UniCredit** · [UniCreditCard Flexia Classic WWF](https://123offerte.it/en/banking/credit-cards/unicredit/flexia-classic-wwf-id-711170e59f409a16)

  **€43.00** / year
- **UniCredit** · [UniCreditCard Flexia Giovani](https://123offerte.it/en/banking/credit-cards/unicredit/flexia-giovani-id-904f6219f2d0e3d6)

  **€27.00** / year
- **UniCredit** · [UniCreditCard Flexia Gold](https://123offerte.it/en/banking/credit-cards/unicredit/flexia-gold-id-e3bdf29e870177c7)

  **€78.00** / year
- **UniCredit** · [UniCreditCard Flexia Gold Miles & More](https://123offerte.it/en/banking/credit-cards/unicredit/flexia-gold-miles-and-more-id-1c9c8bcf6d768502)

  **€100** / year

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```

```json
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```

```json
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```

Source: 123offerte.it — https://123offerte.it/en/banking/credit-cards/unicredit/flexia-classic-etica-id-dcbaca80937c6366 (accessed 2026-11-01)

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