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> Index of every page on this site: [llms.txt](https://123offerte.it/llms.txt)

[FinecoBank](https://123offerte.it/en/banking/providers/fineco)

# Fineco Card Credit multifunzione

See fee details

**Free / month** · No fixed end date

Annual fee credited back for Apex or Private customers, or when an active instalment plan of at least €100 is in place.

### **Fees and discounts**

Select a fee only if all its conditions apply; discounts do not stack.

**€39.95 / year **Standard fee

Fineco One account

Annual fee charged to the current account.

**Use this fee for comparison**

**€29.95 / year **Standard fee

Fineco Classic Account

Annual fee charged to the current account.

**Use this fee for comparison**

**Free / year **Standard fee

Fineco Max Account

Annual fee waived for holders of a Conto Fineco Max.

**Use this fee for comparison**

**Free / month **Conditional

No fixed end date

Fineco One account

Annual fee credited back for Apex or Private customers, or when an active instalment plan of at least €100 is in place.

**Any of these conditions**

- Apex and Private customers receive a monthly pro-rata credit of the annual fee for the months in which they hold that status.
- Customers who use the card with revolving repayment will receive a pro-rated monthly credit of the annual fee for each month in which an instalment plan of at least €100 remains open.

**Use this fee for comparison**

### **Who can apply**

For adults who are tax resident in Italy, hold a Fineco current account and have total assets of at least €3,000.

#### **Full conditions**

**All of these conditions**

- The current account and related services are available to individuals of legal age who are tax resident in Italy.

- **Network**: Bancomat / Mastercard / Visa
- **Credit limit**: €1,600–€4,000
- **Standard credit limit**: €1,600

### **Repayment**

**Repay in full**

Repayment in one payment

**Revolving credit**

Repayment in instalments with the revolving or PagoFacile option.

### **Cash and foreign-currency fees**

Fineco One account

- **Foreign-currency payments**: 2%

Fineco Classic Account

- **Foreign-currency payments**: 2%

Fineco Max Account

- **Foreign-currency payments**: 2%

Issuer: FinecoBank S.p.A.

### **Features**

- **Virtual card**: No
- **Apple Pay**: Yes
- **Google Pay**: Yes

#### **Documents and sources**

- [Source 1 · finecobank.com](https://finecobank.com/it/public/fogli-informativi/dettaglio.pdf?area=pubblica&cartella=contoeuro&categoria=72110&convenzione=72110&multicurrency=M10001&languagePath=it)
- [Source 2 · finecobank.com](https://finecobank.com/it/public/fogli-informativi/dettaglio.pdf?area=pubblica&cartella=contoeuro&categoria=72120&convenzione=72120&multicurrency=M10001&languagePath=it)
- [Source 3 · finecobank.com](https://finecobank.com/it/public/fogli-informativi/dettaglio.pdf?area=pubblica&cartella=contoeuro&categoria=72130&convenzione=72130&multicurrency=M10001&languagePath=it)
- [Source 4 · help.finecobank.com](https://help.finecobank.com/it/conto-e-carte/le-carte-fineco.html)
- [Source 5 · it.finecobank.com](https://it.finecobank.com/banking/carte-di-pagamento/)

## Similar offers

- **FinecoBank** · [Fineco Card Credit monofunzione](https://123offerte.it/en/banking/credit-cards/fineco/card-credit-monofunzione)

  **€19.95** / year
- **Credem** · [Carta di credito Ego Classic](https://123offerte.it/en/banking/credit-cards/credem/ego-classic)

  **€39.00** / year
- **BBVA Italia** · [Carta di Credito BBVA](https://123offerte.it/en/banking/credit-cards/bbva/credit-card)

  **€36.00** / year
- **BNL BNP Paribas** · [Carta di credito BNL Credit Plus](https://123offerte.it/en/banking/credit-cards/bnl/credit-plus)

  **€0.00** / year
- **FinecoBank** · [Carta Extra](https://123offerte.it/en/banking/credit-cards/fineco/carta-extra)

  **€0.00** / year
- **Banca Mediolanum** · [Mediolanum Credit Card](https://123offerte.it/en/banking/credit-cards/banca-mediolanum/mediolanum-credit-card)

  **€40.00** / year

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Source: 123offerte.it — https://123offerte.it/en/banking/credit-cards/fineco/card-credit-multifunzione (accessed 2026-11-02)

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