---
title: "Carta Montepaschi Unica Multifunzione – Banca Monte dei Paschi di Siena | 123offerte"
description: "Carta Montepaschi Unica Multifunzione from Banca Monte dei Paschi di Siena: prices, conditions and documents. Explore the details and compare alternatives in Credit cards on 123offerte."
canonical_url: "https://123offerte.it/en/banking/credit-cards/monte-dei-paschi-di-siena/mps-unica-id-8637cb52158a1cfe"
locale: en
meta:
  "og:description": "Carta Montepaschi Unica Multifunzione from Banca Monte dei Paschi di Siena: prices, conditions and documents. Explore the details and compare alternatives in Credit cards on 123offerte."
  "og:image": "https://123offerte.it/share/en/banking.png"
  "og:image:alt": "123offerte: illustration of 123offerte"
  "og:image:height": "630"
  "og:image:type": image/png
  "og:image:width": "1200"
  "og:title": "Carta Montepaschi Unica Multifunzione – Banca Monte dei Paschi di Siena"
  "twitter:description": "Carta Montepaschi Unica Multifunzione from Banca Monte dei Paschi di Siena: prices, conditions and documents. Explore the details and compare alternatives in Credit cards on 123offerte."
  "twitter:image": "https://123offerte.it/share/en/banking.png"
  "twitter:image:alt": "123offerte: illustration of 123offerte"
  "twitter:title": "Carta Montepaschi Unica Multifunzione – Banca Monte dei Paschi di Siena"
---

> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Banca Monte dei Paschi di Siena](https://123offerte.it/en/banking/providers/monte-dei-paschi-di-siena)

# Carta Montepaschi Unica Multifunzione

€51.30 / year

### **Who can apply**

For adult customers who hold a current account.

**All of these conditions**

- For adult customers.
- Current account holders.

- **Network**: Bancomat / Mastercard / Visa
- **Credit limit**: —

### **Repayment**

**Repay in full**

Standard card account.

### **Cash and foreign-currency fees**

Cash advance transactions

- **Cash advance**: 4.1% · min. €0.50

Foreign currency transactions

- **Foreign-currency payments**: 2%

### **Fees and discounts**

Choose one fee per product, only if all its conditions apply to you. Your choice updates the list, sorting, fee filters and comparison. Discounts are not added together.

**€51.30 / year **Standard fee

Main card

**Use this fee for comparison**

#### **Other financial terms**

**Card fee**

Reduction: €11.30 / year

For year

Main card

Annual fee reduction of €11.30 if card spending in the previous 12 months is at least €8,000.00.

**All of these conditions**

- For each card type, if spending in the previous 12 months is at least €8,000.00.

Issuer: Banca Monte dei Paschi di Siena S.p.A.

### **Features**

- **Free without conditions**: No
- **Free with conditions**: —
- **Free for an initial period**: —
- **Repay in full**: Yes
- **Installments**: —
- **Revolving credit**: —
- **Visa**: Yes
- **Mastercard**: Yes
- **American Express**: No
- **Virtual card**: —
- **Apple Pay**: —
- **Google Pay**: —

#### **Documents and sources**

- [Source 1 · www.gruppo.mps.it](https://www.gruppo.mps.it/ap_trasparenzaweb/Documenti%5C103055192.pdf)
- [Source 2 · www.mps.it](https://www.mps.it/persone/carte-di-credito/carta-montepaschi-unica.html)
- [Source 3 · www.mps.it](https://www.mps.it/persone/carte-di-credito/montepaschi-club.html)

## Similar offers

- **Banca Monte dei Paschi di Siena** · [Carta Montepaschi Classic](https://123offerte.it/en/banking/credit-cards/monte-dei-paschi-di-siena/mps-classic-id-1ddff7b2649d8a84)

  **€40.50** / year
- **Banca Monte dei Paschi di Siena** · [Carta di Credito Verde American Express](https://123offerte.it/en/banking/credit-cards/monte-dei-paschi-di-siena/mps-amex-verde-id-16d056d63b978c50)

  **€84.00** / year
- **Banca Monte dei Paschi di Siena** · [Carta Nexi Flessibile](https://123offerte.it/en/banking/credit-cards/monte-dei-paschi-di-siena/mps-carta-flessibile-id-f2e8522205efb680)

  **€15.00** / year
- **Banca Monte dei Paschi di Siena** · [Carta Montepaschi Gold](https://123offerte.it/en/banking/credit-cards/monte-dei-paschi-di-siena/mps-gold-id-f449aa69d05d78ba)

  **€90.00** / year
- **Banca Monte dei Paschi di Siena** · [Carta Montepaschi Platinum](https://123offerte.it/en/banking/credit-cards/monte-dei-paschi-di-siena/mps-platinum-id-78f910bace7f2fb4)

  **€170** / year
- **Banca Monte dei Paschi di Siena** · [Carta di Credito Oro American Express](https://123offerte.it/en/banking/credit-cards/monte-dei-paschi-di-siena/mps-amex-oro-id-8d02d79eb13d8cb8)

  **€240** / year

```json
{"@context":"https://schema.org","@graph":[{"@type":"Organization","@id":"https://123offerte.it/#organization","name":"123offerte","url":"https://123offerte.it/","logo":"https://123offerte.it/icon-512.png"},{"@type":"WebSite","@id":"https://123offerte.it/#website","name":"123offerte","url":"https://123offerte.it/","inLanguage":["it-IT","en"],"publisher":{"@id":"https://123offerte.it/#organization"}}]}
```

```json
{"@context":"https://schema.org","@type":"CreditCard","name":"Carta Montepaschi Unica Multifunzione","brand":{"@type":"Brand","name":"Banca Monte dei Paschi di Siena"},"url":"https://123offerte.it/en/banking/credit-cards/monte-dei-paschi-di-siena/mps-unica-id-8637cb52158a1cfe","offers":{"@type":"Offer","priceCurrency":"EUR","price":51.3,"priceSpecification":{"@type":"UnitPriceSpecification","price":51.3,"priceCurrency":"EUR","unitText":"ANN"}}}
```

```json
{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://123offerte.it/en"},{"@type":"ListItem","position":2,"name":"Credit cards","item":"https://123offerte.it/en/banking/credit-cards"},{"@type":"ListItem","position":3,"name":"Banca Monte dei Paschi di Siena","item":"https://123offerte.it/en/banking/providers/monte-dei-paschi-di-siena"},{"@type":"ListItem","position":4,"name":"Carta Montepaschi Unica Multifunzione – Banca Monte dei Paschi di Siena","item":"https://123offerte.it/en/banking/credit-cards/monte-dei-paschi-di-siena/mps-unica-id-8637cb52158a1cfe"}]}
```

Source: 123offerte.it — https://123offerte.it/en/banking/credit-cards/monte-dei-paschi-di-siena/mps-unica-id-8637cb52158a1cfe (accessed 2026-11-01)

## Sitemap

See the full [sitemap](https://123offerte.it/sitemap.md) for all pages.