---
title: "Carta Montepaschi Classic – Banca Monte dei Paschi di Siena | 123offerte"
description: "Carta Montepaschi Classic from Banca Monte dei Paschi di Siena: prices, conditions and documents. Explore the details and compare alternatives in Credit cards on 123offerte."
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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[Banca Monte dei Paschi di Siena](https://123offerte.it/en/banking/providers/monte-dei-paschi-di-siena)

# Carta Montepaschi Classic

€40.50 / year

Standard fee: €40.50 / year

**€2.75 / month** · No fixed end date

Annual fee reduction based on card spending during the previous 12 months.

- **Network**: Mastercard / Visa
- **Credit limit**: —

### **Repayment**

**Repay in full**

Primary

Annual interest rate (TAN): 0%

### **Cash and foreign-currency fees**

Main card

- **Cash advance**: 4.1% · min. €0.50
- **Foreign-currency payments**: 2%

### **Fees and discounts**

Choose one fee per product, only if all its conditions apply to you. Your choice updates the list, sorting, fee filters and comparison. Discounts are not added together.

**€40.50 / year **Standard fee

Main card

From the second year onward, the annual fee for the Montepaschi Classic Primary Card depends on spending during the previous 12 months.

**Use this fee for comparison**

**€2.75 / month **Conditional

No fixed end date

Main card

Annual fee reduction based on card spending during the previous 12 months.

**All of these conditions**

- For each card type, if spending in the previous 12 months is at least €6,000.00, the annual fee is reduced by €7.50.

**Use this fee for comparison**

Issuer: Banca Monte dei Paschi di Siena S.p.A.

### **Features**

- **Free without conditions**: No
- **Free with conditions**: —
- **Free for an initial period**: —
- **Repay in full**: Yes
- **Installments**: —
- **Revolving credit**: —
- **Visa**: Yes
- **Mastercard**: Yes
- **American Express**: No
- **Virtual card**: —
- **Apple Pay**: —
- **Google Pay**: —

#### **Documents and sources**

- [Source 1 · www.gruppo.mps.it](https://www.gruppo.mps.it/ap_trasparenzaweb/Documenti%5C103055187.pdf)
- [Source 2 · www.mps.it](https://www.mps.it/persone/carte-di-credito/carta-montepaschi-classic.html)
- [Source 3 · www.mps.it](https://www.mps.it/persone/carte-di-credito/montepaschi-club.html)

## Similar offers

- **Banca Monte dei Paschi di Siena** · [Carta Montepaschi Unica Multifunzione](https://123offerte.it/en/banking/credit-cards/monte-dei-paschi-di-siena/mps-unica-id-8637cb52158a1cfe)

  **€51.30** / year
- **Banca Monte dei Paschi di Siena** · [Carta Nexi Flessibile](https://123offerte.it/en/banking/credit-cards/monte-dei-paschi-di-siena/mps-carta-flessibile-id-f2e8522205efb680)

  **€15.00** / year
- **Banca Monte dei Paschi di Siena** · [Carta di Credito Verde American Express](https://123offerte.it/en/banking/credit-cards/monte-dei-paschi-di-siena/mps-amex-verde-id-16d056d63b978c50)

  **€84.00** / year
- **Banca Monte dei Paschi di Siena** · [Carta Montepaschi Gold](https://123offerte.it/en/banking/credit-cards/monte-dei-paschi-di-siena/mps-gold-id-f449aa69d05d78ba)

  **€90.00** / year
- **Banca Monte dei Paschi di Siena** · [Carta Montepaschi Platinum](https://123offerte.it/en/banking/credit-cards/monte-dei-paschi-di-siena/mps-platinum-id-78f910bace7f2fb4)

  **€170** / year
- **Banca Monte dei Paschi di Siena** · [Carta di Credito Oro American Express](https://123offerte.it/en/banking/credit-cards/monte-dei-paschi-di-siena/mps-amex-oro-id-8d02d79eb13d8cb8)

  **€240** / year

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Source: 123offerte.it — https://123offerte.it/en/banking/credit-cards/monte-dei-paschi-di-siena/mps-classic-id-1ddff7b2649d8a84 (accessed 2026-11-01)

## Sitemap

See the full [sitemap](https://123offerte.it/sitemap.md) for all pages.